Joining FSM or joined? I plan to do that with 1000 myr first lol. And your ASG 3 years? Shouldn't be that bad right? What the IRR up to now?

hmm. in that case i rather go to bank to try..

Yup.. tats why i am curious why 9164.02 written in da book..

.. when i sell still charge another 5%? or only when buy?
so meaning based on the total units that i have now, still no profit??

ok.. is the nav of 1.0363 when i bought tat time consider low?
mean gt room for growth?

Hey, correct. Its 9164.
And yea, do you remember the nav during 22/3?
Try calculate based on that. But as I say earlier, I don't think you make loss alot.

erm.. can u teach me how to calculate the 9164 and 9794?

This.
Lol actually the value appreciated.
If income distribution 7%
Meaning Nav = 0.9939
And 9164 * 107* = 9805.48

9805.48 * 0.9939 = 9746. Still after all, lost 300.

Because of the 5% sc.

Expectation.

Nevermind. Lets see how things going... Who introduce you one. I thought in this thread and first page I emphasise don't go asg

because of the FD.. need me to buy da asg as well.. i only
plan to keep for 3 yrs.. hope by tat time no loss..

Wat is ASX? I just hope after 3 years got profit..

Anyone going to top up tis few days?

At least u get some

So your success rate is no longer 100%?

just went to PNB just now.. ASW2020 fully occupied..

So many people say that... but really, is that the most effective way?
I'm an accounting grad, financial management is one of the mandatory course, but most of my friends n colleagues in the profession have credit card debts, don't save enough, don't look into growing personal wealth although they are fantastic accountants

Would u say our education system failed us?
I don't think so... one of the reason I would attribute it to is what kpfun suggested... others may include, there are not enough urgency and culturally it's not something that people talk about openly

'I am talking abt investment knowledge, not accounting or economics.'
Very good points being debated and put forward by MGM and dasecret,...

I go back to my earlier points again which was : why are U students in Sgp able to spare time to learn aboyt investments and our students are not able to ??

Very true about what dasecret said : Do you hand hold them out of poverty or do you teach them how to fish ?

I guessed our Gov't has been handholding them out of poverty all these years, and the culture just could not stop anymore. But OTOH, if the Gov't can continue to handhold, like what I am seeing now with the ASX funds, then what's the problem ? The only slight problem I'm seeing is the dividend yield for ASX has been dropping over the years - this is the problem,.. Will it drop further moving forward ?

Will it drop to a level that is not able to match inflation in Msia ? That would be a very important question.

What MGM said is true - we are talking about investment knowledge,... not deep economics and accounting,... but what dasecret said is true also - investors or financial analysts would have a competitive edge if they were from the accounting/finance background/professions. Hence, we must come up with a model of......how much and how deep a level must a student of investment knowledge go in order to be sufficiently equipped to make good investment decisions.

The above is still being debated upon,... as I have found out among my peers and the students that I have helped out. There is still not  good syllabus out there yet for investment-related courses. I/We continue to debate with the proper educational authorities on how to structure such a syllabus.

pusing pusing, me come back to ASX again.

As long as you still keep FDs,  ASX is definitely worth trying..........

my haul at mbb 09:34:02 -10:50:11

Diversify is good. But since you did invest in many area, what's your opinion in asx fp compared to other? Currently do you have any investment which is around 7% monthly? I do really wish to know because I am dint touch any econ or finance in my school days up to now. Lol. What I am study now also not related to business at all.

Do not forget to minus out the 10% tax,... and is the payout consistent ?

Most of the reit nett profit is about 5-6% only