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Credit Cards Public Bank Visa Signature v3, 6% Cashback On Grocery, Dining, Online

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romuluz777
post Mar 31 2016, 07:51 AM

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When you apply for the Visa Infinite card, you will also get the World MasterCard as well in the same application. With unconditional annual fee waiver during the promotional period (if ayam not mistaken its till 30-Apr)
romuluz777
post Apr 1 2016, 02:42 PM

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QUOTE(jtl @ Apr 1 2016, 09:48 AM)
Is the annual fee waiver only for new to bank cardmembers?
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Don't think so as I was given the waiver and I've been a long time customer of PBB.

romuluz777
post Apr 1 2016, 02:48 PM

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QUOTE(tonytyk @ Mar 31 2016, 07:03 PM)
WMC automatically given even did not apply?
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Yes it was auto-approved in parallel to the VI card. I wanted to cancel it coz I read in the website about the annual fees and the RM100K spending criteria per annum from 2nd year onwards. Made a call to customer service and clarified that its free for life as long as the WMC is approved during the promo period
from 25 Feb 2016 until 30 June 2016.

https://www.pbebank.com/pdf/Promotions/tc-w...mastercard.aspx

romuluz777
post Apr 1 2016, 03:34 PM

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QUOTE(tan_aniki @ Apr 1 2016, 04:16 PM)
Eligibility
2. The Promotion is open exclusively to PB World MasterCard Principal Credit
Cardmembers
during the Promotion Period. (“Eligible Cardmembers”)
3. The following persons are excluded from participating in the Promotion :-
(a) All other PB Credit/Debit Cardmembers who are not holding PB World MasterCard
Credit Card;
(b) Cardmembers whose account(s) are terminated, suspended or cancelled within the
Promotion Period;
© Any accounts held with PB that are delinquent or unsatisfactorily conducted as
determined by PB at its sole and absolute discretion; and
(d) Persons who are or become insane, deceased, adjudicated bankrupt or have legal
proceedings of any nature instituted against them.
Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver)
5. All Eligible Cardmembers whose cards are approved during Promotion Period shall be
entitled to lifetime annual fee waiver without condition.

Visa Infinite is not Mastercard right... Not sure whether it is eligible for the annual fee waiver or not...
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Visa Infinite is free for life as is and not part of this promo.

VI and WMC are not the same cards.
romuluz777
post Apr 1 2016, 08:03 PM

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QUOTE(tan_aniki @ Apr 1 2016, 06:08 PM)
This term & conditions is for the Mastercard, what he said is he apply VI but get the WMC as well...
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That is correct. VI only applied for but dapat WMC as well. WMC is free for life without conditions as its approved during promo period as mentioned above.

VI on its own is free for life without conditions at all times.

Hope its clear now for you.
romuluz777
post Apr 1 2016, 11:39 PM

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QUOTE(tan_aniki @ Apr 1 2016, 10:28 PM)
Eligibility
2. The Promotion is open exclusively to PB World MasterCard Principal Credit
Cardmembers during the Promotion Period. (“Eligible Cardmembers”)
3. The following persons are excluded from participating in the Promotion :-
(a) All other PB Credit/Debit Cardmembers who are not holding PB World MasterCard
Credit Card;
(b) Cardmembers whose account(s) are terminated, suspended or cancelled within the
Promotion Period;
© Any accounts held with PB that are delinquent or unsatisfactorily conducted as
determined by PB at its sole and absolute discretion; and
(d) Persons who are or become insane, deceased, adjudicated bankrupt or have legal
proceedings of any nature instituted against them.
Participation Criteria – Offer 1 (Lifetime Annual Fee Waiver)
5. All Eligible Cardmembers whose cards are approved during Promotion Period shall be
entitled to lifetime annual fee waiver without condition.

Didn't you see some doubt here...
Only eligible card members entitled to lifetime annual fee waiver, but the eligibility is excluded all other PB credit card members who are not holding PB WMC...
Means the one that eligible for lifetime annual fee waiver is the one that doesn't hold any other PB credit/debit card members...
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Ok, I get it now. Didnt read thru the exclusions list throughly. The key point is 3a. I was not an existing holder of any PBB cards. Maybe thats why I got the WMC with an un-conditional annual fee waiver for as long as I maintain the card. This is one of the ridiculous rules of PBB in offering their new stuff just like the requirement for "fresh funds" for special promo FD rates.

I didnt apply for the WMC, and wasn't even aware that it was one of the credit card products at PBB. If its free then just keep it as a spare back-up.

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