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Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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yygo
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Mar 19 2016, 10:37 AM
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QUOTE(sevendogz @ Mar 19 2016, 09:36 AM) mentioned earlier HLBB charged RM6 for a bankers cheque, and in fact the FD account belongs mother in law, a senior, still they charge RM6 dun think related to senior citizen. asked my relatives still charged about rm6 for bc. so more likely to do with bank branches discretion.
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yygo
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Mar 19 2016, 11:48 AM
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QUOTE(sms2u @ Mar 19 2016, 11:18 AM) i do no think so, can u show the exmple how you do the calculation and it minue the 2 days interest? i think he is not sure of tis. not true oso unless he can prove it.
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yygo
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Mar 20 2016, 07:54 AM
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QUOTE(gsc @ Mar 19 2016, 09:51 PM) Not true, the FD rate is printed on the FD. PB is clear on the step up rate compare other bank such as RHB, only print the first step rate and maturity date. sometimes can be very confusing and thought that iFD is mature and withdraw pbb wise even captain genx also mentioned about the opr change tat may affect pbb's fd rate. concern is on next step up rate 6 month later. they may change it if opr change (meaning drop), rite? This post has been edited by yygo: Mar 20 2016, 08:13 AM
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yygo
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Mar 23 2016, 07:23 PM
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QUOTE(cklimm @ Mar 23 2016, 06:13 PM) Cash is good, only 10 piles of Rm100 notes for 100k X10 for 1kk. is tat how u deposit in mach last year?
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yygo
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Mar 23 2016, 08:01 PM
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QUOTE(cklimm @ Mar 23 2016, 07:54 PM) yeah, took me forever dragging the luggage around.  let me know the next time u do it.  be there helping u to place in other banks fd (my share)
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yygo
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Mar 24 2016, 12:25 PM
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QUOTE(TSOM @ Mar 24 2016, 12:22 PM) Eh, the Alliance bank eFD for 4.35% finish already? gone with the wind.  for days!
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yygo
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Mar 24 2016, 02:41 PM
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QUOTE(newbiz2008 @ Mar 24 2016, 02:23 PM) Use RENTAS (RM 5++) or Instance Rentas (Fee rm 9++) bro, rentas is rentas, no instant rentas! QUOTE(newbiz2008 @ Mar 24 2016, 02:25 PM) bro any fd promo on going as my fd 33000000 is about to mature soon. 33000000 wo wo! serious?
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yygo
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Mar 24 2016, 04:31 PM
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QUOTE(newbiz2008 @ Mar 24 2016, 03:00 PM) wait for 5% fd promo.
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yygo
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Mar 25 2016, 08:12 AM
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QUOTE(newbiz2008 @ Mar 25 2016, 06:17 AM) I called uob customer service they told me 4.5 promo had ended. u called them yesterday? QUOTE(HarpArtist @ Mar 25 2016, 07:49 AM) i heard that today is last day  asked uob 2 days ago, no quota on tis & supposed to end by mar 31st. u heard fm where?
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yygo
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Mar 25 2016, 09:52 AM
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QUOTE(newbiz2008 @ Mar 25 2016, 09:51 AM) called uob customer service center they said current promotion are 1,3,6,11 month only just called tis morning?
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yygo
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Mar 25 2016, 10:18 AM
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QUOTE(kyenli @ Mar 25 2016, 09:51 AM) Just placed deposit with uob this morning. Sigh.. Kena force to open savings account.. Rm8 for atm card. 12 mths 4.5%. QUOTE(newbiz2008 @ Mar 25 2016, 10:01 AM) QUOTE(HarpArtist @ Mar 25 2016, 10:09 AM) can whack d customer svc centre liao lor  wat la, u guys, conflicting info. i still believe avail.
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yygo
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Mar 25 2016, 07:37 PM
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QUOTE(starry @ Mar 25 2016, 07:29 PM) MBB eFixed Deposit Flexi Campaign 12 months. Effective rate 4.31% p.a. [attachmentid=6239071] MBB eFD Flexi Campaign T & CFAQng  the 7th month onwards if opr change, the rate may change. some more 1st 6th months only 3.4%. maybank playing tricks!
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yygo
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Mar 25 2016, 08:18 PM
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QUOTE(5p3ak @ Mar 25 2016, 08:09 PM) ehh BR got 4.5%? Where  bro, nego rate.
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yygo
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Mar 25 2016, 08:25 PM
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QUOTE(5p3ak @ Mar 25 2016, 08:22 PM) I see so how much only can start nego? I just small player 200k? enough?  200k, still small player?
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yygo
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Mar 25 2016, 08:30 PM
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QUOTE(5p3ak @ Mar 25 2016, 08:27 PM) Owh ok. Seems like got chance   try it n let us know how wat rate u get.
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yygo
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Mar 25 2016, 10:00 PM
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QUOTE(MNet @ Mar 25 2016, 09:00 PM) Why I'm not able to find the UOB 4.5% promotion at their website? bro, u shld know they do not show in website. QUOTE(poor man @ Mar 25 2016, 09:04 PM) how to get Bank Rakyat get Xclusive membership card ? 250k n above.
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yygo
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Mar 28 2016, 09:48 AM
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QUOTE(jkngo2003 @ Mar 28 2016, 08:56 AM) I have upflit my recent fd and add rm100 to make a new fd for conventional efd. I get the promo rate o. all depends on the banks. some can just renew to promo rate, some need top up rm100 to totally new funds for the new fd promo.
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yygo
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Mar 28 2016, 11:41 AM
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QUOTE(Nom-el @ Mar 28 2016, 11:26 AM) Most FD promos with high interest rate are ending soon or had already ended. Hope to see better promos next month. Since there is not much good FD promos for short-term tenures, you might want to check out this article to learn how to earn more than 4.5% effective interest for 4 months by combining 1 bank's CASA promo with another bank's GIA-i product. It can be considered as an alternative to a 4-month FD perhaps. by apr 1st, no more 12 mth 4.5% fd. left 4.3%. unlikely to see high 4.5% one. dr bones, u say say?? This post has been edited by yygo: Mar 28 2016, 11:41 AM
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yygo
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Mar 28 2016, 02:07 PM
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maybank new fd promo not tat good. first 6 mth 3.4% onli. if opr change they may change the rate oso. bad.
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yygo
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Mar 28 2016, 04:51 PM
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QUOTE(tohca @ Mar 28 2016, 03:35 PM) lets hope not la.... but 3.4 also OK la.  depends on fd amount, bro! This post has been edited by yygo: Mar 28 2016, 04:52 PM
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