Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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 Dec 6 2015, 10:14 AM
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Junior Member
75 posts Joined: Mar 2010 
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QUOTE(gastacopz @ Dec 5 2015, 07:50 PM) Did they asked further for the medical fees? Like an interrogation No they didn't, but for my case it's really for medical fees   |
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Dec 6 2015, 08:38 PM
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Senior Member
2,691 posts Joined: Sep 2008  
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Normally for increase CL they won't really ask for follow up. They will just check your credit history and increase if it passes. I think after that can use on whatever you want haha.
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Dec 7 2015, 10:41 AM
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Senior Member
6,022 posts Joined: Oct 2004
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QUOTE(panda-man @ Dec 6 2015, 08:38 PM) Normally for increase CL they won't really ask for follow up. They will just check your credit history and increase if it passes. I think after that can use on whatever you want haha. you can do that..the next time you adk for temp CL increase, you might not get it anymore since you using for other reason |
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Dec 7 2015, 11:17 AM
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(maskedchan @ Dec 7 2015, 10:41 AM) you can do that.. of course not recommended lah. thats just digging own grave. ask CL increase to go shopping the next time you adk for temp CL increase, you might not get it anymore since you using for other reason  |
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Dec 9 2015, 11:30 AM
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Junior Member
654 posts Joined: Nov 2015
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Application rejected... despite having 2cards and other facilities. |
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Dec 9 2015, 11:33 AM
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Staff
72,841 posts Joined: Sep 2005 From: KUL 
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QUOTE(fruitie @ Dec 1 2015, 02:34 PM) Ways to get Ikhwan MasterCard: I) Apply like normal applications II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit. III) If method II still fails, convert your existing Maybank card to Ikhwan. Yes, email is acceptable for CL split request. I got mine via email too. This is the email address: mbbcardservices@maybank.com.my QUOTE(putra23 @ Dec 9 2015, 11:30 AM) Application rejected... despite having 2cards and other facilities. |
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Dec 9 2015, 11:39 AM
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Senior Member
2,691 posts Joined: Sep 2008
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if i get a supplementary CC for my wife. is my limit split to two cards or is it like a shared total limit? so supplementatry can use up total CL if they want. ... God forbid... hahah
This post has been edited by panda-man: Dec 9 2015, 11:40 AM |
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Dec 9 2015, 12:04 PM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(panda-man @ Dec 9 2015, 11:39 AM) if i get a supplementary CC for my wife. is my limit split to two cards or is it like a shared total limit? so supplementatry can use up total CL if they want. ... God forbid... hahah Shared limit la..If get separate limit, i apply additional 2 supplementary then my limit ma x4?  |
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Dec 9 2015, 12:21 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(panda-man @ Dec 9 2015, 11:39 AM) if i get a supplementary CC for my wife. is my limit split to two cards or is it like a shared total limit? so supplementatry can use up total CL if they want. ... God forbid... hahah QUOTE(chiahau @ Dec 9 2015, 12:04 PM) Shared limit la.. I thought u could choose to separate limit but you need to lower your principal card CL.If get separate limit, i apply additional 2 supplementary then my limit ma x4? |
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Dec 9 2015, 12:23 PM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(rapple @ Dec 9 2015, 12:21 PM) I thought u could choose to separate limit but you need to lower your principal card CL. It's shared with the main Card.Let's say your main is 10k. You can either let your main card and sub card to have a combined limit of 10k or you can reduce the sub card to a limit you prefer. |
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Dec 9 2015, 01:13 PM
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(chiahau @ Dec 9 2015, 12:23 PM) It's shared with the main Card. ah i see. thanks for the clarification. for supplementary card, do i need my wife to go in. or i can just get it sorted out by myself?Let's say your main is 10k. You can either let your main card and sub card to have a combined limit of 10k or you can reduce the sub card to a limit you prefer. |
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Dec 9 2015, 01:24 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(panda-man @ Dec 9 2015, 01:13 PM) ah i see. thanks for the clarification. for supplementary card, do i need my wife to go in. or i can just get it sorted out by myself? Just need a photocopy of her I/C and signature only. |
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Dec 9 2015, 01:27 PM
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(rapple @ Dec 9 2015, 01:24 PM) Just need a photocopy of her I/C and signature only. cool thanks. so leceh if everyone needs to go together to do that. |
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Dec 9 2015, 01:31 PM
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(fruitie @ Dec 9 2015, 11:33 AM) It's normal. Refer to above for your next course of action. Thanks for the suggestions.Just could not understand bank's rationale. |
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Dec 9 2015, 01:37 PM
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Junior Member
191 posts Joined: Mar 2008
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Yay, finally received my card. Thus Friday gonna popped it's cherry =D
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Dec 9 2015, 03:03 PM
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Staff
72,841 posts Joined: Sep 2005 From: KUL
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QUOTE(putra23 @ Dec 9 2015, 01:31 PM) Thanks for the suggestions. Just could not understand bank's rationale.  I'm not sure either too, I got rejected twice while other banks didn't reject me.Anyway, managed to get it now. Only split RM 2k from my existing cards. |
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Dec 9 2015, 10:39 PM
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Senior Member
3,521 posts Joined: Sep 2012
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QUOTE(fruitie @ Dec 9 2015, 03:03 PM) I'm not sure either too, I got rejected twice while other banks didn't reject me.Anyway, managed to get it now. Only split RM 2k from my existing cards. btw, apply again hsbc got rejected but complaint bnm and suddenly got approved   |
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Dec 9 2015, 10:49 PM
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Staff
72,841 posts Joined: Sep 2005 From: KUL
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QUOTE(wjleong15 @ Dec 9 2015, 10:39 PM) my upgrade appeal has been rejected again Kesian. btw, apply again hsbc got rejected but complaint bnm and suddenly got approved |
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Dec 9 2015, 10:53 PM
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Senior Member
3,521 posts Joined: Sep 2012
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QUOTE(fruitie @ Dec 9 2015, 10:49 PM) Kesian. haiz... low salary is like that one, always got rejected for this and that... |
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Dec 9 2015, 10:55 PM
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Staff
72,841 posts Joined: Sep 2005 From: KUL
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QUOTE(wjleong15 @ Dec 9 2015, 10:53 PM) haiz... low salary is like that one, always got rejected for this and that... Mine is not high too.  Just lucky I guess. Try again next time. |
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