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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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yygo
post Mar 31 2016, 09:42 PM

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QUOTE(Ramjade @ Mar 31 2016, 08:29 PM)
Fair enough. You better update front page. Apparently that maybank 4.38% is no more. Can't be sure as captain blog indicate still got. Last update was 22/1/2016 which was quite recent.

Also included in Nom-el method on how to get higher than 4.5% FD rates using combination of Maybank GIA-i and Hong Leong Pay and Save. Very useful especially now when all FD rates are < 4.5%
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22/1 update is recent? bro, tats is too far out. doh.gif rhb, bsn both stopped their promo recently.

QUOTE(BoomChaCha @ Mar 31 2016, 08:45 PM)

RHB requires approximately 20%, but need to double confirm with your RHB branch.
If I remember correctly, one member said that he just added RM 100 fresh fund to renew his RHB FD..  hmm.gif

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unker goat said he was asked to top up rm100 in rhb.

QUOTE(yiyonglee @ Mar 31 2016, 09:08 PM)
a noob question.

let say, you recently banked in RM10k into your maybank current account.

then only decide you want to open RM10k FD at public bank.

can I write a maybank cheque to open a public bank FD account?
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u sure can. icon_rolleyes.gif
yygo
post Apr 1 2016, 08:01 AM

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QUOTE(BoomChaCha @ Mar 31 2016, 11:26 PM)
Oh.. your memory must be DDR5 64GB loh..  thumbsup.gif

Wah.. RM 100 only..Because unker goat looks more leng chai ma..  biggrin.gif

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mi memory still so so. i was warned by one unker (he send pm to me) dun talk too much, if not one nice unker though with high blood pressure may ask for my naked pic and want to massage me in PM. laugh.gif funny how some pipu behave in pm. u know the quirky person very personally, brows.gif rite? devil.gif

This post has been edited by yygo: Apr 1 2016, 08:03 AM
yygo
post Apr 4 2016, 09:31 PM

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QUOTE(BoomChaCha @ Apr 4 2016, 08:35 PM)
Gary, Thanks for reminding this..
After all my SCB FDs become mature, I will withdraw all FDs from SCB.

How to avoid SCB to charge us RM 100 bruce.gif  after we withdraw all our monies? 

Or can we request to terminate our priority banking status before we withdraw our
FDs..?  So that we will not be charged RM 100..  hmm.gif 
Withdrew FD in RxB, happened in this afternoon:

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unker boom, wat if fd say 50k belum matured. keep say rm5 in sa. they cannot deduct the rm100 lo. can ah?
yygo
post Apr 5 2016, 10:50 AM

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QUOTE(kit2 @ Apr 5 2016, 09:00 AM)
is this still available for placement?
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the 12 mth one with eff 4.5%, ta ada.

QUOTE(ssiapf @ Apr 5 2016, 10:24 AM)
how to become member to BR Xclusive?
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minimum 300k in br.
yygo
post Apr 5 2016, 11:08 AM

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QUOTE(Remic @ Apr 5 2016, 11:07 AM)
CIMB give me 4.35%. Is this rate ok?
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1 year rate? for large deposit?
yygo
post Apr 5 2016, 11:54 AM

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QUOTE(Remic @ Apr 5 2016, 11:47 AM)
I year rate. 200k
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good rate as other banks 4.3% onli.
yygo
post Apr 5 2016, 05:09 PM

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QUOTE(gchowyh @ Apr 4 2016, 11:57 PM)
Wah, seems everything is better & more efficient in Penang.  rclxms.gif
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br sudah reply? boleh dapat 4.5% sama unker goat? hmm.gif
yygo
post Apr 6 2016, 12:55 PM

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QUOTE(Ramjade @ Apr 6 2016, 10:47 AM)
If you look carefully, can see a 3 there. tongue.gif
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really? u can peek and see the 3 there? devil.gif
yygo
post Apr 6 2016, 05:39 PM

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QUOTE(BoomChaCha @ Apr 6 2016, 04:15 PM)
Thanks Gary for sharing this valuable info.  thumbsup.gif
I will do the same..
Dislike somebody just wants to show off and asking people to guess his wealth...  puke.gif

But Remic just gave us his straight forward answer like this:
To put RM 200K in CIMB to get 4.35%..  thumbsup.gif

Quite salute and respect to Remic for sharing his FD info without reservation..  notworthy.gif
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wat, unker boom, u wan him to say it is 1 million fd then happy? laugh.gif

i tink he is still better than someone pretend pretend n ask pipu for naked pic. oso want to massage a guy. brows.gif
yygo
post Apr 6 2016, 05:47 PM

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QUOTE(gchowyh @ Apr 6 2016, 02:52 PM)
Yes, BR already called yesterday confirm 4.5%!  rclxm9.gif
Now chasing SCB!  vmad.gif
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unker, wat u put in to get 4.5%?

QUOTE(sandkoh @ Apr 6 2016, 05:41 PM)
got this guy? who ah? uncle bxxx?
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laugh.gif unker bxxx
yygo
post Apr 6 2016, 06:20 PM

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QUOTE(bbgoat @ Apr 6 2016, 06:12 PM)
Find it laughable that not telling the FD amt is for people to guess my wealth.

Will u be happy with the answer that it is 500k, 1 million FD. Then is it showing off ? I have said before that it is 6 figure FD.

If I said 1 million, will u believe it ? Am I boasting ?

Someone has said I have 3 million. U believe it ? What should I say:
a. U are right
b. No, I have more than that

I think telling people that it is a high amount should be enough. Different BR branch may give better rates.

The attack coming from a hypocrite is even more laughable. Someone who did not behave in sending PM to people.  laugh.gif
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QUOTE(sandkoh @ Apr 6 2016, 06:19 PM)
i like!
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me too, 10,000 likes! will the other unker, please stands up, if he can (or too weak). brows.gif

This post has been edited by yygo: Apr 6 2016, 06:28 PM
yygo
post Apr 6 2016, 08:06 PM

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QUOTE(Human Nature @ Apr 6 2016, 07:10 PM)
I agree that is why I said everyone has own comfort zone. If it is blanked out, means it is not intended for public viewing, then others should not keep guessing and getting OT.
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QUOTE(cklimm @ Apr 6 2016, 08:01 PM)
Even if the numbers shown accidentally, it doesn't meant to create any hoo-ha either.
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yes, unker goat shown us the 4.5%. some go and si si the amt. then one unker said he wan us to guess his wealth. wat logic?

it only mean we can get 4.5% in br or maybe higher?

This post has been edited by yygo: Apr 6 2016, 08:08 PM
yygo
post Apr 8 2016, 10:30 PM

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QUOTE(wil-i-am @ Apr 8 2016, 10:04 PM)
I got 4.28% ony  sad.gif
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wanna to ask how? the amount? 6 figure good enough or need more specific? hmm.gif
yygo
post Apr 8 2016, 10:36 PM

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QUOTE(wil-i-am @ Apr 8 2016, 10:31 PM)
4.28% is open for everyone without nego
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tat one is their promo rate till apr end.
yygo
post Apr 9 2016, 07:54 AM

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QUOTE(wil-i-am @ Apr 9 2016, 06:54 AM)
BR is convenient to me in term of logistics
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yup, for 0.02% difference, effort not worth it if smaller amount. wink.gif
yygo
post Apr 10 2016, 01:58 PM

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QUOTE(nexona88 @ Apr 10 2016, 01:00 PM)
thanks for the info.

gonna tell my friend about it  cool2.gif
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thank to unker goat oso. 6 figure (haha, anyone against 6 figure?)100,000 will get RM100.
yygo
post Apr 11 2016, 01:50 PM

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QUOTE(thirumaran @ Apr 11 2016, 01:36 PM)
Just came back fr HLB.  If more than 100k, its 4.3% for 3 mths
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hlb can nego also?
yygo
post Apr 11 2016, 01:53 PM

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QUOTE(thirumaran @ Apr 11 2016, 01:51 PM)
it's not nego.  It's in the T&C.
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published? u have the t&c?
yygo
post Apr 11 2016, 02:00 PM

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QUOTE(thirumaran @ Apr 11 2016, 01:58 PM)
sorry, the cashier just told me verbally
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the 3 mth 4.3% will be very good rate for short term money.
yygo
post Apr 11 2016, 02:04 PM

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QUOTE(kochin @ Apr 11 2016, 02:02 PM)
aaargh!!!! i just lose the 0.1% from hlb. damn you!
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more than 6 figure (100,001) brows.gif ?

This post has been edited by yygo: Apr 11 2016, 02:11 PM

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