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 INSURANCE TALK, ok let start

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money2me
post May 27 2013, 05:58 PM

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Spotted the enhenced medicover from A-Z company ,eventhouh the company said no annual limit, but there is a clause as below :
The total benefits payable (except for Optional Benefits) per lifetime must not exceed the Overall Lifetime Limit and You have to pay the
Conditional Co-Payment for eligible benefits for a Policy Year that exceeds 10% of the Overall Lifetime Limit described in the Table of Benefits.

Question : what is Conditional Co-Payment ? How much policy owner have to pay under this clause?
felixmask
post May 28 2013, 10:00 AM

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QUOTE(money2me @ May 27 2013, 05:58 PM)
Spotted the enhenced medicover from A-Z company ,eventhouh the company said no annual limit, but there is a clause as below :
The total benefits payable (except for Optional Benefits) per lifetime must not exceed the Overall Lifetime Limit and You have to pay the
Conditional Co-Payment for eligible benefits for a Policy Year that exceeds 10% of the Overall Lifetime Limit described in the Table of Benefits.

Question : what is Conditional Co-Payment  ? How much policy owner have to pay under this clause?
*
Co-Payment meanz you pay the excess beneficial limit. In other words any beyond 10% benefit limit must bear by customer.
You able to see at those Medical & Hospital coverage.

This post has been edited by felixmask: May 28 2013, 10:02 AM
great.eastern
post May 28 2013, 10:26 AM

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QUOTE(kevin20916 @ May 27 2013, 05:39 PM)
Hi all,

Would like know more about savings plan. what is the minimum amount to save? Thanks
*
Minimum amount per month is RM150.00
hyzam1212
post May 28 2013, 11:33 PM

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Just want to ask, is there any new insurance/medic card scheme which relates to Reader's Digest? Recently my wife got a call from them to subscribe to the plan
Colaboy
post May 29 2013, 09:48 AM

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QUOTE(hyzam1212 @ May 28 2013, 11:33 PM)
Just want to ask, is there any new insurance/medic card scheme which relates to Reader's Digest? Recently my wife got a call from them to subscribe to the plan
*
so far never heard of 1 . . .
redninja
post May 29 2013, 10:19 AM

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Edit - in process, thanks

This post has been edited by redninja: May 29 2013, 01:14 PM
wwl86
post May 29 2013, 01:06 PM

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QUOTE(kevin20916 @ May 27 2013, 05:39 PM)
Hi all,

Would like know more about savings plan. what is the minimum amount to save? Thanks
*
QUOTE(redninja @ May 29 2013, 10:19 AM)
Interested in medical coverage for my husband and self, how do I start looking? Thanks.
*
Both shares the same old advice. Fact finding stage first..
From there, you can know how much you need and whether savings plan fit into your financial objective and appetite.


QUOTE(hyzam1212 @ May 28 2013, 11:33 PM)
Just want to ask, is there any new insurance/medic card scheme which relates to Reader's Digest? Recently my wife got a call from them to subscribe to the plan
*
mind to get more details and share it with us here?

This post has been edited by wwl86: May 29 2013, 01:10 PM
hyzam1212
post May 29 2013, 01:22 PM

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QUOTE(wwl86 @ May 29 2013, 01:06 PM)
mind to get more details and share it with us here?
*
What I know is the insurance/medical card scheme is for those who are regular subscribers (obviously I think they collaborate with one of the insurance company but dont know which), they provide like a medical card kind of thing which covers treatment in private hospitals and admission allowance even when admitting into the government hospitals... the monthly payment is only RM30 plus (dont know where's the catch)...my wife kinda interested with the low fees and she has asthma btw

This post has been edited by hyzam1212: May 29 2013, 01:22 PM
SUSMNet
post May 29 2013, 09:31 PM

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great eastern customer portal cannot login since yesterday.. what happen?maintenance no notice?

user posted image
joseph8
post May 29 2013, 09:40 PM

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QUOTE(MNet @ May 29 2013, 09:31 PM)
great eastern customer portal cannot login since yesterday.. what happen?maintenance no notice?

user posted image
*
looks ok to me, can you try with this link:

https://econnect-my.greateasternlife.com/eC...login/login.jsp

Or clear your browser cookie/cache.
SUSMNet
post May 29 2013, 09:44 PM

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Did you login using ur IC and password?
roxx
post May 30 2013, 03:05 AM

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Hi all,

Has been a silent reader all this while. It's good to see most of us nowadays have a positive thinking towards insurance.

Learned a lot from this thread. Thanks to all.. May I join the group? smile.gif
netmask8
post May 30 2013, 08:43 AM

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Why People Buy Term Insurance??
SUSMNet
post May 30 2013, 07:51 PM

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Great eastern customer login portal still down.

what happen?

GE agent?
Colaboy
post May 30 2013, 08:31 PM

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QUOTE(netmask8 @ May 30 2013, 08:43 AM)
Usually ppl buy term insurance when they have a specified reason & period of cover. 1 thing good about term insurace is its cheap & provide huge coverage, which usually dont have much cash value end of day.
Term insurance can be MRTA to cover housing loan, key man insurance for biz loan & etc etc
joseph8
post May 30 2013, 09:14 PM

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QUOTE(MNet @ May 30 2013, 07:51 PM)
Great eastern customer login portal still down.

what happen?

GE agent?
*
I can login without problem.

Did you try the link given to you?

Were you asked to key in the OTP?
Colaboy
post May 30 2013, 10:08 PM

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QUOTE(roxx @ May 30 2013, 03:05 AM)
Hi all,

Has been a silent reader all this while. It's good to see most of us nowadays have a positive thinking towards insurance.

Learned a lot from this thread. Thanks to all.. May I join the group? smile.gif
*
wellcome & goodluck with your new career

throwaway-acc
post May 31 2013, 12:33 AM

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I need quotation on basic personal insurance plan that cover dead, tpd and the 36 illnesses. Med card is a huge plus.

Name: Ron
Job: Engineer, IT. Office work only.
Age: 23
Marital status: Single
Health status: Non-smoker, non-drinker, no prescription, no existing condition
Location: Putrajaya
Budget: ~RM100/month. I don't really care about investment/saving feature, I just need the protection. I'm ready for long term commitment.

Please include your email address, I will contact you through email if I decided to follow through. Feel free to give me other quotation for relevant product for my budget, and attach any brochure in your quotation.

Thank you in advance smile.gif
john_jay2
post May 31 2013, 12:55 AM

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QUOTE(throwaway-acc @ May 31 2013, 12:33 AM)
I need quotation on basic personal insurance plan that cover dead, tpd and the 36 illnesses. Med card is a huge plus.

Name: Ron
Job: Engineer, IT. Office work only.
Age: 23
Marital status: Single
Health status: Non-smoker, non-drinker, no prescription, no existing condition
Location: Putrajaya
Budget: ~RM100/month. I don't really care about investment/saving feature, I just need the protection. I'm ready for long term commitment.

Please include your email address, I will contact you through email if I decided to follow through. Feel free to give me other quotation for relevant product for my budget, and attach any brochure in your quotation.

Thank you in advance smile.gif
*
hi ~ i had pm you ^^
roxx
post May 31 2013, 12:59 AM

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QUOTE(Colaboy @ May 30 2013, 10:08 PM)
wellcome & goodluck with your new career
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Thanks Sir.. It's a nice place to gain knowledge from all products.. thumbup.gif

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