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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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fruitie
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Jan 7 2016, 09:10 PM
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Rise and Shine
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QUOTE(saitong09 @ Jan 7 2016, 09:07 PM) fruitieLast time I split CL from MBB2C to apply Ikhwan, If I terminate MBB2C, can transfer the CL to Ikhwan? I don't know but logically speaking, you can.
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fruitie
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Jan 8 2016, 10:29 AM
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Rise and Shine
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QUOTE(lucas114 @ Jan 8 2016, 08:37 AM) How many working days do Maybank need to process an apppeal (with request to split credit limit from conventional credit card) for this card? Mine only 3 days and approved after I requested to split limit.
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fruitie
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Jan 10 2016, 01:41 PM
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Rise and Shine
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QUOTE(fuadfadz @ Jan 10 2016, 01:39 PM) can i combine limit ikhwan master with ikhwan amex? Combine as in? You can have other Maybank cards if they approve it.
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fruitie
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Jan 10 2016, 03:19 PM
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Rise and Shine
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Oops, just saw combine limit.
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fruitie
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Jan 10 2016, 06:22 PM
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Rise and Shine
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QUOTE(sheahann @ Jan 10 2016, 06:19 PM) Just received sms my application approved. I did not cancel my maybank 2 card.  Yes, most of us don't cancel the M2Cards as well. Welcome to the club.
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fruitie
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Jan 13 2016, 06:29 PM
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Rise and Shine
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QUOTE(fuadfadz @ Jan 13 2016, 06:11 PM) i terminate my m2c and apply ikhwan. but unfortunately accidently take the visa instead of master. then i try to apply master but got rejected. do i need to terminate ikhwan master first? Erm, you may try your luck to cancel and reapply again or ask can straight convert to MasterCard or not.
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fruitie
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Jan 13 2016, 07:52 PM
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Rise and Shine
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QUOTE(saitong09 @ Jan 13 2016, 07:49 PM) What's the benefit Master over Visa? Err.. MasterCard has 5% cash rebate on petrol and groceries while Visa only earns 8xTP.
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fruitie
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Jan 13 2016, 10:00 PM
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Rise and Shine
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QUOTE(saitong09 @ Jan 13 2016, 09:58 PM) Oic, was thought both the same benefit for Ikhwan  Visa Ikhwan is the Petronas Ikhwan.
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fruitie
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Jan 14 2016, 08:53 AM
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Rise and Shine
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QUOTE(triOz88 @ Jan 14 2016, 08:49 AM) currently i'm hold mastercard ikhwan and amex ikhwan... apply for amex just to collect point on day except friday and saturday only... Why not the normal AmEx from M2Cards? At least it's 5x all day for all categories unlike AmEx Ikhwan only gives 5xTP for petrol and 2x for other categories.
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fruitie
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Jan 14 2016, 09:06 AM
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Rise and Shine
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QUOTE(triOz88 @ Jan 14 2016, 08:58 AM) already try appy for normal Amex from M2Cards but being rejected.. i don't know why, maybe because i already hold mastercard ikhwan? Erm, nope. I also have both and they are not sharing the same credit limit.
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fruitie
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Jan 14 2016, 03:26 PM
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Rise and Shine
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QUOTE(HenryJay @ Jan 14 2016, 01:40 PM) Thanks for ur explanation. hmm, I going to have one since UOB One capped at RM15 for petrol. Yes, it is a good card and has no AF. Really worth keeping in the wallet.
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fruitie
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Jan 15 2016, 11:41 AM
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Rise and Shine
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QUOTE(sheahann @ Jan 15 2016, 11:34 AM) i thought this only happen to DEBIT card. they hold amount of 250 until clearing day will charge the actual amount Nope credit card as well. Every time when I pump and swipe at the dispenser, I will receive SMS for RM 200.  Anyway, it is just a per-authorized amount and it will be removed later, you will only pay based on your actual which posted on your statement. Nothing to worry about unless your CL is running low. This post has been edited by fruitie: Jan 15 2016, 11:42 AM
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fruitie
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Jan 15 2016, 01:34 PM
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Rise and Shine
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QUOTE(sj0217 @ Jan 15 2016, 01:08 PM) Petronas is different?? or depend on credit card used? I always have received SMS for RM200/RM250 (can't recall) message when pump at Petronas using HL Wise Yes me too using my Ikhwan.
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fruitie
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Jan 15 2016, 10:50 PM
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Rise and Shine
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QUOTE(sj0217 @ Jan 15 2016, 10:47 PM) Just wondering anyone have bought Aeon Voucher from 1u that under groceries pay by this card? Was thinking should not be groceries as the voucher need to get from upstairs (Aeon Customer Service, located 2nd floor), but not G floor Customer Service, end up use another card instead Few days ago, I was told somewhere in this section that 1U is not under groceries.
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fruitie
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Jan 22 2016, 11:41 PM
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Rise and Shine
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QUOTE(gastacopz @ Jan 22 2016, 05:28 PM) guys, this card can over limit or not?or cant go thru once max the limit.. if yes, any charges or not? i think, already over limit my card Usually can exceed a bit. Your next transaction shouldn't go through anymore. No charges, I only exceeded once and didn't get charged. That was my M2Cards Plat but I assume it's the same.
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fruitie
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Jan 23 2016, 10:12 AM
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Rise and Shine
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QUOTE(supersound @ Jan 23 2016, 08:35 AM) Better call CS and ask properly, if you intended to max out the spending just for once, can ask for temporary increase of CL, but if you always swipe out to the max, better ask for permanent increase. rm0.10 is a bit also, I think such statement of "a bit" are quite misleading. Exceeded by RM 200.
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fruitie
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Jan 23 2016, 10:29 AM
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Rise and Shine
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QUOTE(supersound @ Jan 23 2016, 10:25 AM) A lot of people always use "a bit", proper way is using %. If a particular bank allows card holder to over spend 5%, it will be depending to the card holder's CL. Like my CL now is rm20000(which they increase it without my knowledge), I can overspend by rm1000, so rm200 I can just simply says "a bit" But another person that having low credit limit, it may go beyond this threshold limit and get penalty. Enough la. Early morning and started your so-called debate. If you don't want to agree, don't need to debate here. I have no interest in fighting with you. Talk all you want. Go anywhere also fight with others, pergi mana also people report about you. I guess you need to think about it why is this happening. Regarding this post, post all you want. I won't bother. Maybank has no penalty. Don't talk as if you are a Saint. This post has been edited by fruitie: Jan 23 2016, 10:30 AM
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fruitie
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Jan 23 2016, 10:43 AM
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Rise and Shine
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QUOTE(supersound @ Jan 23 2016, 10:39 AM) Well, as said, using % will be more accurate. Well, I agree and admitted this part. I should have stated how much I have exceeded. Didn't cross my mind yesterday.
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fruitie
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Jan 24 2016, 05:51 PM
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Rise and Shine
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QUOTE(shamsay @ Jan 24 2016, 05:49 PM) if pump petrol other than fri & sat, how much we get it? No cash back at all. Just treatpoints.
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fruitie
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Jan 24 2016, 07:36 PM
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Rise and Shine
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QUOTE(tonytyk @ Jan 24 2016, 07:34 PM) CIMB cr got cash rebate for petrol? Yes. 2% but max only RM 20 per month. This post has been edited by fruitie: Jan 24 2016, 07:36 PM
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