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Credit Cards CIMB Bank Credit Cards v4
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ch_teo
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 Feb 23 2016, 10:41 PM
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QUOTE(cybpsych @ Feb 22 2016, 09:47 AM) nothing new. each bank/systems behaving differently.  so far, in my case... 1) statement readiness is +4 days after statement date 2) cashback is +1 day after statement date (it was revised last year) 3) unbilled transaction history is +1 day after posting (similar to other banks) CIMB is getting worst after the upgrade of their website since early this year. today, click "All accounts", my CC account missing. but click "CC" button, my CC account appeared. after the upgrade, sometimes my saving account missing then sometimes my FD account missing. sometimes, all are ok. my CB plat last month statement also late for a few days. This post has been edited by ch_teo: Feb 23 2016, 10:56 PM |
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ch_teo
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Apr 9 2016, 06:10 PM
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QUOTE(fruitie @ Mar 28 2016, 09:52 AM) If below 36k p.a. annum, usually it is 2x-2.5x your current monthly salary. If above that, it is up to the bank to give it to you. I must say CIMB is pretty generous when comes to CL, so if you don't want so high, probably can tell them first before they assign you one. I think Southern Bank (before it was taken over by Bumiputra Commerce (CIMB)) gave the best high CL I had ever had for my Direct Access Master and Visa. After it was taken by CIMB, then again I was given the best high CL for both CIMB Direct Access Master and Visa. Now, Citibank provides me more than 2X CL of my existing CL of my CIMB Plat Master. So I think CIMB is no longer generous when comes to CL. |
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ch_teo
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Apr 9 2016, 10:52 PM
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QUOTE(ikanbilis @ Apr 9 2016, 07:44 PM) I made a rough calculation on how cimb arrive at my CL. They took my foreign salary in usd x 3.8 x 3 times. Anyway i have reduced the CL to my comfort zone. it was the same calculation for my Maybank CC CL during I was working in Singapore years ago. That time I was holding CIMB Direct Access Master and Visa Plat and no annual fees, just kept them in case emergency when need for business travel. CIMB was generous that time offered me Visa Signature but I rejected. |
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ch_teo
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May 28 2016, 10:57 PM
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QUOTE(fruitie @ May 28 2016, 03:17 PM) Got my new PIN & Pay card from my parents. Expiry year from 2020 reduced to 2019.  It comes with PayPass, wave logo. I have no issue with the new cc, received a few months ago. CIMB increased my to year 2020 and they approved my CL 50% up. So again i guess it is about individual usage on the card and one's credibility in the bank. Recently, they sent sms to invite me for prime current account, maybe this is the 3rd invitation since i have Bumiputra account long long time ago... This post has been edited by ch_teo: May 28 2016, 11:00 PM |
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ch_teo
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Jun 2 2016, 10:47 PM
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QUOTE(BeastX @ Jun 2 2016, 08:16 PM) Paypal guaranteed entitled for 5% cash back..... note: you're limited to RM30/month.....RM600 spending.....so says a veteran of 3years+ also don't use paypal for MYR ...there's 0.8% cross border charge... agreed. I have used a few times since the last 2 years plus with rebate on every last day of the month or 1-3 days before the end of the month. last used with rebate few months ago this year. |
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