QUOTE(saitong09 @ Mar 31 2016, 01:35 PM)
Not really, maybe the listed dining places are the usual places they go. If got any new places sure will share 
ok i will post in a month's time after calculate the cashback Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online
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Mar 31 2016, 01:52 PM
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7,496 posts Joined: Feb 2007 |
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Mar 31 2016, 04:16 PM
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1,151 posts Joined: Mar 2013 |
who have get the 15 percent oversea spent?if I spend at 26th april oversea, do I have a high chance to get rebate?
just curious to know got many ppl target on this offer? thanks |
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Mar 31 2016, 04:47 PM
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Senior Member
520 posts Joined: Mar 2009 |
First page mentioned that Dining eligibility is based on [MCC: 5812, 5813, 5814].
From where this info being mentioned? II am not able to find the T&Cs of VS in PBB webpage. |
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Mar 31 2016, 06:03 PM
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Senior Member
1,962 posts Joined: Nov 2011 |
QUOTE(romuluz777 @ Mar 31 2016, 07:51 AM) When you apply for the Visa Infinite card, you will also get the World MasterCard as well in the same application. With unconditional annual fee waiver during the promotional period (if ayam not mistaken its till 30-Apr) WMC automatically given even did not apply? |
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Apr 1 2016, 08:48 AM
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Senior Member
788 posts Joined: Jun 2006 |
QUOTE(romuluz777 @ Mar 31 2016, 07:51 AM) When you apply for the Visa Infinite card, you will also get the World MasterCard as well in the same application. With unconditional annual fee waiver during the promotional period (if ayam not mistaken its till 30-Apr) Is the annual fee waiver only for new to bank cardmembers? |
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Apr 1 2016, 02:42 PM
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2,215 posts Joined: Oct 2010 |
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Apr 1 2016, 02:48 PM
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2,215 posts Joined: Oct 2010 |
QUOTE(tonytyk @ Mar 31 2016, 07:03 PM) Yes it was auto-approved in parallel to the VI card. I wanted to cancel it coz I read in the website about the annual fees and the RM100K spending criteria per annum from 2nd year onwards. Made a call to customer service and clarified that its free for life as long as the WMC is approved during the promo periodfrom 25 Feb 2016 until 30 June 2016. https://www.pbebank.com/pdf/Promotions/tc-w...mastercard.aspx |
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Apr 1 2016, 03:16 PM
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9,052 posts Joined: Feb 2006 |
QUOTE(romuluz777 @ Apr 1 2016, 02:48 PM) Yes it was auto-approved in parallel to the VI card. I wanted to cancel it coz I read in the website about the annual fees and the RM100K spending criteria per annum from 2nd year onwards. Made a call to customer service and clarified that its free for life as long as the WMC is approved during the promo period Eligibilityfrom 25 Feb 2016 until 30 June 2016. https://www.pbebank.com/pdf/Promotions/tc-w...mastercard.aspx 2. The Promotion is open exclusively to PB World MasterCard Principal Credit Cardmembers during the Promotion Period. (“Eligible Cardmembers”) 3. The following persons are excluded from participating in the Promotion :- (a) All other PB Credit/Debit Cardmembers who are not holding PB World MasterCard Credit Card; (b) Cardmembers whose account(s) are terminated, suspended or cancelled within the Promotion Period; © Any accounts held with PB that are delinquent or unsatisfactorily conducted as determined by PB at its sole and absolute discretion; and (d) Persons who are or become insane, deceased, adjudicated bankrupt or have legal proceedings of any nature instituted against them. Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver) 5. All Eligible Cardmembers whose cards are approved during Promotion Period shall be entitled to lifetime annual fee waiver without condition. Visa Infinite is not Mastercard right... Not sure whether it is eligible for the annual fee waiver or not... This post has been edited by tan_aniki: Apr 1 2016, 03:17 PM |
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Apr 1 2016, 03:20 PM
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Senior Member
9,052 posts Joined: Feb 2006 |
Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver)
Participation Criteria – Offer 2 (8% Cash Back on Dining and Grocery) Means if free for life not entitled to 8% cash back on dining and grocery and vice versa? |
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Apr 1 2016, 03:34 PM
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Senior Member
2,215 posts Joined: Oct 2010 |
QUOTE(tan_aniki @ Apr 1 2016, 04:16 PM) Eligibility Visa Infinite is free for life as is and not part of this promo.2. The Promotion is open exclusively to PB World MasterCard Principal Credit Cardmembers during the Promotion Period. (“Eligible Cardmembers”) 3. The following persons are excluded from participating in the Promotion :- (a) All other PB Credit/Debit Cardmembers who are not holding PB World MasterCard Credit Card; (b) Cardmembers whose account(s) are terminated, suspended or cancelled within the Promotion Period; © Any accounts held with PB that are delinquent or unsatisfactorily conducted as determined by PB at its sole and absolute discretion; and (d) Persons who are or become insane, deceased, adjudicated bankrupt or have legal proceedings of any nature instituted against them. Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver) 5. All Eligible Cardmembers whose cards are approved during Promotion Period shall be entitled to lifetime annual fee waiver without condition. Visa Infinite is not Mastercard right... Not sure whether it is eligible for the annual fee waiver or not... VI and WMC are not the same cards. |
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Apr 1 2016, 05:08 PM
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Senior Member
1,962 posts Joined: Nov 2011 |
QUOTE(tan_aniki @ Apr 1 2016, 03:20 PM) Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver) When is the start date each month for the 8%cash back to be awarded on first come first serve with a cap of RM50,000 per month?Participation Criteria – Offer 2 (8% Cash Back on Dining and Grocery) Means if free for life not entitled to 8% cash back on dining and grocery and vice versa? Do we need to register SMS to be entitled for 8% cash back? world master card transactions can be accumulated towards the Ang pow RM88 cash back promotion? |
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Apr 1 2016, 05:08 PM
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9,052 posts Joined: Feb 2006 |
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Apr 1 2016, 08:03 PM
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2,215 posts Joined: Oct 2010 |
QUOTE(tan_aniki @ Apr 1 2016, 06:08 PM) This term & conditions is for the Mastercard, what he said is he apply VI but get the WMC as well... That is correct. VI only applied for but dapat WMC as well. WMC is free for life without conditions as its approved during promo period as mentioned above. VI on its own is free for life without conditions at all times. Hope its clear now for you. |
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Apr 1 2016, 09:28 PM
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9,052 posts Joined: Feb 2006 |
QUOTE(romuluz777 @ Apr 1 2016, 08:03 PM) That is correct. VI only applied for but dapat WMC as well. WMC is free for life without conditions as its approved during promo period as mentioned above. EligibilityVI on its own is free for life without conditions at all times. Hope its clear now for you. 2. The Promotion is open exclusively to PB World MasterCard Principal Credit Cardmembers during the Promotion Period. (“Eligible Cardmembers”) 3. The following persons are excluded from participating in the Promotion :- (a) All other PB Credit/Debit Cardmembers who are not holding PB World MasterCard Credit Card; (b) Cardmembers whose account(s) are terminated, suspended or cancelled within the Promotion Period; © Any accounts held with PB that are delinquent or unsatisfactorily conducted as determined by PB at its sole and absolute discretion; and (d) Persons who are or become insane, deceased, adjudicated bankrupt or have legal proceedings of any nature instituted against them. Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver) 5. All Eligible Cardmembers whose cards are approved during Promotion Period shall be entitled to lifetime annual fee waiver without condition. Didn't you see some doubt here... Only eligible card members entitled to lifetime annual fee waiver, but the eligibility is excluded all other PB credit card members who are not holding PB WMC... Means the one that eligible for lifetime annual fee waiver is the one that doesn't hold any other PB credit/debit card members... |
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Apr 1 2016, 09:44 PM
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All Stars
18,430 posts Joined: Oct 2010 |
Can someone open a new thread on PBB VI n WMC.
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Apr 1 2016, 11:25 PM
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788 posts Joined: Jun 2006 |
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Apr 1 2016, 11:39 PM
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2,215 posts Joined: Oct 2010 |
QUOTE(tan_aniki @ Apr 1 2016, 10:28 PM) Eligibility Ok, I get it now. Didnt read thru the exclusions list throughly. The key point is 3a. I was not an existing holder of any PBB cards. Maybe thats why I got the WMC with an un-conditional annual fee waiver for as long as I maintain the card. This is one of the ridiculous rules of PBB in offering their new stuff just like the requirement for "fresh funds" for special promo FD rates.2. The Promotion is open exclusively to PB World MasterCard Principal Credit Cardmembers during the Promotion Period. (“Eligible Cardmembers”) 3. The following persons are excluded from participating in the Promotion :- (a) All other PB Credit/Debit Cardmembers who are not holding PB World MasterCard Credit Card; (b) Cardmembers whose account(s) are terminated, suspended or cancelled within the Promotion Period; © Any accounts held with PB that are delinquent or unsatisfactorily conducted as determined by PB at its sole and absolute discretion; and (d) Persons who are or become insane, deceased, adjudicated bankrupt or have legal proceedings of any nature instituted against them. Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver) 5. All Eligible Cardmembers whose cards are approved during Promotion Period shall be entitled to lifetime annual fee waiver without condition. Didn't you see some doubt here... Only eligible card members entitled to lifetime annual fee waiver, but the eligibility is excluded all other PB credit card members who are not holding PB WMC... Means the one that eligible for lifetime annual fee waiver is the one that doesn't hold any other PB credit/debit card members... I didnt apply for the WMC, and wasn't even aware that it was one of the credit card products at PBB. If its free then just keep it as a spare back-up. |
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Apr 2 2016, 12:13 AM
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All Stars
18,430 posts Joined: Oct 2010 |
QUOTE(jtl @ Apr 1 2016, 11:25 PM) Then why are they talking abt these cards in PBB VS thread in the last two pages? |
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Apr 2 2016, 06:30 AM
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Senior Member
2,532 posts Joined: Feb 2009 |
I'm thinking to switch my insurance payment to this card from Mbb 2 cards (visa). Do we get VIP points for insurance payment? I checked the t&c, it didn't mention insurance as exclusion from VIP points. Thx.
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Apr 2 2016, 08:08 AM
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All Stars
18,430 posts Joined: Oct 2010 |
QUOTE(ftan @ Apr 2 2016, 06:30 AM) I'm thinking to switch my insurance payment to this card from Mbb 2 cards (visa). Do we get VIP points for insurance payment? I checked the t&c, it didn't mention insurance as exclusion from VIP points. Thx. If u can pay your insurance online (like AIA.com.my or thru M2U, Payonline), then u can even earn 6% CB, better than VIP points. |
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