What is the advantages of CIMB cash rebates compare to UOB Vox card?

For online spending i think UOB VOX is better since it doesn't have any restriction on online spending. Cash rebates includes airline tickets also while CIMB not entitled.

Well, both have their own pros and cons. I have both to ease my life.
Honestly, most of my online purchases are charged to VOX rather than CIMB CR.

This is my own summary for these cards:
i) CIMB CR is a free for life card while UOB VOX is not, you will need to spend at least once per month (no minimum amount) to avoid RM 6.00 monthly charges.
ii) CIMB CR has no minimum amount for online transactions in order to be eligible for cash back but VOX requires you to spend at least RM 50 per transaction to be eligible for cash back.
iii) CIMB CR's maximum cash back for online transactions is only RM 30 (that means max spending for online transactions is RM 600) while VOX can be fully maximized at RM 50 (for RM 1k of spending).
iv) CIMB CR's has a fixed date of cash back crediting while UOB VOX sucks here and according to T&C, it is by 30th of the following month. Sometimes the VOX's system behaves while sometimes it doesn't. I'm involving BNM in this matter. (edit: fixed already, usually will credit on 20s of the month)
v) CIMB CR has cross borders charges (read here) while VOX doesn't have.
vi) CIMB CR's maximum cash back for online transactions is only 5% while UOB VOX is 5.3% (5% - online transactions + 0.3% retail transactions).
vii) CIMB CR doesn't give cash back for flight tickets while UOB VOX gives.
vii) CIMB CR doesn't give cash back for UOBPayOnline transactions while UOB gives (refer to first post of this thread).

So in conclusion, apply for both.

Apparently this is for business owner.  It is not a personal CC. I am looking for a personal CC .

30 years old but just got my first ever CC PETRONAS Maybank Visa from maybank 

I try to call maybank to get my temporary pin but they could not find my information in system.

They told me I can start use the card but could not get the temporary pin at the moment

I thought now using 6pin?

Same thing happen to me today when I swipe my MBB Ikhwan for the first time after received it few days ago. If the CC Machine is updated(Pin&Pay update/system), it will request for 6digits pin, so I tried 123456, and transaction rejected. Call MBB CS to ask for temporary Pin Number, and at the same time trying to swipe the card for the second time, this time when machine asking for Pin, I just press enter without key in any Pin, and transaction get through.

So I guess, as long as you haven't set pin in your CC, just proceed without entering it when swiping the card.

Ya, but have you try it on the Pin&Pay ready machine? I think you must enter the Pin if you have enable the Pin & Pay things. Not sure though.

By the way, how do you manage your card payment if you have too much cards? List down all the card billing/due date? Need to discipline myslef, been paying a lot of interest although the spending amount is quite low. 

MBB gave me 8k credit limit, is this normal?

Can I swipe two credit cards for one purchase at a retail store?

Does anyone know any E-pay merchant that accept credit cards for bill payment?

Ok. Thanks fruitie.

Sorry for the noob question but Is the bill payment is through e-pay? Sam Groceria replied me through FB this afternoon that they dont accept CC for e-pay?

Ok. Must be blurred CS. I am gonna pay SG Kota Damansara a visit next week. Thanks.

Hi All,

Any credit card that is easy on Foreigner application? I have a valid working visa good for 2 years, and I'm a CIMB debit card holder. Anyone knows the process for applying credit card in CIMB / others for freigners/Non-malaysians?

Thanks

Hi guys, if I am currently under hire purchase agreement with public bank with very good track record of servicing the loan, do I need to submit additional income proof to apply for a credit card ?

The normal visa gold... salary wise confirm over the 24k pa requirement

Wise is my first choice haha... will apply that later... normally 3 months payslip right?

Thanks for sharing. Too bad they didn't mention LYN since this is the most fastest and most accurate first-hand info from the forumers

The first one is HLB The Store & Pacific card & the second one is StandChart Just One Platinum card

Lol..You dont have to because they are not worth mentioning.

Question:
So on the 1st of June I signed up for Aeon's Gold CC, wanting to get the free 6x airline lounge tickets and confident of the 12x swipes a year requirement for free annual fee.
I surpassed the minimum salary requirement by 2x

On 30th June I received a sms saying it was rejected. No reason.

If I was working overseas, and my salary is in another currency in a foreign (but international bank which is present in malaysia), would it have effected the approval? The agent said they dont think so.

Note:
I currently have one at -2.2%BLR when i was working in malaysia a few years ago. DIBS repayments not yet started.
No other loans. 1 CC with above mortgage company, limit 3k, no ownings.