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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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yygo
post Mar 19 2016, 10:37 AM

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QUOTE(sevendogz @ Mar 19 2016, 09:36 AM)
mentioned earlier HLBB charged RM6 for a bankers cheque, and in fact the FD account belongs mother in law, a senior, still they charge RM6
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dun think related to senior citizen. asked my relatives still charged about rm6 for bc. so more likely to do with bank branches discretion. bangwall.gif devil.gif
yygo
post Mar 19 2016, 11:48 AM

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QUOTE(sms2u @ Mar 19 2016, 11:18 AM)
i do no think so, can u show the exmple how you do the calculation and it minue the 2 days interest?
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i think he is not sure of tis. not true oso unless he can prove it.
yygo
post Mar 20 2016, 07:54 AM

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QUOTE(gsc @ Mar 19 2016, 09:51 PM)
Not true, the FD rate is printed on the FD. PB is clear on the step up rate compare other bank such as RHB, only print the first step rate  and maturity date. sometimes can be very confusing and thought that iFD is mature and withdraw
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pbb wise even captain genx also mentioned about the opr change tat may affect pbb's fd rate. concern is on next step up rate 6 month later. they may change it if opr change (meaning drop), rite? hmm.gif

This post has been edited by yygo: Mar 20 2016, 08:13 AM
yygo
post Mar 23 2016, 07:23 PM

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QUOTE(cklimm @ Mar 23 2016, 06:13 PM)
Cash is good, only 10 piles of Rm100 notes for 100k
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X10 for 1kk. is tat how u deposit in mach last year? brows.gif devil.gif
yygo
post Mar 23 2016, 08:01 PM

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QUOTE(cklimm @ Mar 23 2016, 07:54 PM)
yeah, took me forever dragging the luggage around.  whistling.gif
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let me know the next time u do it. cool2.gif be there helping u to place in other banks fd (my share) devil.gif
yygo
post Mar 24 2016, 12:25 PM

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QUOTE(TSOM @ Mar 24 2016, 12:22 PM)
Eh, the Alliance bank eFD for 4.35% finish already?
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gone with the wind. bangwall.gif for days! devil.gif
yygo
post Mar 24 2016, 02:41 PM

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QUOTE(newbiz2008 @ Mar 24 2016, 02:23 PM)
Use RENTAS (RM 5++) or Instance Rentas (Fee rm 9++)
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bro, rentas is rentas, no instant rentas! tongue.gif

QUOTE(newbiz2008 @ Mar 24 2016, 02:25 PM)
bro any fd promo on going as my fd 33000000 is about to mature soon.
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33000000 wo wo! serious? devil.gif devil.gif

yygo
post Mar 24 2016, 04:31 PM

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QUOTE(newbiz2008 @ Mar 24 2016, 03:00 PM)
33000000 rupiah
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wait for 5% fd promo. devil.gif devil.gif
yygo
post Mar 25 2016, 08:12 AM

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QUOTE(newbiz2008 @ Mar 25 2016, 06:17 AM)
I called uob customer service they told me 4.5 promo had ended.
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u called them yesterday? hmm.gif

QUOTE(HarpArtist @ Mar 25 2016, 07:49 AM)
i heard that today is last day hmm.gif
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asked uob 2 days ago, no quota on tis & supposed to end by mar 31st. u heard fm where? hmm.gif
yygo
post Mar 25 2016, 09:52 AM

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QUOTE(newbiz2008 @ Mar 25 2016, 09:51 AM)
called uob customer service center they said current promotion are
1,3,6,11 month only
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just called tis morning?
yygo
post Mar 25 2016, 10:18 AM

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QUOTE(kyenli @ Mar 25 2016, 09:51 AM)
Just placed deposit with uob this morning.  Sigh.. Kena force to open savings account.. Rm8 for atm card.  12 mths 4.5%.
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QUOTE(newbiz2008 @ Mar 25 2016, 10:01 AM)
yes
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QUOTE(HarpArtist @ Mar 25 2016, 10:09 AM)
can whack d customer svc centre liao lor doh.gif
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wat la, u guys, conflicting info. i still believe avail. devil.gif
yygo
post Mar 25 2016, 07:37 PM

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QUOTE(starry @ Mar 25 2016, 07:29 PM)
MBB eFixed Deposit Flexi Campaign
12 months. Effective rate 4.31% p.a.

[attachmentid=6239071]

MBB eFD Flexi Campaign T & C

FAQ
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ng bruce.gif the 7th month onwards if opr change, the rate may change. some more 1st 6th months only 3.4%. maybank playing tricks! doh.gif
yygo
post Mar 25 2016, 08:18 PM

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QUOTE(5p3ak @ Mar 25 2016, 08:09 PM)
ehh BR got 4.5%? Where unsure.gif
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bro, nego rate. devil.gif
yygo
post Mar 25 2016, 08:25 PM

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QUOTE(5p3ak @ Mar 25 2016, 08:22 PM)
I see

so how much only can start nego? I just small player

200k? enough? laugh.gif
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200k, still small player? bangwall.gif bangwall.gif
yygo
post Mar 25 2016, 08:30 PM

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QUOTE(5p3ak @ Mar 25 2016, 08:27 PM)
Owh ok. Seems like got chance  rclxm9.gif
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laugh.gif try it n let us know how wat rate u get. whistling.gif
yygo
post Mar 25 2016, 10:00 PM

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QUOTE(MNet @ Mar 25 2016, 09:00 PM)
Why I'm not able to find the UOB 4.5% promotion at their website?
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bro, u shld know they do not show in website. devil.gif

QUOTE(poor man @ Mar 25 2016, 09:04 PM)
how to get Bank Rakyat get  Xclusive membership card ?
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250k n above. whistling.gif
yygo
post Mar 28 2016, 09:48 AM

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QUOTE(jkngo2003 @ Mar 28 2016, 08:56 AM)
I have upflit my recent fd and add rm100 to make  a new fd for conventional efd. I get the promo rate o.
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all depends on the banks. some can just renew to promo rate, some need top up rm100 to totally new funds for the new fd promo. devil.gif
yygo
post Mar 28 2016, 11:41 AM

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QUOTE(Nom-el @ Mar 28 2016, 11:26 AM)
Most FD promos with high interest rate are ending soon or had already ended. Hope to see better promos next month. smile.gif

Since there is not much good FD promos for short-term tenures, you might want to check out this article to learn how to earn more than 4.5% effective interest for 4 months by combining 1 bank's CASA promo with another bank's GIA-i product. It can be considered as an alternative to a 4-month FD perhaps.
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by apr 1st, no more 12 mth 4.5% fd. left 4.3%. unlikely to see high 4.5% one. dr bones, u say say??

This post has been edited by yygo: Mar 28 2016, 11:41 AM
yygo
post Mar 28 2016, 02:07 PM

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maybank new fd promo not tat good. first 6 mth 3.4% onli. if opr change they may change the rate oso. bad.
yygo
post Mar 28 2016, 04:51 PM

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QUOTE(tohca @ Mar 28 2016, 03:35 PM)
lets hope not la....  but 3.4 also OK la.
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bruce.gif depends on fd amount, bro! devil.gif

This post has been edited by yygo: Mar 28 2016, 04:52 PM

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