QUOTE(ljf123 @ Mar 28 2016, 05:06 PM)
pb boleh tambah on busuh fund n get promo fd. Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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Mar 28 2016, 05:14 PM
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#81
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895 posts Joined: Dec 2013 |
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Mar 28 2016, 05:24 PM
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#82
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QUOTE(ljf123 @ Mar 28 2016, 05:19 PM) asked them need to add how much they said: tak tau la, you ambil duit datang dulu then i pergi tanya i said how about 1k for 200k investment, she said too little, but she doest know much much should i add to "become" fresh fund try with hongleong last time which add 1k for over 200k investment fd which thry allowed me to do so |
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Mar 29 2016, 02:08 PM
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#83
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QUOTE(Ramjade @ Mar 29 2016, 12:28 PM) You can sell the TV + ipad mini to pocket the profit. 100% profit. Gold plated toys hard to sell. u think so easy to sell at rm100 less than market price? Easily can profit >rm1312.5. Ipad and TV sell slightly cheaper than market price. Sure profit. One ipad mini 4 16gb WiFi from Apple malaysia sells for rm1599. Sell at rm1499, TV sell at about rm800, profit rm2299. |
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Mar 29 2016, 05:24 PM
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#84
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QUOTE(Ramjade @ Mar 29 2016, 02:33 PM) u think less by rm100 pipu will buy? QUOTE(HarpArtist @ Mar 29 2016, 05:19 PM) 250k personally i do not even want to bother with the hassle of selling items. i cant speak for all but i think most 250k < individuals wont want to either. tats mentality of a kiddo. |
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Mar 29 2016, 06:16 PM
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#85
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QUOTE(Ramjade @ Mar 29 2016, 06:08 PM) You don't hang out in Garage sale much do you? I hang out, I saw with my own eyes people buying higher than normal apple price. Why do you think scalper exist? Also, some people willing to buy 2nd hand ipads. Unker boom is a kiddo? I remember he took the FD promo with medklin air purifier and sold it off. He make quite a profit combining both interest and sales of the air purifier. He definitely have >RM250k. The last I checked, he is no kiddo. |
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Mar 29 2016, 07:54 PM
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#86
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QUOTE(HarpArtist @ Mar 29 2016, 06:53 PM) im a kiddo too, to most of you guys, i guess the other kiddo will say otherwise. anyway besides the obvious amazing hassles and risks involved...selling items is a hit and miss thing. there is a possibility of not being able to sell. fd is a safe easy and sort of nobrainneeded investment..this tv thing totally goes against those principles |
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Mar 29 2016, 10:17 PM
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#87
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QUOTE(BoomChaCha @ Mar 29 2016, 09:44 PM) Last time I think around 3 years ago, I sold one Philips 42" LCD TV (gift from SCB) with original receipt for RM 1300.00, but market price at that time for this TV was RM 1600 in Tesco. The buyer did not even open the box to check since the TV box was wrapped in plastic rope by the Philips factory. |
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Mar 30 2016, 08:16 AM
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#88
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QUOTE(BoomChaCha @ Mar 29 2016, 09:44 PM) unker boom, i placed it yesterday. QUOTE(HarpArtist @ Mar 29 2016, 11:36 PM) yes dear, i got the gist of what u are saying some posts ago. yup, tis is for kiddo with time to spare n some exceptions like some unker (make sure heart is ok what i am saying is i would never consider sale of items as profit as i actually have to get up and work, to get it sold and profit realised, as opposed to getting interest into my account. why do i say that? because instead of wasting time selling i could be working and earning much more than the sale... QUOTE(BoomChaCha @ Mar 29 2016, 11:41 PM) get yourself excited unker! still some risk involved, unker boom! |
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Mar 30 2016, 11:13 AM
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#89
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895 posts Joined: Dec 2013 |
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Mar 30 2016, 11:33 AM
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#90
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Mar 30 2016, 12:49 PM
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#91
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QUOTE(Ramjade @ Mar 30 2016, 12:37 PM) Never been their customer. Cannot comment. Quote:One good thing about rhb is no queue for their amanah saham counter. Captain likes UOB cause if value is large, no need to move fund around. RM can give you good rates. Say promo rates is 4.2, they will give you 4.1% Say promo rates is 4.2, they will give you 4.1% |
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Mar 30 2016, 12:51 PM
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#92
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895 posts Joined: Dec 2013 |
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Mar 30 2016, 12:54 PM
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#93
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895 posts Joined: Dec 2013 |
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Mar 30 2016, 01:12 PM
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#94
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QUOTE(Ramjade @ Mar 30 2016, 12:37 PM) Never been their customer. Cannot comment. One good thing about rhb is no queue for their amanah saham counter. Captain likes UOB cause if value is large, no need to move fund around. RM can give you good rates. Say promo rates is 4.2, they will give you 4.1% QUOTE(yygo @ Mar 30 2016, 12:49 PM) dude, read carefully. Captain likes UOB cause if value is large, no need to move fund around. RM can give you good rates. Say promo rates is 4.2, they will give you 4.1% This post has been edited by yygo: Mar 30 2016, 01:14 PM |
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Mar 30 2016, 01:20 PM
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#95
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QUOTE(Ramjade @ Mar 30 2016, 01:14 PM) Isn't all banks are like that? Go customer service counter, take no, then wait your turn and then go to the counter? tun, most banks just go to 1 counter to place fd. no 2 counters. ask others please. It was in his blog. You don't need to transfer money out. Just sign some forms. You get 4.1% instead of the 4.2% your statements are not logical and misleading. RM can give better rates, yet 4.1%. u should say board rate is lower. oso, captain said sometimes he get higher rate of 4.5%!!! This post has been edited by yygo: Mar 30 2016, 01:22 PM |
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Mar 30 2016, 01:38 PM
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#96
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QUOTE(Ramjade @ Mar 30 2016, 01:26 PM) For me, personal experience HLB, SCB, Affin, cimb, maybank all take no from customer service counter first, then wait your turn to be call to the counter. Oh, you misunderstood me. What I meant is that FD will not be renew at board rates but will be renew at say 4.1% upon maturity. Promo rates is 4.2% but RM help to get 4.1%. I think when he was offered 4.1%, he took it cause no need to go to another bank again. Not sure which post already. i dun think i got u wrong. it was wat your statement means. maybe it was your english. u got it all wrong. This post has been edited by yygo: Mar 30 2016, 01:39 PM |
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Mar 30 2016, 02:09 PM
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#97
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QUOTE(HarpArtist @ Mar 30 2016, 02:00 PM) thank you. i was about to say what use is a RM who nego LOWER rates...was going to call uob and ask them what is this policy hahaha so i am not the onli one tat interpret his statement "wrongly". poor me, have to remind him few times then he realized the issue. but still pretend pretend some more. |
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Mar 30 2016, 03:12 PM
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#98
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Mar 31 2016, 12:02 PM
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#99
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QUOTE(jsflim @ Mar 31 2016, 09:23 AM) I just tried on the MBB e-FD, I withdraw from my existing FD and place back, and it does shows the yellow icon. QUOTE(jsflim @ Mar 31 2016, 09:24 AM) I don't think eFD can top up after you made placement. You need to uplift and place again. But bear in mind the promotion period is limited. QUOTE(jsflim @ Mar 31 2016, 09:25 AM) one kind word of advice. please combine your post into one reply. rule of the forum. if not will be counted as spam. |
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Mar 31 2016, 07:13 PM
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#100
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