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MyDeposit - Thoughts?, Home Deposit scheme
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ahkit123
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 Apr 7 2016, 03:05 PM
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QUOTE(Fortezan @ Apr 7 2016, 03:54 PM) I think generally we might see a surge for property below 500k. But the biggest impacted segment might be properties around 500k. Think about it, if I'm currently surveying property whose current market price is around 500-550k, I would seriously reconsider my option now to look at property slightly below 500k just so I can take advantage of the 30k subsidy. So those seller whose current property market price just slightly above 500k, might be forced to reduced their price. new dev and sub sale all rm499k... bbb |
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hakamika
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Apr 7 2016, 03:13 PM
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QUOTE(richardkong @ Apr 7 2016, 02:48 PM) u guys r wrong. young ppl want higher class condos 600-700k at least. this scheme is not as good as it sound. under 500k condo will be those more than 7 yrs apartment/condo. if they want it they would have bought no need to wait this rebate this will help up on those low price properties in small town... |
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Jim.tan
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Apr 7 2016, 03:39 PM
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Getting Started
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They should provide more details, the 30K is act like a DP? Or Cash bonus? Anyone might know?
Althought this is still new
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TSragzs
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Apr 7 2016, 04:18 PM
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Getting Started
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QUOTE(Jim.tan @ Apr 7 2016, 03:39 PM) They should provide more details, the 30K is act like a DP? Or Cash bonus? Anyone might know? Althought this is still new I would imagine it'd be something like a reimbursement from the government. So you would first apply to get the payment from the govt and then having seen the spa agreement then the government would pay the seller? Not sure but giving away cash to "potential homeowners" doesnt seem to make sense |
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maraippo
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Apr 7 2016, 04:24 PM
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the problem is not the deposit. the problem is not many is within that salary range.
and those within that salary range, have higher expectation for their first house.
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JianNinety
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Apr 7 2016, 04:26 PM
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Getting Started
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QUOTE(Jim.tan @ Apr 7 2016, 03:39 PM) They should provide more details, the 30K is act like a DP? Or Cash bonus? Anyone might know? Althought this is still new I think it will be to offset on down payment. If maximum downpayment is RM50k purchaser have to pay the balance RM20k. Straight from Government >transfer> Developer/Owner's bank account |
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ahkit123
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Apr 7 2016, 04:37 PM
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KRITERIA PEMBELIAN PROJEK PERUMAHAN YANG DIBENARKAN Pembelian projek perumahan yang dibenarkan dibawah Skim MyDeposit ini adalah seperti berikut : Projek perumahan baharu yang berlesen atau perumahan pasaran sekunder (subsale). Harga pembelian adalah RM500,000 dan ke bawah; dan Kelulusan pembelian bagi projek-projek perumahan swasta yang tidak mendapat subsidi insentif dana Kerajaan. Source from : http://sprn.kpkt.gov.my/sprn/content/mydeposit-write.html |
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What Is This I Don't Even
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Apr 7 2016, 05:03 PM
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New Member
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i wonder if those who have paid the deposit, but havent sign the spa still can apply for this scheme  |
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shadow_walker
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Apr 7 2016, 05:21 PM
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wow free money by the govt
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Time Walker
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Apr 7 2016, 05:48 PM
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this will increase the sales of property below RM500k
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hian1989
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Apr 7 2016, 05:51 PM
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Getting Started
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QUOTE(JianNinety @ Apr 7 2016, 05:48 PM) let say I sell off my property and I buy back below 500k consider 1st property? |
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JianNinety
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Apr 7 2016, 05:53 PM
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Getting Started
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QUOTE(hian1989 @ Apr 7 2016, 05:51 PM) let say I sell off my property and I buy back below 500k consider 1st property? Dalam mimpi mungkin boleh. But who knows. This is Malaysia. Malaysia Boleh ma. |
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hian1989
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Apr 7 2016, 05:55 PM
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Getting Started
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QUOTE(JianNinety @ Apr 7 2016, 05:53 PM) Dalam mimpi mungkin boleh. But who knows. This is Malaysia. Malaysia Boleh ma.  Malaysia truly Asia |
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shadow_walker
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Apr 7 2016, 06:00 PM
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QUOTE(JianNinety @ Apr 7 2016, 05:48 PM) BBBBB  QUOTE(hian1989 @ Apr 7 2016, 05:51 PM) let say I sell off my property and I buy back below 500k consider 1st property? u think govt idiot izzit? hahaha...btw application before 30jun 2016..need to do fast lor plus got recordla if u already bought a house..lhdn got record, ccris got, land office got, majlis got  |
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legioss
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Apr 7 2016, 06:08 PM
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yeah, there will be surge on property below rm500k, maybe at outskirt location, bear in mind the max given is rm30k, for the buyer not to fork out extra, they probably will buy up to rm300k property only
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Jim.tan
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Apr 7 2016, 07:17 PM
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Getting Started
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Too bad its pay directly to developer/seller. So even if Developer offer 10% Rebate, you still not able to get the "cash" 30K, can only reduce the loan amount. (if its new property) If the developer offering 5% Rebate, then this 30K would offset to become 0 Downpayment. Seem like this is a good scheme.. Too bad its only for first house owner  |
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N1ck
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Apr 7 2016, 09:04 PM
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I do not get it. 200mil budget. If everyone buy RM 200000 house, only 10000 people. Enought meh?
EDIT: OOPs 200 mil diff scheme. But, whoa this will cost gov alot.
This post has been edited by N1ck: Apr 7 2016, 09:11 PM
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krayzie
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Apr 7 2016, 09:32 PM
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Getting Started
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This would push up transaction for those soho/sofo/xoxo/designer suite etc properties no?
by the way isn't this a freddie mac / fannie mae in the making? giving out free money so people with little cash can buy? i hope bank negara doesn't drop their ball and join the party.
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interferens
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Apr 7 2016, 10:00 PM
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If you read clearly at KPKT website, it written Skim PEMBIAYAAN Deposit Rumah..
Pembiayaan is always use to refer to loans
Free money gov usually use word subsidi, bantuan, geran
So this maybe soft loan like PTPTN.. Need to pay back
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