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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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fruitie
post Dec 18 2015, 06:21 PM

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QUOTE(David83 @ Dec 18 2015, 04:43 PM)
Could be but any of you with M2Cards get it?
*
Sorry, not sure because I didn't participate it. Good that it has announced, someone was just asking about this on M2Cards thread.

Anyway, I have finally started using my Ikhwan. laugh.gif Used it to buy some low costs groceries from Sam's since I have already maximized my Wise yesterday. brows.gif
fruitie
post Dec 19 2015, 11:28 AM

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QUOTE(Sesshoumaru @ Dec 19 2015, 11:09 AM)
Applied for this + Visa Signature yesterday and HLB Mach. Pretty efficient, all approved within 1 working day (applied at night).

I have an existing 2 Cards, so I assume the Visa Signature shares limit with them?

However, for Ikhwan, I have a different limit given. This is completely separate and in no way whatsoever shared (less than my conventional cards though unfortunately, presume they can only offer 1.5x as I already have conventional exposure at 2x)?
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Yes, limit will be shared for your VS and M2Cards. Ikhwan will have a separate limit.
fruitie
post Dec 20 2015, 11:35 AM

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QUOTE(skycrew @ Dec 20 2015, 11:31 AM)
my groceries + petrol only 500+- monthly

unless I combine with family members  drool.gif
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Why want to force yourself to maximize it, not like it has AF. Just spend according to your needs.
fruitie
post Dec 21 2015, 11:37 AM

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QUOTE(skycrew @ Dec 21 2015, 11:33 AM)
wow  ohmy.gif

which grocery place accept bill payment?
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Sam's Groceria. Refer to this thread: https://forum.lowyat.net/index.php?showtopic=3757650 for TnG reload and Sam's Groceria's ePay at post #.2
fruitie
post Dec 21 2015, 11:53 AM

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QUOTE(skycrew @ Dec 21 2015, 11:39 AM)
wohoo. nice man  icon_rolleyes.gif
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I'm using HLB Wise, so always 10% for me. brows.gif
My Ikhwan just serves as backup. laugh.gif
fruitie
post Dec 21 2015, 12:18 PM

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QUOTE(skycrew @ Dec 21 2015, 12:13 PM)
Hmm thinking to apply wise card. So ikhwan can use for petrol
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Just so we heard rumour that Wise's benefits will be revised soon.
So, your best bet is still on Ikhwan which has no AF.
fruitie
post Dec 23 2015, 12:05 AM

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Nah, it will sound flowerish at the beginning, once you drill in then you will unleash a lot of hidden TnC. rolleyes.gif

Never interested with personal loans. Got so many calls from different banks regarding personal loans and I rejected their offer. laugh.gif
fruitie
post Dec 23 2015, 10:23 AM

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QUOTE(panda-man @ Dec 23 2015, 08:10 AM)
Yeah these days its been quite a lot. Not like the rate they offer is very good anyways. But 0.075% is really win
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0.075% that's lesser than 0.1%, I will take it with no hesitation. laugh.gif
The interest is so negligible. laugh.gif

This post has been edited by fruitie: Dec 23 2015, 10:23 AM
fruitie
post Dec 29 2015, 10:11 AM

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QUOTE(PeowYong @ Dec 29 2015, 10:09 AM)
I got a call from Maybank regarding this, its 0.75%, not 0.075%.
Didn't ask further detail as I don't need that.
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I believe there's hidden T&C. laugh.gif
fruitie
post Dec 29 2015, 12:43 PM

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QUOTE(afhamhilman @ Dec 29 2015, 12:17 PM)
hi guys. i just applied ikhwan using the new maybank online system few days ago. today i noticed the ikhwan card already showing under all cards section on maybank2u. does it mean my application is approved?
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Yes.
fruitie
post Dec 29 2015, 03:21 PM

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QUOTE(putra23 @ Dec 29 2015, 03:14 PM)
rclxm9.gif Ikhwan card listed at online account. Physical card should follow soon...  biggrin.gif

Thanks to fruitie for the credit balance split  thumbup.gif
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Welcome to the club. I also learnt from others. tongue.gif
fruitie
post Dec 29 2015, 04:40 PM

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QUOTE(panda-man @ Dec 29 2015, 03:31 PM)
fruitie have you used your CC in beijing? any of them? im heading there for CNY but never used my CC there... ever... dunno how the rates and stuff are.
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Yes. My M2Cards and other cards as well.
Beijing is still OK, not other provinces. My cards were not accepted in Chengdu and Chongqing. Luckily I have UnionPay card.

QUOTE(putra23 @ Dec 29 2015, 03:32 PM)
Apparently Maybank did not split the cr limit from my 2cards. Just gave me additional limit. Perhaps I asked only 5k limit.
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Sometimes it may not reflect yet. Mine was split after that, 2k for my case.
fruitie
post Dec 30 2015, 05:44 PM

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QUOTE(crazybug2010 @ Dec 30 2015, 05:43 PM)
Sigh, like that my dad kena tipu already. He mentioned to them he wanted the card with 5% CB feature.
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Cancel the VISA and reapply again the MasterCard.
fruitie
post Dec 30 2015, 06:41 PM

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QUOTE(afhamhilman @ Dec 30 2015, 06:36 PM)
Just received my ikhwan card about 10mins ago from the poslaju guy. I would say the online application was really good. only took about 3 working days for me to get the physical card.

one question, the credit limit for this card is it combined with my maybank2card or no?
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No, it is not.
fruitie
post Dec 31 2015, 12:03 AM

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QUOTE(zstan @ Dec 30 2015, 11:42 PM)
oooooooooo. any supermarket also? or those big big chains nia hmm.gif
*
Just refer to thread lo, contributed by the forummers. smile.gif
fruitie
post Jan 1 2016, 11:49 AM

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QUOTE(kawteem @ Jan 1 2016, 11:43 AM)
I still can't see the December rebate up till today. Did you guys got it? Or is it maybe because I have furnished the outstanding balance amount so Maybank didn't credit the cash back to me?
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I also haven't got it, tomorrow I guess.
fruitie
post Jan 1 2016, 08:35 PM

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QUOTE(fish_pg @ Jan 1 2016, 08:03 PM)
Good news to those live in alor star, just paid my tnb bill at sam groceria at aman central. Sadly their system for tng was down, might try tmr.
*
Report in this thread too: https://forum.lowyat.net/index.php?showtopic=3757650
fruitie
post Jan 1 2016, 11:03 PM

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QUOTE(karcity @ Jan 1 2016, 10:22 PM)
By using credit card?
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This is Maybank Ikhwan thread so obviously paying with Ikhwan card. sweat.gif
fruitie
post Jan 1 2016, 11:10 PM

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QUOTE(genchwan @ Jan 1 2016, 11:01 PM)
why dont just pay on Maybank2u site?  hmm.gif
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No cash back because if pay in Sam's Groceria is considered as groceries and entitled for cash back.

QUOTE(genchwan @ Jan 1 2016, 11:06 PM)
Do you guys get Treatpoints on Friday/saturday with 5% cashback???

because MBB service email told me  that for every transaction that entitled for 5% cash rebate, treats points will not be awarded for that transaction.

My supp card always get TP. But my principle just get TP recently. I only used it on groceries and petrol on Friday/Saturday. And they told me this. This is so inconsistent.
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No TP if use on Fridays and Saturdays for petrol and groceries.
fruitie
post Jan 2 2016, 11:31 AM

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QUOTE(zstan @ Jan 2 2016, 11:03 AM)
oo i always thought we get cash back in our savings  laugh.gif  tq for the info
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It's for us to offset our credit card payment. Your statement balance can be deducted with this cash back and pay the balance if I assume your due date is not up yet.

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