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Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month

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CalvinCLK
post Mar 25 2016, 10:36 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:31 AM)
[attachmentid=6235105]

Hi guys
my first bill which I thought was entitled for cash back - my Categories are groceries and petrol...but I dont see it in my statement.

Any comments or pointers?
*
Cashback will only be credited into your CC balance on 28th March.
lee82gx
post Mar 25 2016, 10:37 AM

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QUOTE(CalvinCLK @ Mar 25 2016, 10:36 AM)
Cashback will only be credited into your CC balance on 28th March.
*
Owh, thank you so much!
victorywp
post Mar 25 2016, 10:38 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:31 AM)
[attachmentid=6235105]

Hi guys
my first bill which I thought was entitled for cash back - my Categories are groceries and petrol...but I dont see it in my statement.

Any comments or pointers?
*
did you managed to fulfill the min requirement >rm50 x 10 times?
CalvinCLK
post Mar 25 2016, 10:40 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:37 AM)
Owh, thank you so much!
*
Refer to victorywp's post, I think I left out your spending period, in Feb less than 10xRM50? If so, not entitle to cashback for month of Feb. For March, you still have time to fulfill the 10xRM50 criteria to entitle for cashback.

QUOTE(victorywp @ Mar 25 2016, 10:38 AM)
did you managed to fulfill the min requirement >rm50 x 10 times?
*
lingleeyen
post Mar 25 2016, 10:42 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:31 AM)
[attachmentid=6235105]

Hi guys
my first bill which I thought was entitled for cash back - my Categories are groceries and petrol...but I dont see it in my statement.

Any comments or pointers?
*
You started using in Feb end. So looking at the number of times you use in Feb, you are not entitled in for rebate, unless you transact 10 times RM 50 min in Feb itself. If you did use 10 times in Feb, it will come out in your this month statement.

For your March spending, It is not 10 times yet and March has not ended hence you still have chance. If you use it up to the TNC, you will see your rebate in April statement.

The cycle of rebate is calendar month, not CC cycle month. IE, 10 times transaction min RM 50, from 1st March to 31st March.
lee82gx
post Mar 25 2016, 10:43 AM

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QUOTE(CalvinCLK @ Mar 25 2016, 10:40 AM)
Refer to victorywp's post, I think I left out your spending period, in Feb less than 10xRM50? If so, not entitle to cashback for month of Feb. For March, you still have time to fulfill the 10xRM50 criteria to entitle for cashback.
*
Yes I am aware that my previous statement not fulfil 10x RM50 (as it was only 12days period since getting the card). My question was for the latest statement, already having 14 x RM50, and I assume you said it will be credited later, correct ah?
victorywp
post Mar 25 2016, 10:49 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:43 AM)
Yes I am aware that my previous statement not fulfil 10x RM50 (as it was only 12days period since getting the card). My question was for the latest statement, already having 14 x RM50, and I assume you said it will be credited later, correct ah?
*
if for march and you already having 14 x rm50, you will receive your cb on 28th april.
lingleeyen
post Mar 25 2016, 10:52 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:43 AM)
Yes I am aware that my previous statement not fulfil 10x RM50 (as it was only 12days period since getting the card). My question was for the latest statement, already having 14 x RM50, and I assume you said it will be credited later, correct ah?
*
I don't know how you calculate to get 14 times in March. All I see is 8 times. Plus, with how you use the card including insurance and other transaction into it, it is not a very smart way to maximise the card benefit. Well, of course if you cannot meet 10 x RM 50 a month, I see where you are coming from.
lee82gx
post Mar 25 2016, 10:54 AM

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QUOTE(lingleeyen @ Mar 25 2016, 10:42 AM)
You started using in Feb end. So looking at the number of times you use in Feb, you are not entitled in for rebate, unless you transact 10 times RM 50 min in Feb itself. If you did use 10 times in Feb, it will come out in your this month statement.

For your March spending, It is not 10 times yet and March has not ended hence you still have chance. If you use it up to the TNC, you will see your rebate in April statement.

The cycle of rebate is calendar month, not CC cycle month. IE, 10 times transaction min RM 50, from 1st March to 31st March.
*
QUOTE(victorywp @ Mar 25 2016, 10:49 AM)
if for march and you already having 14 x rm50, you will receive your cb on 28th april.
*
guys
I now reading that rebates are counted on calendar month.
If so please see my original post where I also attached transactions from February statement.

Per my count from 17 to 29 Feb is 17x RM50
1 March to 25 March is 7x RM50 (still counting).

So for 17-29Feb, the rebates are coming in on 28 March?
And if I make it to 10x RM50 before end of March, rebate will come in on ~28 April?

Please help a n00b.
victorywp
post Mar 25 2016, 10:56 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:54 AM)
guys
I now reading that rebates are counted on calendar month.
If so please see my original post where I also attached transactions from February statement.

Per my count from 17 to 29 Feb is 17x RM50
1 March to 25 March is 7x RM50 (still counting).

So for 17-29Feb, the rebates are coming in on 28 March?
And if I make it to 10x RM50 before end of March, rebate will come in on ~28 April?

Please help a n00b.
*
yes for both, you understand it correctly.

This post has been edited by victorywp: Mar 25 2016, 10:58 AM
fruitie
post Mar 25 2016, 10:58 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:54 AM)
guys
I now reading that rebates are counted on calendar month.
If so please see my original post where I also attached transactions from February statement.

Per my count from 17 to 29 Feb is 17x RM50
1 March to 25 March is 7x RM50 (still counting).

So for 17-29Feb, the rebates are coming in on 28 March?
And if I make it to 10x RM50 before end of March, rebate will come in on ~28 April?

Please help a n00b.
*
Yes for both questions.
lingleeyen
post Mar 25 2016, 11:00 AM

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QUOTE(lee82gx @ Mar 25 2016, 10:54 AM)
guys
I now reading that rebates are counted on calendar month.
If so please see my original post where I also attached transactions from February statement.

Per my count from 17 to 29 Feb is 17x RM50
1 March to 25 March is 7x RM50 (still counting).

So for 17-29Feb, the rebates are coming in on 28 March?
And if I make it to 10x RM50 before end of March, rebate will come in on ~28 April?

Please help a n00b.
*
Err, I think you confused. If 1 transaction say your Great Eastern RM 150, it is counted as 1 transaction of min RM 50. It is NOT 150/50 = 3 x RM 50 transaction.

RM 50 transaction = 1 transaction recognised
RM 100 transaction = 1 transaction recognised
RM 2000000 transaction = 1 transaction recognised
RM 49.90 transaction = no transaction recognised
BaRT
post Mar 25 2016, 11:01 AM

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Use this card for 2nd month already.
Then received a waiver for annual fee rm160 (im not requesting).

well...good for me. huhu
BaRT
post Mar 25 2016, 11:02 AM

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QUOTE(lingleeyen @ Mar 25 2016, 11:00 AM)
Err, I think you confused. If 1 transaction say your Great Eastern RM 150, it is counted as 1 transaction of min RM 50. It is NOT 150/50 = 3 x RM 50 transaction.

RM 50 transaction = 1 transaction recognised
RM 100 transaction = 1 transaction recognised
RM 2000000 transaction = 1 transaction recognised
RM 49.90 transaction = no transaction recognised
*
that's why when i shopping at tesco for rm300, i made 6 transaction...haha
victorywp
post Mar 25 2016, 11:03 AM

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QUOTE(lingleeyen @ Mar 25 2016, 11:00 AM)
Err, I think you confused. If 1 transaction say your Great Eastern RM 150, it is counted as 1 transaction of min RM 50. It is NOT 150/50 = 3 x RM 50 transaction.

RM 50 transaction = 1 transaction recognised
RM 100 transaction = 1 transaction recognised
RM 2000000 transaction = 1 transaction recognised
RM 49.90 transaction = no transaction recognised
*
i did think the same thing but when i went to check his attachment again, he actually updated another copy for the previous transactions. you try to view again and you will understand lol... nod.gif
lee82gx
post Mar 25 2016, 11:04 AM

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QUOTE(lingleeyen @ Mar 25 2016, 11:00 AM)
Err, I think you confused. If 1 transaction say your Great Eastern RM 150, it is counted as 1 transaction of min RM 50. It is NOT 150/50 = 3 x RM 50 transaction.

RM 50 transaction = 1 transaction recognised
RM 100 transaction = 1 transaction recognised
RM 2000000 transaction = 1 transaction recognised
RM 49.90 transaction = no transaction recognised
*
i believe this portion I got it right as you see in my statement I count 17x RM50.000 onwards, for Feb for example.
lingleeyen
post Mar 25 2016, 11:04 AM

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QUOTE(BaRT @ Mar 25 2016, 11:02 AM)
that's why when i shopping at tesco for rm300, i made 6 transaction...haha
*
Some merchant will do, some wont. I did it in VS in PJ. 800++ they transact 9 times.

I tried to do the same in Nobel Restaurant in Plaza 33. Bill is 1400++, I want to split to 2, they bising bising say cannot. Depends on how helpful is the merchant and the cashier aunty lo.
victorywp
post Mar 25 2016, 11:04 AM

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QUOTE(BaRT @ Mar 25 2016, 11:01 AM)
Use this card for 2nd month already.
Then received a waiver for annual fee rm160 (im not requesting).

well...good for me. huhu
*
first year is waived right?
or you mean you use for 2nd year already?
trojant
post Mar 25 2016, 11:04 AM

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QUOTE(BaRT @ Mar 25 2016, 12:02 PM)
that's why when i shopping at tesco for rm300, i made 6 transaction...haha
*
how do you split? "Group up items to different RM50 per receipt" or "single receipt but ask counter to swipe card for 6 times"?
lee82gx
post Mar 25 2016, 11:07 AM

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QUOTE(lingleeyen @ Mar 25 2016, 11:04 AM)
Some merchant will do, some wont. I did it in VS in PJ. 800++ they transact 9 times.

I tried to do the same in Nobel Restaurant in Plaza 33. Bill is 1400++, I want to split to 2, they bising bising say cannot. Depends on how helpful is the merchant and the cashier aunty lo.
*
Giant in Bayan Baru, Penang will assume you are a thief or con-man if you try this. Happened to me on 26 Feb (per receipt lol).

QUOTE(trojant @ Mar 25 2016, 11:04 AM)
how do you split? "Group up items to different RM50 per receipt" or "single receipt but ask counter to swipe card for 6 times"?
*
Tesco, apparently are ok for swipping 6 times in a single receipt. (Anecdotal from friends)

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