I thought according to Captain, UOB, Maybank are all good for HNWI? Can just call RM to renew to promo rates?

hong leong's mach fd promotion is back!

4.05% pa for 6 months.

Best effective 12m Fd rate now is KFH then.

Thanks

MBB 2 mths up to 4.35%

http://www.maybank2u.com.my/WebBank/fdShine160516_tnc.pdf

Yeah, went over their branch and was introduce to this promotion rate.
For 100k, by the end of of 2 months, the interest accumulated is RM659.42 lol
Breakdown, RM295.83 and RM363.57 respectively.

On the side note, anyone knows any nice plan for 3 months FD that gives *cough* 4%+ *cough*. LOL

u cough too much!

hl 3m 4.15%. 

HLB 3 months 4.15%

Nego rates for BR today

4.4%p.a. - 12 months
4.5%p.a - 24 months

Rates quoted are based on profit is credited monthly to account.  I think as long as you have >50k you can nego.

  sum not good enough to nego for better rates.

just been to maybank and saw the same promo of Profit Now Account-i 4.23% p.a for 9 months tenure. looks quite good...

Let say u place 1 mil, u will get rm31725 instant profit (1 mil x 4.23% x 9/12)
If u reinvest the rm31275, u will get rm1006 instant profit again (rm31275 x 4.23% x 9/12)
So, effective rate is 4.36% p.a [((rm31725+rm1006)/(9/12)) /1 mil x 100%]

Wanna ask...

Is it true that for example, you put in FD for 24 months and interest is deposited every 6 months...and if you withdraw on the 18th month (after the interest), there will be some penalty/deduction on the interest already paid?

+1

confirm "big" amount 

What is the minimum sum required for Maybank Profit Now Account-i 4.23% (4.36% effective)?

I think depend on branch, Seremban BR just refuse to go any higher than promo rate.

why don't place your FD in Bank Rakyat 4.5% without any T&C???

I'm not sure~ just fixed rate 4.5% per annum bro~

yeah, gonna lock 2yrs but 4.5% per annum which much more competitive than other bank in the market as I know~

I already placed it few times bro~ 

last year December if not mistaken~

I placed in BSN also 4.5% this January~ 

boss, what amount to get 4.4% 12m? br must told you the amount?

i suppose u mean effective 4.5% p.a.?

min sum? any gift? any hidden clause?

Placed with MBB RM250k for 9 mths @ 4.23% yday, immediate interest RM7,9xx. Placed that in their 12 mth @ 4.31%. If you average out each FD per month, I'm looking at 4.36% per annum.

RM250k x 4.23% @ 9 mths = RM7,931.00 / 9 mths = RM881.20
RM7,9xx x 4.31% @ 12 mths = RM344.00 / 12 mths = RM28.50

RM881.20 +  RM28.50 = RM909 x 12 mths = RM10,918 / RM250,000 = 4.367%

I know, it's messed up. But what the heck. Of course that only works if you don't touch the FD interest and immediately placed it into FD again. Do note, minimum placement for eFD campaign is RM10k, so I top up to make that amount. But I used actual returns from the 9 mth promo as calculation for accuracy of percentage.

Deposit with e-Fixed Deposit/e-Alliance Term Deposit-i This promotion is valid until 30 June 2016.

1 month*  3.40% p.a. min  RM20,000 19 May 2016
2 months* 3.60% p.a.    RM20000        19 May 2016
12 months 3.90% p.a.    RM10,000 18 April 2016

T&C https://www.alliancebank.com.my/ABMB/media/...omo-1M2M-TC.pdf