Hey guys what is the best current FD promo for now ? My previous FD fund all just matured in this month. Planning to put around 400-500k FD. Thx for the advice

Yup prefer PIDM, I have account in maybank , public bank , am bank and standard chartered. So which bank of this 4 offer 4.3 ? TQ

Today PB and HLB increase BR...so what does that means?

Source: The Star Online

Ok.  I thought it will affect FD rates.

Thanks

Which branch/state?

Hi Guys, I'm sorry for my previous info, would like to clarify that the Affin Bank 4.5% 12month promo was obtained at the Affin Bank Subang Jaya branch. Hope this helps! Minimum 10k fresh fund.

Edit: Perhaps this will clarify it further.

Bank:Affin Bank
Branch/Location:Subang Jaya
Date of Report/Placement:24/05/2016
Effective Interest/Profit Rate:4.5%
Promo Period (if any):They did mentioned to me it's a short term promo
Minimum Placement:10k fresh fund
Other Requirements: -
Website/T&C (if any): -

Previous forumer posted he obtained the same promo at Affin Bank Cheras, perhaps it was only valid for selected branches.

I want to ask about the maybank gia-i investment account. It says 7 months 4.5% and 1 month 4% but profit will credit to account to everymonth. SO how does the 7 month interest calculate?

I can pput tenure 7 months and enjoy the 4.5% then on the 2nd month take out I will untung?

Or is it every month get 4% and if until 7 month i not take out it will up 4.5%?

Ya new placement. I just put in m2u. The rate say 1-6 month 4% and 7 is 4.5%

I'm talking about GIA-i. It's not really fd but kind if investment.

Ya I see very clearly that's Y I also strange. The normal rate is 4% but for 7and 8 months is 4.5%. That's Y I put term 7 months.

Dun believe u go m2u put now then check the rate. It got list down.

I think u r right. I just put 7 months wor. Should I take out my money now?

I only have 1K lol. Other bank with high rate is need 10k right?

For principal of RM1,000, the interest of 4.0% and 4.3% translate to RM40 and RM 43 respectively.
It better be worth the hassle to uplift, drive, park and que for another placement

dude, I have some deja vu feelings now, the free money sounds so familiar 

If you have RM30k , will you split it in multiple FD account in different bank or put in 1 FD account ?

sorry, I am not familiar with FD, want to ask noob question
normally interest will get by end of the tenure or we can get every month?

ah~~it depends on the promotion offering...normal promo..is by end of the tenure..some already stated upfront interest..that means once u deposit, u can enjoy the interest. Some offered special rate for senior citizen..u may need to check the tnc for each promo.

Anyone here has 1st hand experience on uplifting FD under lien?
Do I need to apply for release letter or some sh1t like that?

Anyone here has 1st hand experience on uplifting FD under lien?
Do I need to apply for release letter or some sh1t like that?

U pledge to fd as security ?
Might be as security for loan ?
Ya, u need to get the bank ppl to release the tag "on lien" in order for u to take the money.

Just rec'd call from Affin BM
They offer 12 mths FD @ 5% with min RM20k subject to T&C

Sounds troubelsome 
Yeah, pledged to credit card, I wont do it again