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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online
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cempedaklife
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 Jan 19 2016, 03:21 PM
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QUOTE(wjchay @ Jan 18 2016, 09:13 AM) Hi guys, I just notice in post #2, Grocery [MCC: 5411] - this does not include AEON BIG in MV & SJ? These are the 2 largest AEON BIGs, so I thought they are also MCC 5411? Is this list on post #2 updated? Thanks. Aeon Big is definitely considered as grocery, when i use HLB Wise. |
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CalvinCLK
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Jan 19 2016, 04:23 PM
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QUOTE(Human Nature @ Jan 18 2016, 10:03 PM) Okay, some update on the Angpow promo: Thanks for the update. From T&C (RM88 Angpow, Every Swipe and Visa Premium) it stated that payment for utilities are excluded, even since the "Every Swipe" promo last year. This means they are fixing the flaw? Hope my transaction in mid-December for Every Swipe promo still eligible, was aiming for RM100 (8 swipes). Keeping my fingers crossed. |
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Human Nature
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Jan 19 2016, 04:29 PM
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QUOTE(CalvinCLK @ Jan 19 2016, 04:23 PM) Thanks for the update. From T&C (RM88 Angpow, Every Swipe and Visa Premium) it stated that payment for utilities are excluded, even since the "Every Swipe" promo last year. This means they are fixing the flaw? Hope my transaction in mid-December for Every Swipe promo still eligible, was aiming for RM100 (8 swipes). Keeping my fingers crossed. i was told that some customers already didnt get the CB |
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tonytyk
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Jan 19 2016, 06:27 PM
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QUOTE(cempedaklife @ Jan 19 2016, 03:21 PM) Aeon Big is definitely considered as grocery, when i use HLB Wise. What about Aeon supermarket at mid valley, considered grocery? |
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SUSsupersound
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Jan 19 2016, 06:43 PM
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QUOTE(tonytyk @ Jan 19 2016, 06:27 PM) What about Aeon supermarket at mid valley, considered grocery? Wine department yes, supermarket not sure  |
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harmonics3
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Jan 19 2016, 06:46 PM
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QUOTE(tonytyk @ Jan 19 2016, 06:27 PM) What about Aeon supermarket at mid valley, considered grocery? deleted. This post has been edited by harmonics3: Jan 19 2016, 06:47 PM |
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saitong09
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Jan 19 2016, 09:09 PM
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QUOTE(tonytyk @ Jan 19 2016, 06:27 PM) What about Aeon supermarket at mid valley, considered grocery? Aeon Supermarket Cheras Selatan Yes  |
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SUSintrepidity85
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Jan 19 2016, 09:34 PM
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lol decline by this bank
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SUSsupersound
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Jan 19 2016, 09:38 PM
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QUOTE(intrepidity85 @ Jan 19 2016, 09:34 PM) Income not enough? |
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SUSintrepidity85
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Jan 19 2016, 09:39 PM
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QUOTE(supersound @ Jan 19 2016, 09:38 PM) DSR only 30+% . CCRIS CTOS all clean. never miss any payment these few years they mentioned too many cards i've got in hand with high limit.. ask me to cancel few then reapply dont know how true is that? |
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janson_kaniaz
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Jan 19 2016, 09:41 PM
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QUOTE(intrepidity85 @ Jan 19 2016, 09:39 PM) DSR only 30+% . CCRIS CTOS all clean. never miss any payment these few years they mentioned too many cards i've got in hand with high limit.. ask me to cancel few then reapply dont know how true is that? if they tell u that means it's likely true. some banks don't even bother telling u the reason. |
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SUSintrepidity85
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Jan 19 2016, 09:44 PM
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QUOTE(janson_kaniaz @ Jan 19 2016, 09:41 PM) if they tell u that means it's likely true. some banks don't even bother telling u the reason. customer service check system and got this kind of reason.. but last year they did not give me any reasons for rejection but i would rather keep good cards .. nvm next year re-try again perhaps |
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mamamia
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Jan 19 2016, 09:56 PM
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QUOTE(saitong09 @ Jan 19 2016, 09:09 PM) Aeon Supermarket Cheras Selatan Yes AEON supermarket metro prima also yes |
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SUSsupersound
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Jan 19 2016, 09:59 PM
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QUOTE(intrepidity85 @ Jan 19 2016, 09:39 PM) DSR only 30+% . CCRIS CTOS all clean. never miss any payment these few years they mentioned too many cards i've got in hand with high limit.. ask me to cancel few then reapply dont know how true is that? Too many cards are not good also sometimes. |
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saitong09
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Jan 19 2016, 10:37 PM
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QUOTE(intrepidity85 @ Jan 19 2016, 09:39 PM) DSR only 30+% . CCRIS CTOS all clean. never miss any payment these few years they mentioned too many cards i've got in hand with high limit.. ask me to cancel few then reapply dont know how true is that? Not really, should depend on your financial history and commitment. Someone holding more than 10 CC |
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SUSintrepidity85
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Jan 19 2016, 10:39 PM
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QUOTE(saitong09 @ Jan 19 2016, 10:37 PM) Not really, should depend on your financial history and commitment. Someone holding more than 10 CC what is the total limit combine set by bank negara? mine total up all cards from all banks around 690k+ i didnt utilize em.. maybe just 5-9% for the outstanding.. every month make full payment.. weird lah... consider as high risk customer? |
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saitong09
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Jan 19 2016, 10:45 PM
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QUOTE(intrepidity85 @ Jan 19 2016, 10:39 PM) what is the total limit combine set by bank negara? mine total up all cards from all banks around 690k+ i didnt utilize em.. maybe just 5-9% for the outstanding.. every month make full payment.. weird lah... consider as high risk customer? Maybe you can write to appeal, cc to bnmtelelink@bnm.gov.my  |
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SUSintrepidity85
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Jan 19 2016, 10:46 PM
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QUOTE(saitong09 @ Jan 19 2016, 10:45 PM) Maybe you can write to appeal, cc to bnmtelelink@bnm.gov.my i will see what i can do.. haihz this is the second time they declined me ... but better with provide reasons |
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saitong09
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Jan 19 2016, 10:49 PM
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QUOTE(intrepidity85 @ Jan 19 2016, 10:46 PM) i will see what i can do.. haihz this is the second time they declined me ... but better with provide reasons had you cc to bnmtelelink@bnm.gov.my before? |
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SUSintrepidity85
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Jan 19 2016, 10:57 PM
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QUOTE(saitong09 @ Jan 19 2016, 10:49 PM) had you cc to bnmtelelink@bnm.gov.my before? never as i only request a copy of CCRIS report from them every 3 months..  |
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