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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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fruitie
post Nov 2 2016, 10:16 AM

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QUOTE(shaunkL @ Nov 2 2016, 09:59 AM)
I walk in apply at 1utama credit card centre on past Sunday.

submitted doc:
3 month payslip
BE form
latest EPF

Do you know how to appeal?
*
Do you have any other existing Maybank cards?
fruitie
post Nov 2 2016, 10:20 AM

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QUOTE(shaunkL @ Nov 2 2016, 10:17 AM)
yes, existing Maybank 2 GOLD card (Amex and Visa).

Will in affect on card application?
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No, I also have this combo and Ikhwan. Anyway, this card has high tendency of rejection, so don't be disappointed. smile.gif

I quote my own post again for your further action.

QUOTE(fruitie @ Dec 1 2015, 02:34 PM)
Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.

Yes, email is acceptable for CL split request. I got mine via email too.
This is the email address: mbbcardservices@maybank.com.my
*
fruitie
post Nov 2 2016, 10:26 AM

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QUOTE(shaunkL @ Nov 2 2016, 10:25 AM)
Thanks for your reply.
You mean Method I: send email to maybank ask to split existing maybank credit card limit to new Ikhwan credit card?
For example:
existing credit card: 10k limit
after split: 5k limit existing credit card, 5k limit Ikhwan credit card?
*
Method II actually. wink.gif

Yes, that's right. You can determine the amount to be split to your Ikhwan MasterCard.
fruitie
post Nov 2 2016, 11:19 AM

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QUOTE(sg999 @ Nov 2 2016, 10:58 AM)
1. My cc status showing PENDING NEW CARD APPLICATION.
2. The transaction after 24th oct cant demonstrate on transaction history and caused my LAST AMOUNT PAID which i guess is the cash back is only RM40.
3. The cash back i get on  this month should be RM50.
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1. No issue, they are replacing cards. Everyone who hasn't got their replacement card will see that.
2. and 3. Check the posting date of these transactions. If it is after 31st Oct, then it will be considered as November quota.
fruitie
post Nov 2 2016, 01:15 PM

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QUOTE(sg999 @ Nov 2 2016, 12:19 PM)
Because i did transaction on 28 of OCT in Petronas station
Now already 2nd of nov but still cant see the transaction.
*
That means merchant hasn't posted yet. This will be included as this month's quota.
fruitie
post Nov 3 2016, 05:42 PM

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QUOTE(bristlebb @ Nov 3 2016, 04:57 PM)
i applied ikhwan plat mastercard thru m2u but rejected. i called mbb service the staff said something wrong with the system and ask me apply thru phone banking... doh.gif

anyone knows where got mbb card booth? or anyone is agent? tq
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Just appealed again via email.
fruitie
post Nov 3 2016, 07:03 PM

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QUOTE(cempedaklife @ Nov 3 2016, 06:00 PM)
i just did as well and they replied asking for my IC. let's see what happens.
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Next thing they will ask for your income proof again. laugh.gif
fruitie
post Nov 4 2016, 11:44 AM

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QUOTE(DM3 @ Nov 4 2016, 11:05 AM)
seems like it, rejected after less than 2 days applied via m2u.
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There are still people who got it approved via online. smile.gif

Nevertheless, if it is rejected, just appeal via email and request for split limit if you already have an existing Maybank cards.
fruitie
post Nov 4 2016, 11:51 AM

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QUOTE(DM3 @ Nov 4 2016, 11:48 AM)
even though have existing ikhwan card?

thanks will email them also.
*
Yes, just email them. Usually works but albeit slow on reply.
fruitie
post Nov 5 2016, 01:44 PM

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QUOTE(BacktoBasics @ Nov 5 2016, 01:39 PM)
what does this mean? So can i sign up on weekends?
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Can sign up on weekends but will not get cards on weekends, you have to come back later during weekdays to collect it.
fruitie
post Nov 5 2016, 02:29 PM

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QUOTE(BacktoBasics @ Nov 5 2016, 02:26 PM)
i see. i have employment letter only. is it sufficient?
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Of course no. Not even EPF and payslip?
Wait till you have those first. Preferable latest 3 months.
In addition, Maybank Ikhwan MasterCard is one of the toughest cards to get let alone you don't have sufficient documents.

This post has been edited by fruitie: Nov 5 2016, 02:30 PM
fruitie
post Nov 5 2016, 02:57 PM

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QUOTE(mitodna @ Nov 5 2016, 02:54 PM)
if apply in 1U, the staff always say latest 3 months payslip and EPF statement, even the form state either 1 month, they unable to proceed with 1 month, no idea why
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I always give 3 months even if they ask for 1 month.
fruitie
post Nov 5 2016, 03:16 PM

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QUOTE(cybpsych @ Nov 5 2016, 03:14 PM)
the more supporting income docs you provide, the more confidence the approval officer understand your income stability.

i usually give payslips, epf statement, and even income tax BE form(summary slip).

i want them to WANT me as their customer tongue.gif
*
Me not so hardcore, just 3 months payslip and latest EPF statement. biggrin.gif
fruitie
post Nov 5 2016, 03:23 PM

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QUOTE(mitodna @ Nov 5 2016, 03:19 PM)
interesting, no idea, for Maybank appeal recently, they request BE summary slip as well
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My appeal they just asked for payslips but I still sent them my EPF statement. tongue.gif
fruitie
post Nov 5 2016, 03:53 PM

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QUOTE(BacktoBasics @ Nov 5 2016, 03:51 PM)
But is it okay to try to apply?

Because from the website it says,

If you are Graduates:

Copy of Degree Certificate/Professional Qualification
Employment letter OR 3 month salary slip
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If it is declined, you can only apply 6 months later...
You can try though.
fruitie
post Nov 5 2016, 04:00 PM

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QUOTE(BacktoBasics @ Nov 5 2016, 03:56 PM)
6 months later? that is too damn ghey
*
Just started to work? Wait for a while lo. smile.gif
Else, just do like cybpsych said.
fruitie
post Nov 6 2016, 01:46 PM

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QUOTE(alexanderclz @ Nov 6 2016, 10:29 AM)
just got my petronas visa ikhwan approval sms yesterday. today it's in M2U already. waiting for them to post it. on the other note, kinda regret for applying gold, cus i think maybe the platinum one looks nicer. lol. anybody has a picture of the platinum version?  notworthy.gif
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I'm always not a fan of Gold card if there's a Plat and above version. tongue.gif
fruitie
post Nov 6 2016, 02:02 PM

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QUOTE(drbone @ Nov 6 2016, 01:59 PM)
Applied for ambank world MasterCard and the only things taken were latest pay slips and epf statement printed from their kiosk.
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Different banks ma. Usually if there's EPF kiosk, they only need my EPF statement, no payslip is required.

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