In addition, the cash back only posted after a month.

For example, my second year annual fee will be charged on 8-Sep, if I don't want to get charge, I have to cancel it before 8-Sep (Please use all rebate money posted on 28-Aug in card before call, after call HLB will straight away barred the card, and they cancel the card without question, I lost the last rebate previously).

Rebate earned from 1-July to 31-July will only posted on 28-Aug, which mean we have to stop use card by end of July, spending in Aug will be useless.

This post has been edited by keni988: May 15 2016, 05:30 PM

Wonder how you know the amount of last month cash back.

My case is once I called to cancel, no longer can login online banking, few days later receive a letter for cancel confirmation.

My case is I stop swipe one month before cancel, still didnt get earlier cash back due to I cancel before it is posted.
QUOTE
Hong Leong Bank Wise Credit Card V4
keni988 Posted on: Jan 18 2015, 03:09 PM

Due to annual GST on 3-Jan, called to cancel my wise card on 26-Dec and phone banker say will call back but actually they blocked my account immediately and cancel without question by sending letter to your address. Didn't got my cash back that should be posted on 28-Dec. Efficient on the cancellation.

So guys, if you want to cancel, make sure you check online that last cash back is in the account and spend it before you cancel

Annual fee charged faster than I expected, 9-July.
my second year annual fee suppose to be charged on 8-Sep, as I start using it end of July.

This post has been edited by keni988: Jul 18 2016, 09:06 PM


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I am too shy to call. No choice just keep it for another year.