Pin and pay many europe youtube people say very extremely dangerous wor!

I don't know but I feel safer when I swipe my ICBC (China Bank) card in China, with pin.

yeah. agreed. i just got back from beijing and VERY reluctant to swipe my ikhwan hahaha. just use my citic bank 

Unless you go and swipe for petrol and groceries in Beijing.

No other way to pay utility bills via cc except for over the counter and autopay?

If you meant to get cash back via groceries, yes only over counter at Sam's Groceria.
If you meant just to make payment sake, you can pay via M2U and choose to make payment from CC.

But not all merchants are possible with cc.

No other way to pay utility bills via cc except for over the counter and autopay?

You can use
M2U
https://payonline.uob.com.my (no service fee)
https://www.posonline.com.my (2% service fee)

You can use
M2U
https://payonline.uob.com.my (no service fee)
https://www.posonline.com.my (2% service fee)

but , no cash back for this Maybank Islamic Card via these websites.

Applied for this card through a Maybank branch and got rejected. When called in, the CS says that they can't give me credit limit anymore. =( How should I appeal? Through the CS again?

Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.

Yes, email is acceptable for CL split request. I got mine via email too.
This is the email address: mbbcardservices@maybank.com.my

Refer to my post below. Posting for the n-th time.
No worries, it's very normal to be rejected by Maybank. I got rejected too and got it after splitting my credit limit from M2Cards.
Gen-X, considering to update this on the front page?

Alright, will try to do so, however, my credit limit now is already shared between my mbb2cards. So not too sure if they will still allow the split for ikhwan. On another note, I am quite surprise that the CS actually told me the reason they rejected my Ikhwan cc application. I thought they will normally not disclose the reasons of their rejection.

Why not? Most of us split from M2Cards too.

Yeah, my rejection reason was shared too. High exposure. Yeah, I'm, more than 10 cards.

Not too sure whether can split the credit limit from M2cards or not because I've never tried requesting yet. Will do so soon. Well, if worst comes to worst, then is it possible to convert the Maybank Visa Card (the one that comes together with Amex) to an Ikhwan cc? Any ideas?

Can split la, many of us have done that before, split from M2Cards. You can search this and previous thread. Unless you are super unlucky. We requested via email only, so easy.

You can convert but it's the whole combo, that means your AmEx will be gone as well.

mycolumn
Yes, splitting limit from current M2Cards very high chance of get approved, unless blacklisted or high risk customer