When we can think like this, then we won't feel butt hurt.
Simple, if you spend using cash, the risk is you may get robbed or injured, worst case, robbed and get killed
If not on this also, for every rm1 you spend, the value are rm1.
With cash back card, you only pay rm0.95 or lesser for every rm1 spent.
If some jokers still feel butt hurt on this, go back to old life and don't apply for any credit card and use cash only

I dont think you guys get what I was trying to say. I did not say the AF is a lot nor little. What I was saying is that if the benefits are no longer there, I won't be sentimental to try and keep the card regardless of the AF is RM100 or free for life.

agree 

How do you know it will not be there when there is no official announcement? It's not a loss again to keep for 1 yr even if they amend any changes.

I dont think you guys get what I was trying to say. I did not say the AF is a lot nor little. What I was saying is that if the benefits are no longer there, I won't be sentimental to try and keep the card regardless of the AF is RM100 or free for life.

How do you know it will not be there when there is no official announcement? It's not a loss again to keep for 1 yr even if they amend any changes.

Read here on multi-quote
https://forum.lowyat.net/index.php?act=faq&article=10

That's the power of speculations
No speculations = no life
Some just like to simply speculates and get attention. For me is better if they were to revise the cash back, so I can change card again.

Is mainly even after pay AF, the cash back still > 5%, else early early I dump this card.
Only my "1st" year I get true 10% of cash back since my 2nd year AF also waived
Remember, from the beginning there's no 10% cash back to start with.

When we can think like this, then we won't feel butt hurt.
Simple, if you spend using cash, the risk is you may get robbed or injured, worst case, robbed and get killed
If not on this also, for every rm1 you spend, the value are rm1.
With cash back card, you only pay rm0.95 or lesser for every rm1 spent.
If some jokers still feel butt hurt on this, go back to old life and don't apply for any credit card and use cash only

On your 11:22am reply is already a clear cut that you are butt hurt, simple as that

That's the power of speculations
No speculations = no life
Some just like to simply speculates and get attention. For me is better if they were to revise the cash back, so I can change card again.

hi fellow wise guy

what is the adjustment they going to make? from 10% to? just notice essential card from 1% to 0.6%

On your 11:22am reply is already a clear cut that you are butt hurt, simple as that

hi fellow wise guy

what is the adjustment they going to make? from 10% to? just notice essential card from 1% to 0.6%

Nothing is firm, just continue to use as normal. When something goes on only decide.
If it does not suit your needs, cancel the card is the best way.

@supersound

I have been monitoring your posts and I'd suggest you to be more responsible in the way you dish out your sentences. Often your replies are not based on facts that will be helpful to our readers and this raises my concern given the frequency that this has been going on.

I'd strongly advice you to rethink the way you are posting in this section and please take it seriously as the next step will be consequential management. The choice is yours.

Same goes to other forumers when I read their post ....    
Guess soon my fan club will reopen again 

The whole thing begin with "multi quote" by some arrogant forumer. He will make use or to be exact; "abuse" the report button constantly/periodically !

You know.. sometime we could not just use the "multi quote" function as we are catching the time, buying the ticket while replying, watching movie and many more unforeseen locus. Of course, if the particular forumer request us make use the 'multi quote' function, he should bring the matter into PM (that is the function of PM, make use of it) !

Sometime we might have different opinions/suggestions/point-of-view. But if one could not agree with each other, i see no wrong for a debate in a healthy way provide with facts. Sometime, we did mistake too; after all, we are a human. If one could not accept other opinion , that doesn't mean he could abuse the report button constantly.

I'd suggest you write an official email explaining the whole situation with screenshot if you felt the post browbeat you directly or indirectly. At least, that is what i did when i felt i was right and offense no one nor against any board rules.

Sorry for the long post and for the OFF-TOPIC post.

Thanks!

"multi quote" for me is when few person's replies will be have same meaning only I'll use that, else I just split it.
Too bad you are using small gadgets to type, that will be a problem on using multi-quote. Does any rules says we must use multi quote when replying? Nope, I don't see any. Technically I'm not wrong. Remember on Tun Lim's case on "misleading" the cabinet? By law he is not wrong.

If there's no smoke then there'll be no fire.
Despite your rant, it doesn't change my stand. It is your choice to repeat your folly - just try me.

@aromachong. I'll appreciate if you will not be judgemental to another member of this forum. That person been around longer than you are and his history of character vs. yours. I'll not hide the fact that I have received many complaints on your conduct/posts and I took the effort to observe rather than reacting right away. If you wish to defend yourself ... I'll suggest you start deleting all of your offending posts (hundreds if not thousands) - they are evidence that speak for itself.

Gentleman (or ladies)
I'll suggest that this ends here and you guys start afresh/anew. I won't repeat myself.

If there's no smoke then there'll be no fire.
Despite your rant, it doesn't change my stand. It is your choice to repeat your folly - just try me.

@aromachong. I'll appreciate if you will not be judgemental to another member of this forum. That person been around longer than you are and his history of character vs. yours. I'll not hide the fact that I have received many complaints on your conduct/posts and I took the effort to observe rather than reacting right away. If you wish to defend yourself ... I'll suggest you start deleting all of your offending posts (hundreds if not thousands) - they are evidence that speak for itself.

Gentleman (or ladies)
I'll suggest that this ends here and you guys start afresh/anew. I won't repeat myself.

I am serious in a serious thread

i will not be serious when it's /k. sometime you know it's a public forum .. so chill out!

That is why i am here for serious discussion in serious thread. If you could not accept the facts i've been serious here, you can PM me anytime what is wrong actually?

I don't like to sound judgmental but there is mistake that i need to write out. There isn't a guideline or rules in board highlight old members have privileges over new members. Well, you know old man make mistake some time too. (That is the facts too). If you want to get respected for who you are, please do make sure you respect other for who they are.

Nope, i do not have to delete my old statements. You can PM me anytime if you have views on me.