50k~60k? wow so much needs to spend 
yeah, better use back some of your old F&F lor 

I can share the breakdown items and prices later here. I also surprise with so much to spend for renovation only and end up about 65k. Owning a house with adequate interior setup is not cheap. The basic items such as plaster ceiling, kitchen cabinets, fans, airconds, grills, autogate system, hood, hub are the essential and basic one.  Not sure the 4% discount from SP Setia can cover it or not...

Thanks bro for the great advice! You sound like a contractor LOL.

just some tips from what I learnt.

1) plan your concealed works smartly ie power point/aircon/heater provision etc in terms of location and qty. particularly, wiring looping to circuit breakers, air-con blower position determines your drainage routings etc etc etc

in short, pay extra attention to all concealed works. any re-do will cost you more. under provisions (don't do now), after moved-in, more head-ache and costly.

2) get a reliable electrical wiring contractor, wiring looping is very important, this determines your cost, not to over-load a particular circuit.
tips > have a least 2-3 swithes at the overall living/patio room ceiling downlights. (u may not need all to be lighted in one switch, elect saving).

3) get a good kicthen hob&hood, wash basin&sanitary wares, its big head-ache if u need to replace after 2-3 years. it involves damn lots of hacking eg your granite top, false ceiling, wall tiling.

4) if u do wall extention with plaster, MUST apply sealer coat before u do new wall painting. one coat of sealer cost more than 2 finishing coats of the emulsion paint, don't save on this, without it, your new paint will fade (become whitish, discolour) in less than 2 years. be sure that u apply sealer only after the plaster is 110% dry.

be extra careful with external weather proof paint application.

re-edited>

for setia home, pay attention to their

1) flushing cistern.
2) change immediately the brown tap that u find at every bathroom wall to stainless steel (d one near shower head. ard 5ft high from floor). this tap will get loose, rusted & broken in 2 years. affect if not bother > u will see rust water lining sipping down your wall tiles.

ya ya, just recall, very important > ask plumber to totally wash the roof water tank before u move in. u don't want to be showering with a dead cat floating in your tank. dont'n laugh, it did happened.

Where to apply renovations loan? Conversional bank or shark loan? LoL..better don't go for so many commitments dude.

I am still preparing essential and non essential items list so that to suit my own budget by removint those non essential items in renovation works. I really don't want drag myself to so high financial liablity especially this bad economy time.

Where to apply renovations loan? Conversional bank or shark loan? LoL..better don't go for so many commitments dude.

I am still preparing essential and non essential items list so that to suit my own budget by removint those non essential items in renovation works. I really don't want drag myself to so high financial liablity especially this bad economy time.

yes bro... dont go for renovation loan... unless the rates same as your housing loan... otherwise usually the rate are two or three times to your housing loan... and can consider refinancing if there are room for it on your existing loan... the best is save money and reno basic things only... make your house move in condition enough... wet-works that need to do do it first... those that wont affect your life in the future... just delay the plan until you have the money... haha....

What is flushing cistern?

Sound terrible from your experience getting a the house from SP Setia. May I know which section of Setia Alam?

overall from homes delivery from SP Setia is good compare to other developers.

flushing cistern is at your WC (waste closet/toilet)

why Montana still have so many left over units? Retusa which launched subsequently with higher price is sold out.

launched 1 year ago, and if not mistaken, many forumers have very good comment on it.

with current launching of Eximia which has larger built up, anyone will buy Montana?

I think retusa is the one with 10:90 right? Maybe that's why sold out lol

ya, I think so also. Eximia also with 10:90%. so, Montana will remain unsold for some time

Gonna be tough selling Montana unsold units unless give more discounts.

Eximia better layout, better sales package & lower psf price has advantage over Montana.

where is 1 Malaysia Medical Institute ?

i tried googling... cannot find information....can share ?