wise gold charged with rm160 +GST AL. you all proceed to pay or cut it? Thinking to cut it and ask spouse to apply.

guys, on the 15th every month hlb will give me my CC statement

but cashback is calculated based on calendar month and not my bill cycle right? doesn't matter when my statement is out

thanks

just received a call from CS asking me to answer question on the rm30 contest

i dunno this contest also need to answer question haha
luckily the answer is yes or no only

What question they asked you?

hong leong logo color is red and blue yes or no 

just received a call from CS asking me to answer question on the rm30 contest

i dunno this contest also need to answer question haha
luckily the answer is yes or no only

What promo is that?

Which Caller ID?

paid for 2 years liao. no complaints.

always try to max out the RM100 CB each month to get offet the AF.
if u cancel now, ur last month's CB will be total loss. you ok with it? ur spouse may not get approved as well. and after cancellation, u may not get approved back as well.

worth the trouble?
if u can forego the earned CB last month and have other cards to replace Wise, then it's OK la.

Have you spent on the card last month? If cut it now means last month cb all burnt. If ask your spouse to apply, make sure she got it approved then only you cut yours.

for me, of course proceed to pay it.. still worth what?

may ask ur spouse apply it and maximize rm200 cb per month 

10 x Rm50 transaction is not easy to handle. Sometime it making me feels panic repeating the thing every month.

If 20 x Rm50, i cant imagine what will happen to me. MB im not Wise enough

No burn for last month, even though credit card cancel, CB will still appear until i instruct them to transfer back to my current acc. I did once on my Platinum Wise

After 6 months cancellation, they call me back to offer reactivate of Plat wise, i say i will consider If Wise Gold. They they issue to me again, 1 year AF waived.

Now 1st year done. Thats the issue

Wonder how you know the amount of last month cash back.

My case is once I called to cancel, no longer can login online banking, few days later receive a letter for cancel confirmation.

Wonder how you know the amount of last month cash back.

My case is once I called to cancel, no longer can login online banking, few days later receive a letter for cancel confirmation.

not that difficult actually. I can do 30 x rm50 too as still got excess expenditure charging into other cards...

If you have huge and regular bills then is easy. Not everyone share the same spending style