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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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cappuccino vs latte
post Jan 20 2016, 10:31 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 10:22 PM)
thus effect banks more lenient to borrow for new applicants?
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basically yes, and strive for more deposits from wholesales and retail depositors at the same time. Hence now you may see there are a lot of fixed deposit preferential rate promotions among the banks.

This post has been edited by cappuccino vs latte: Jan 20 2016, 10:32 PM
SUSintrepidity85
post Jan 20 2016, 10:35 PM

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QUOTE(cappuccino vs latte @ Jan 20 2016, 10:31 PM)
basically yes, and strive for more deposits from wholesales and retail depositors at the same time. Hence now you may see there are a lot of fixed deposit preferential rate promotions among the banks.
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no wonder banks like BSN offer high dividend for 12 months and many banks offer good offer too..

really facepalm liao... how banks gonna earn profit if they keep declining new loans? sad.gif
SUSsupersound
post Jan 20 2016, 10:43 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 10:35 PM)
no wonder banks like BSN offer high dividend for 12 months and many banks offer good offer too..

really facepalm liao... how banks gonna earn profit if they keep declining new loans?  sad.gif
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So, the question is, do you have the funds to earn this promotional interest rate whistling.gif
SUSintrepidity85
post Jan 20 2016, 10:46 PM

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QUOTE(supersound @ Jan 20 2016, 10:43 PM)
So, the question is, do you have the funds to earn this promotional interest rate whistling.gif
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why not? do you want me to screenshot to show off? doh.gif

i dont put in FD.. all in ASW2020
Human Nature
post Jan 20 2016, 10:50 PM

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okay, getting OT dy.
saitong09
post Jan 20 2016, 11:07 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 10:46 PM)
why not? do you want me to screenshot to show off?  doh.gif

i dont put in FD.. all in ASW2020
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Quota for non-bumi ASW2020 always full (all sapu by the staff I think), don't know when ASW2020 will offering to the public market again since 2009 if not mistaken

This post has been edited by saitong09: Jan 20 2016, 11:08 PM
mamamia
post Jan 20 2016, 11:13 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 09:30 PM)
go to bnm website lo.. fill up the form + 2 supporting documents like bank statements astro bills credit cards statement and send to bnm email.

CTOS also can self check with RM10 charges

RAM , credit bureau, credit scoring all can be checked

mine clear and clean.. scoring also almost perfect but denied but this crazy public bank
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QUOTE(intrepidity85 @ Jan 20 2016, 09:57 PM)
FOC
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QUOTE(intrepidity85 @ Jan 20 2016, 10:09 PM)
by email
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Wow, thanks for the tip! I always thought ccris need to go to bnm to print personally with thumb print n MYKAD. Going to do that tomorrow.
SUSintrepidity85
post Jan 20 2016, 11:15 PM

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QUOTE(mamamia @ Jan 20 2016, 11:13 PM)
Wow, thanks for the tip! I always thought ccris need to go to bnm to print personally with thumb print n MYKAD. Going to do that tomorrow.
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normally have to wait 3-5 working days for them to send the report to your email and it's encrypt with password. u need to call bnm to get the password in order to open the file
SUSintrepidity85
post Jan 20 2016, 11:16 PM

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QUOTE(saitong09 @ Jan 20 2016, 11:07 PM)
Quota for non-bumi ASW2020 always full (all sapu by the staff I think), don't know when ASW2020 will offering to the public market again since 2009 if not mistaken
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OT lor. sorry .. better stop here before we get warned from mod/admins
saitong09
post Jan 20 2016, 11:17 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 11:16 PM)
OT lor. sorry .. better stop here before we get warned from mod/admins
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I'm OT because of you lol
SUSintrepidity85
post Jan 20 2016, 11:18 PM

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QUOTE(saitong09 @ Jan 20 2016, 11:17 PM)
I'm OT because of you lol
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hehe. sorry about that.

well.. i have an idea .. maybe need to get private banking VIP and perhaps that will guarantee me in getting this card. will enquire more on tomorrow with branch manager on tomorrow
saitong09
post Jan 20 2016, 11:24 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 11:18 PM)
hehe. sorry about that.

well.. i have an idea .. maybe need to get private banking VIP and perhaps that will guarantee me in getting this card. will enquire more on tomorrow with branch manager on  tomorrow
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You mean you wanna become the priority banking customer in order to get the VS? Need put more than 100K leh. Better pledge 34K FD to get the card
SUSintrepidity85
post Jan 20 2016, 11:25 PM

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QUOTE(saitong09 @ Jan 20 2016, 11:24 PM)
You mean you wanna become the priority banking customer in order to get the VS? Need put more than 100K leh. Better pledge 34K FD to get the card
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if pledge then no meaning liao lor cry.gif

yeah priority banking.. i think its somewhere near 150-200k if im not mistaken .. almost same figures for most of the malaysia banks ...
saitong09
post Jan 20 2016, 11:27 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 11:25 PM)
if pledge then no meaning liao lor  cry.gif

yeah priority banking.. i think its somewhere near 150-200k if im not mistaken .. almost same figures for most of the malaysia banks ...
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Wow you damn rich man sweat.gif
SUSintrepidity85
post Jan 20 2016, 11:28 PM

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QUOTE(saitong09 @ Jan 20 2016, 11:27 PM)
Wow you damn rich man  sweat.gif
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no la.. there are many rich silent reader forumers here i believe.. more than me. i'm only a small fish
raul
post Jan 20 2016, 11:30 PM

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sorry may i know how to apply a sub-card for pb visa signature??
saitong09
post Jan 20 2016, 11:36 PM

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QUOTE(intrepidity85 @ Jan 20 2016, 11:28 PM)
no la.. there are many rich silent reader forumers here i believe.. more than me. i'm only a small fish
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Haha... 200k for you maybe sap sap sui, small fish tongue.gif
Human Nature
post Jan 21 2016, 12:01 AM

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QUOTE(raul @ Jan 20 2016, 11:30 PM)
sorry may i know how to apply a sub-card for pb visa signature??
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need to fill up and submit supp application form
victorywp
post Jan 21 2016, 02:08 AM

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QUOTE(??!! @ Jan 19 2016, 01:07 AM)
Any idea where Lazada's payment is processed?
M'sia time zone or ???
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malaysia... because it stated this in my statement
LAZADA MY (ECART S KUALA LUMPUR MY <-- under my = malaysia

differs from groupon
www.groupon.co.uk www.groupon.cIE <-- under uk = united kingdom

and agoda
AGODA HOTEL RESERVATI INTERNET GB <-- under gb = great britain
tonytyk
post Jan 21 2016, 06:41 AM

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QUOTE(intrepidity85 @ Jan 20 2016, 11:25 PM)
if pledge then no meaning liao lor  cry.gif

yeah priority banking.. i think its somewhere near 150-200k if im not mistaken .. almost same figures for most of the malaysia banks ...
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Public bank private banking needs 500k?
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