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Credit Cards CIMB Bank Credit Cards v4

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fruitie
post May 28 2016, 03:05 PM

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QUOTE(warningo0o @ May 28 2016, 12:07 PM)
Good morning all buddy would like to ask for temporary increase limit can it go thru cimb click or need to call cs
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Call CS, you need to provide justification and subject to their approval.
fruitie
post May 28 2016, 03:17 PM

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Got my new PIN & Pay card from my parents. Expiry year from 2020 reduced to 2019. bangwall.gif

It comes with PayPass, wave logo.
warningo0o
post May 28 2016, 03:45 PM

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Ok. Thx

QUOTE(fruitie @ May 28 2016, 03:05 PM)
Call CS, you need to provide justification and subject to their approval.
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mojo86
post May 28 2016, 03:58 PM

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Does anyone know what's the difference between 'Statement' and 'Full' when paying your CIMB credit card on CIMB clicks?
fruitie
post May 28 2016, 04:03 PM

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QUOTE(mojo86 @ May 28 2016, 03:58 PM)
Does anyone know what's the difference between 'Statement' and 'Full' when paying your CIMB credit card on CIMB clicks?
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Statement balance, you only need to pay this amount when due date. Full is everything, statement balance + current spending.
tkyong1
post May 28 2016, 06:26 PM

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hi bro,

what is "CIMB dedicated CIMB premier travel desk" meaning?
cybpsych
post May 28 2016, 06:26 PM

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QUOTE(fruitie @ May 28 2016, 03:17 PM)
Got my new PIN & Pay card from my parents. Expiry year from 2020 reduced to 2019. bangwall.gif

It comes with PayPass, wave logo.
*
still maintained as Mastercard?
fruitie
post May 28 2016, 06:31 PM

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QUOTE(cybpsych @ May 28 2016, 06:26 PM)
still maintained as Mastercard?
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Yes.
mojo86
post May 28 2016, 07:34 PM

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QUOTE(fruitie @ May 28 2016, 04:03 PM)
Statement balance, you only need to pay this amount when due date. Full is everything, statement balance + current spending.
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Isn't that minimum? My "Statement" amount is more than my "Full" amount..and the funny thing is I noticed my "Statement" amount this month is exactly the same as last month's.
fruitie
post May 28 2016, 07:39 PM

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QUOTE(mojo86 @ May 28 2016, 07:34 PM)
Isn't that minimum? My "Statement" amount is more than my "Full" amount..and the funny thing is I noticed my "Statement" amount this month is exactly the same as last month's.
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Minimum is different.

It's difficult to visualize with words, please post your statement here.
cybpsych
post May 28 2016, 07:56 PM

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QUOTE(mojo86 @ May 28 2016, 07:34 PM)
Isn't that minimum? My "Statement" amount is more than my "Full" amount..and the funny thing is I noticed my "Statement" amount this month is exactly the same as last month's.
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your "statement" is more than "full" after taking account the cashback received (after was statement generated).

to be safe and ease of mind, just pay "statement" amount will do.

QUOTE(fruitie @ May 28 2016, 07:39 PM)
Minimum is different.

It's difficult to visualize with words, please post your statement here.
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the problem is not the statement, it's the different terms used in CIMBclicks.
ch_teo
post May 28 2016, 10:57 PM

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QUOTE(fruitie @ May 28 2016, 03:17 PM)
Got my new PIN & Pay card from my parents. Expiry year from 2020 reduced to 2019. bangwall.gif

It comes with PayPass, wave logo.
*
I have no issue with the new cc, received a few months ago. CIMB increased my to year 2020 and they approved my CL 50% up. So again i guess it is about individual usage on the card and one's credibility in the bank. Recently, they sent sms to invite me for prime current account, maybe this is the 3rd invitation since i have Bumiputra account long long time ago...

This post has been edited by ch_teo: May 28 2016, 11:00 PM
besiegetank
post May 28 2016, 11:03 PM

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For CIMB cash back platinum, the cash rebate is based on calender month or statement month?
The statement month is always fixed at 28th of every month?

This post has been edited by besiegetank: May 28 2016, 11:03 PM
fruitie
post May 28 2016, 11:15 PM

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QUOTE(ch_teo @ May 28 2016, 10:57 PM)
I have no issue with the new cc, received a few months ago. CIMB increased my to year 2020 and they approved my CL 50% up. So again i guess it is about individual usage on the card and one's credibility in the bank. Recently, they sent sms to invite me for prime current account, maybe this is the 3rd invitation since i have Bumiputra account long long time ago...
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Erm... I'm not the only one received their card with reduced expiry year. It's their new PIN & Pay card, I didn't apply any new card. Don't question about people's credibility if you don't know the person well.
TSvictorywp
post May 29 2016, 12:22 AM

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QUOTE(ch_teo @ May 28 2016, 10:57 PM)
I have no issue with the new cc, received a few months ago. CIMB increased my to year 2020 and they approved my CL 50% up. So again i guess it is about individual usage on the card and one's credibility in the bank. Recently, they sent sms to invite me for prime current account, maybe this is the 3rd invitation since i have Bumiputra account long long time ago...
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prime account has nothing to shout about. it's good to be used as a saving+current account, that's all. it's not premier. i'm using it since it's launched.
LostAndFound
post May 29 2016, 02:25 AM

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QUOTE(fruitie @ May 28 2016, 11:15 PM)
Erm... I'm not the only one received their card with reduced expiry year. It's their new PIN & Pay card, I didn't apply any new card. Don't question about people's credibility if you don't know the person well.
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Sis, no need to be too touchy on the 'credibility' word, seen this a few times di. Mod should be good example right =) based on his post he was making general statement only, not accusing or questioning your credit-worthiness.
psyduck89
post May 29 2016, 09:29 AM

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hi, where to check my credit card statement?
cimb click?
email?
cybpsych
post May 29 2016, 10:15 AM

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QUOTE(psyduck89 @ May 29 2016, 09:29 AM)
hi, where to check my credit card statement?
cimb click?
email?
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https://www.cimbclicks.com.my/IBeStatement.html
fruitie
post May 29 2016, 11:55 AM

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QUOTE(LostAndFound @ May 29 2016, 02:25 AM)
Sis, no need to be too touchy on the 'credibility' word, seen this a few times di. Mod should be good example right =) based on his post he was making general statement only, not accusing or questioning your credit-worthiness.
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I'm totally against generalizing. As simple as this.
LostAndFound
post May 29 2016, 06:11 PM

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QUOTE(fruitie @ May 29 2016, 11:55 AM)
I'm totally against generalizing. As simple as this.
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Sorry for :off-topic: but online we will sure generalize to simplify things. And there's no real harm in statements like:-

QUOTE(example1)
Probably your card application failed because too much outstanding commitment.
QUOTE(example2)
Did you check your CCRIS report? Maybe you forgot to pay bills on time before.
Most times the intention is just to comment and/or provide info rather than to suggest "eh you're a lousy manager of money" etc.

Of course if someone is an ass and goes all "aiyah sure because you take on too much debt" that's different, but didn't sound like this is that case.

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