wow free money by the govt
MyDeposit - Thoughts?, Home Deposit scheme
MyDeposit - Thoughts?, Home Deposit scheme
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Apr 7 2016, 05:21 PM
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#1
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1,288 posts Joined: Sep 2012 |
wow free money by the govt
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Apr 7 2016, 06:00 PM
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#2
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1,288 posts Joined: Sep 2012 |
QUOTE(JianNinety @ Apr 7 2016, 05:48 PM) BBBBB QUOTE(hian1989 @ Apr 7 2016, 05:51 PM) u think govt idiot izzit? hahaha...btw application before 30jun 2016..need to do fast lorplus got recordla if u already bought a house..lhdn got record, ccris got, land office got, majlis got |
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Apr 11 2016, 09:52 AM
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#3
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1,288 posts Joined: Sep 2012 |
QUOTE(Kelefei @ Apr 10 2016, 10:53 PM) 1) Is it sure that the property cant sell within 10 years if use MyDeposit? I check website but i could not find such clause. 1) yes bro...there will be sekatan kepentingan...so that 10 years from SNP date cannot sell..will be recored in your title later.2) If subsale, i need to get mutual agreement with the seller / seller's lawyer to pay deposit using MyDeposit? If seller agree, can i pay the 10% downpayment to the seller first, after that the government credit MyDeposit to the seller, then the seller credit again to my account? 3) the offer only valid until June? 2) can also...people do this with gomen loan...they pay their own money first to stakeholder...later when gomen disburse loan then u get back the money...dont pay to seller liaoo...pay to the lawyer..lol 3) yes valid until 30th june...free money..fast action fast result..lol |
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Apr 11 2016, 10:30 AM
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#4
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1,288 posts Joined: Sep 2012 |
QUOTE(BEANCOUNTER @ Apr 10 2016, 10:35 AM) Why not eligible? Income under 10k per month whoa??? will help genuine buyer lorhIf u r earning 3k...maybe loan will not be approved.... This is how i look at poor people... In malaysia if you are willing to work hard or harder...u can have 2 or 3 jobs to boost your income...there are plenty of works around.... No one needs to be poor.... If u are poor....its your own doing....not bvos of market conditions... We are not like india or indonesia or philippine....where population is too large..to even find job. let say low cost flat rm95k...wanna buy still need 10% cash down payment...lawyer fee maybe another 5k so total 14.5k cash needed to complete the purchase of low cost so yeah it would help those in need |
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Apr 11 2016, 02:13 PM
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#5
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1,288 posts Joined: Sep 2012 |
QUOTE(Kelefei @ Apr 11 2016, 12:32 PM) 2)the gomen will credit to seller's lawyer account...but how can i make sure the lawyer will transfer the money back to me since i had already cleared 10‰ downpayment to the seller? the lawyer will transfer to u lar...its their professional duty...u think they want your 30k ar...if they misappropriate the fund of clients their license can be revoked...disbarred. deswai gomen will deposit to the seller's lawyer...not seller...later he cabut how..lol any tom dick harry lawyer usually got experience handle gomen loan...no worries bro..procedure leave to them..make sure u apply and approve first |
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Apr 11 2016, 02:14 PM
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#6
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1,288 posts Joined: Sep 2012 |
QUOTE(iGamer @ Apr 11 2016, 01:34 PM) Good for the gov to help the needie, but why can't the gov act more fairly? got la woi..u can claim the interest portion of your housing loan and set off in ur taxable incomeHow about self-reliance people who are also middle income earners but already bought property by committing to long housing loan tenure (30-35 years)? Why aren't the gov showing appreciation to these self-reliance people by giving tax deduction for their housing loan interest? Instead what we have here is free money (up to RM30k) for a few lucky family/individuals who may not even bother to save some money to get their first house/apartment???!!!! kantoi liaoo never pay income tax |
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Apr 11 2016, 02:21 PM
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#7
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Apr 11 2016, 02:55 PM
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#8
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Apr 12 2016, 08:38 AM
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#9
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QUOTE(Kelefei @ Apr 11 2016, 04:41 PM) free money wor..fast2 go buy...ayuman suites...lexa residence..the henge..hahahaQUOTE(iGamer @ Apr 11 2016, 06:19 PM) The deduction is limited to certain property purchased in a specific year only. The other alternative is the property under housing loan is rent out and the interest is deducted from the rental income. But we cannot deduct housing loan interest we occupied ourself. ya ur correct...deswai i said earlier to the other guy...if pay income tax shud know this stuff..sorry bro..too lazy to write well like u...thanks ya |
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