That one only term life... the uforlife advert on lowyat lo.

can... if you are staff of the life insurance company lo...

or if you are family of the staff.

or the uforlife lo... considered direct la.

Wait for LIFE framework. But don't know whether it will ever be implemented

This is under BNM. Sure will be implemented. If under the goverment ministry I have my doubts too.

Uforlife correct ?

We know

i think the nearest will be uforlife because they are actively promoting it, also i have check on their price and is considered affordable... so for those who is looking for affordable simple package can go look for them...

what is the best motor insurance (based on own experience or feedback heard)? got another source which mentioned:

Good
1. Berjaya Sompo
2. Allianz
3. AIG
4. MSIG
5. Tokio Marine
6. Etiqa
7. AXA

Bad
1. Kurnia / AM Insurance
2. Ace Jerneh


RHB?
MAA?

This post has been edited by spreeeee: Jan 8 2016, 03:48 PM

Rate wise, frankly everybody also still in a "look-see" mode.

Claims wise, also pretty straight forward, have to submit required documents.

But roadside assistance, by far Allianz and AIG service providers are
As for towing service, Allianz towing distance by far is the furthest.

These two are the ones with the better feedback from my customers and I personally purchase Allianz.

normally, 24 Hours Road Assistance Service, if let's say battery flat or out of petrol middle of somewhere, any charges (except battery replacement)?

The default 24 Hours Road Assistance Service is just towing our car to our prefer service centre. (With certain distance limit). Generally no roadside repair/with charges.

If you need additional service like minor repair, battery jumping(some towing may help with FOC) or petrol. That will consider as additional and will require to add on to Allianz Road Warrior or Enhance Road Warrior for car insurance.

Please refer to the link below for more info

https://www.allianz.com.my/roadside-assistance

ya i know about that for allianz.. need to top up..

anyway, some co. does provide this service for free (not very sure), and only need to pay for the parts if need changed.

I use AIG personally. Jas my car towed the other day and service was quick.

For life insurance, if we surrender the policy. We should entitle the Net surrender Value or Net Surrender Value + Cash Bonus?

Just the surrender value if before maturity

Maturity date mean premium end date?

Yeap where the term has ended for the policy. You will need to turn up to the insurance company and notify them to give you the maturity plus whatever extra

Etiqa shall not be in the good list especially in Seremban, I can only use the term worst.

im not sure about that bad in ur location, i aware that it is also the most expensive (probably the min sum assured is higher than others).

Well, is because most of the panels of repair are crony companies, so nothing much can be done.

Are there no-lifetime-limit Takaful plans available in the market now?

Seems like conventional here and there...

Hi imaniman, yes there are in the market, I happen to have Takaful medical card with no lifetime limit.