Hi all,
I understand some of you might not understand the document required by MyDeposit. I can assist you guy like the documents they required.

- Salinan surat akuan sumpah bekerja sendiri. (if you are self-employed, you need write in a letter regading you are warganegara malaysia, the salary you earn per month and etc).

- Salinan surat pengesahan majikan. ( Employment offer letter)

Salinan surat pencen( Jika berkenaan). (This one normally apply to the government servant who choose pencen scheme)

Salinan surat tawaran /pengesahan daripada pemaju/penjual. (This mean the booking form issued from developer or agency)
salinan Sistem Maklumat Rujukan Kredit Pusat(CCRIS) pemohon dan pasangan. (You may go to Bank Negara to print out the CCRIS report)

MyDeposit application is same as MyHome scheme, only the criteria of the housing selling price and the applicant's salary required are different. And, MyHome do not require the CCRIS report from applicant.

The process flow is fill in online application form and submit - if you fulfill the requirement, they will send you the offer letter - Sign the offer letter and do commission oath, then return to JPN - After gather all the documents and submit to JPN - After the officer check and no query, the RM30k will be credited.

If you buy the house from developer, the developer will compile all the documents and submit:
- The developer's HDA bank account statement
- The HDA account letter issued by the bank
- The stamped copy of bank offer letter. If your are LPPSA borrower, need the copy offer letter together with the Lampiran E signed)
- The copy of MyDeposit offer letter
- The stamped copy of SPA with chop the word of "MyDeposit" in every page of the SPA copy. Please make sure the SPA copy is completed, no missing page.
- Invoice prepared by the developer.

Then, submit all the compiled documents to JPN. If the documents are ok, no query, then JPN will credited the 30K to developer HDA account.

If you are obtained the full loan (LPPSA), you can get the 30k at the end from developer. If obtained 90% of the commercial loan, the purchaser no need pay downpayment. The developer will issue letter of differential sum settled to loan solicitor. The loan solicitor will do their part.