Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling
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 Nov 4 2015, 04:46 PM
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Junior Member
145 posts Joined: Dec 2010 
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QUOTE(wykl @ Nov 4 2015, 03:37 PM) Bro, do u think borrow 100% is good deal? Or its not advisable to do so? I'm kind of noob in these kind of cases. Please enlighten me. if u can afford the instalments always go for 100% loanYou have any known banker that can introduce? With good deal   |
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Nov 4 2015, 04:46 PM
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Senior Member
2,908 posts Joined: Aug 2011
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QUOTE(wykl @ Nov 4 2015, 11:15 AM) Oh ya, saw it now. I tot its called Jalan Cahaya.. In fact its next to each other No i didnt register not qualify 😢😢 You registered a unit too by the way?  |
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Nov 4 2015, 06:47 PM
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Senior Member
568 posts Joined: Nov 2014
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Thanks everyone for the feedback
I'm just wondering whether have anyone get 100% loan before? |
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Nov 4 2015, 06:48 PM
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Senior Member
568 posts Joined: Nov 2014
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QUOTE(natman @ Nov 4 2015, 04:46 PM) No i didnt register not qualify 😢😢 I see.  |
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Nov 4 2015, 07:05 PM
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Senior Member
568 posts Joined: Nov 2014
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QUOTE(EgKev @ Nov 4 2015, 03:50 PM) I'm not an expert myself but if you go here http://www.calculator.com.my/home-loan-cal...or#.Vjm3Jqg0VcY. Really appreciate this bro, thanks a lot Input RM300k loan with RM0 downpayment, interest of 4.5% and 35 years loan, your installment is RM1,419. Total interest over 35 years is RM296k With a downpayment of RM30k, with same interest and loan duration, your installment is RM1,277 and total interest over 35 years is RM266k. With this information, I would definitely take 100% loan because if you put down 30k as downpayment, you only save RM30k in interest which is poor. This means you're getting 0 returns out of your 30k. Put that 30k that you have even in FD and that 30k will become RM95k in 30 years time! This is using 3.3% as the interest rate. If you invest in something that gives better returns, it'll be even more. |
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Nov 6 2015, 01:17 PM
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Senior Member
2,854 posts Joined: Jul 2013 
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this one beat the rest of the the affordable housing scheme.
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Nov 6 2015, 01:34 PM
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Senior Member
2,173 posts Joined: May 2010 
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QUOTE(forever1979 @ Nov 6 2015, 01:17 PM) this one beat the rest of the the affordable housing scheme. Did you applied for it? |
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Nov 6 2015, 02:54 PM
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Senior Member
2,854 posts Joined: Jul 2013
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QUOTE(Kilohertz @ Nov 6 2015, 01:34 PM) Did you applied for it? cant because for only 1st home buyer |
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Nov 6 2015, 03:19 PM
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Junior Member
153 posts Joined: Jul 2015
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QUOTE(forever1979 @ Nov 6 2015, 02:54 PM) cant because for only 1st home buyer If your 1st home property not under KL also can apply this. |
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Nov 6 2015, 03:19 PM
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Junior Member
153 posts Joined: Jul 2015
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QUOTE(forever1979 @ Nov 6 2015, 02:54 PM) cant because for only 1st home buyer If your 1st home property not under KL also can apply this. |
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Nov 6 2015, 03:28 PM
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Junior Member
184 posts Joined: Dec 2008
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QUOTE(Hope dream @ Nov 6 2015, 03:19 PM) If your 1st home property not under KL also can apply this. Confirm? If so this means my sis can apply. |
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Nov 6 2015, 03:44 PM
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Senior Member
2,173 posts Joined: May 2010
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QUOTE(EgKev @ Nov 6 2015, 03:28 PM) Confirm? If so this means my sis can apply. Please do bro, as long as she's been working in KL 3 years I think.This post has been edited by Kilohertz: Nov 6 2015, 07:47 PM |
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Nov 6 2015, 03:50 PM
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Junior Member
184 posts Joined: Dec 2008
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QUOTE(Kilohertz @ Nov 6 2015, 03:44 PM) Please do bro, as long as been working for KL 3 years I think. Yea I'll encourage her, cause she just got a small old house in Shah Alam which is far from where we are (we live in Sri Petaling) for like RM150k or something. I was like nooo why you did that, but if it's true if still can apply for rumah mampu milik as long as first house in KL then that'll be great. |
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Nov 9 2015, 10:11 AM
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Junior Member
153 posts Joined: Jul 2015
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QUOTE(EgKev @ Nov 6 2015, 03:50 PM) Yea I'll encourage her, cause she just got a small old house in Shah Alam which is far from where we are (we live in Sri Petaling) for like RM150k or something. I was like nooo why you did that, but if it's true if still can apply for rumah mampu milik as long as first house in KL then that'll be great. Confirm u can apply it, the term is u must working in KL within 3 year or staying KL within 3 year or your IC address is KL and bill water & electricity is KL either one u got you also can apply it. At KL don't have any property |
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Nov 12 2015, 05:22 PM
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Junior Member
10 posts Joined: Nov 2015
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like to check with you guy. for this project surrounding got any grave and htc there o not?
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Nov 13 2015, 07:41 AM
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Senior Member
2,173 posts Joined: May 2010
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QUOTE(powerfulday @ Nov 12 2015, 05:22 PM) like to check with you guy. for this project surrounding got any grave and htc there o not? Afaik, I don't see any htc around the project.. |
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Nov 13 2015, 11:32 PM
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Junior Member
90 posts Joined: Mar 2006
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The Developer sent me a letter and requested me to get Surat Akuan Bujang, does any have the same issue as me?
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Nov 13 2015, 11:37 PM
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Junior Member
90 posts Joined: Mar 2006
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QUOTE(powerfulday @ Nov 12 2015, 05:22 PM) like to check with you guy. for this project surrounding got any grave and htc there o not? FYI, there is a Muslim Cementry and a temple nearby at the north. |
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Nov 14 2015, 09:59 AM
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Junior Member
153 posts Joined: Jul 2015
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QUOTE(nktious @ Nov 13 2015, 11:32 PM) The Developer sent me a letter and requested me to get Surat Akuan Bujang, does any have the same issue as me? I got but is DBKL called me requested the letter |
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Nov 14 2015, 10:49 AM
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Senior Member
2,173 posts Joined: May 2010
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QUOTE(nktious @ Nov 13 2015, 11:32 PM) The Developer sent me a letter and requested me to get Surat Akuan Bujang, does any have the same issue as me? Yeah, I got it from the developer. I already sent it to them. |
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