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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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mycolumn
post Feb 19 2016, 11:40 PM

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Applied for this card through a Maybank branch and got rejected. When called in, the CS says that they can't give me credit limit anymore. =( How should I appeal? Through the CS again?
mycolumn
post Feb 19 2016, 11:59 PM

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QUOTE(fruitie @ Feb 19 2016, 11:49 PM)
Refer to my post below. Posting for the n-th time. tongue.gif
No worries, it's very normal to be rejected by Maybank. I got rejected too and got it after splitting my credit limit from M2Cards.
Gen-X, considering to update this on the front page? laugh.gif
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Alright, will try to do so, however, my credit limit now is already shared between my mbb2cards. So not too sure if they will still allow the split for ikhwan. On another note, I am quite surprise that the CS actually told me the reason they rejected my Ikhwan cc application. I thought they will normally not disclose the reasons of their rejection.
mycolumn
post Feb 20 2016, 12:11 AM

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QUOTE(fruitie @ Feb 20 2016, 12:02 AM)
Why not? Most of us split from M2Cards too.

Yeah, my rejection reason was shared too. High exposure. laugh.gif Yeah, I'm, more than 10 cards. laugh.gif
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Not too sure whether can split the credit limit from M2cards or not because I've never tried requesting yet. Will do so soon. Well, if worst comes to worst, then is it possible to convert the Maybank Visa Card (the one that comes together with Amex) to an Ikhwan cc? Any ideas?
mycolumn
post Feb 20 2016, 03:48 PM

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QUOTE(saitong09 @ Feb 20 2016, 03:31 PM)
mycolumn
Yes, splitting limit from current M2Cards very high chance of get approved, unless blacklisted or high risk customer smile.gif
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I think I will try splitting my CL from my M2Cards first. I'm not blacklisted la haha tongue.gif how do they define high risk customer?
mycolumn
post Feb 20 2016, 04:44 PM

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QUOTE(saitong09 @ Feb 20 2016, 03:49 PM)
CCRIS and CTOS smile.gif
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oh, then my record is clean and clear biggrin.gif

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