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 INSURANCE TALK, ok let start

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roxx
post May 30 2013, 03:05 AM

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Hi all,

Has been a silent reader all this while. It's good to see most of us nowadays have a positive thinking towards insurance.

Learned a lot from this thread. Thanks to all.. May I join the group? smile.gif
roxx
post May 31 2013, 12:59 AM

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QUOTE(Colaboy @ May 30 2013, 10:08 PM)
wellcome & goodluck with your new career
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Thanks Sir.. It's a nice place to gain knowledge from all products.. thumbup.gif
roxx
post Jun 19 2013, 08:23 AM

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QUOTE(danlhct @ Jun 19 2013, 07:19 AM)
I have 2 medic cards... Prudential & GE. Have plan to consolidate into one card. 36CI with Prudential. Another 36CI with smart early payout under GE. Had cancelled HLA after the incident of system issue.
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Mind to PM me which HLA agency that had system issue? Thanks smile.gif
roxx
post Jun 19 2013, 08:41 AM

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QUOTE(nightzstar @ Jun 19 2013, 07:54 AM)
could not afford to pay, i have house to pay,bills and so on. 300 for Ge and 200 for Prudential. The agent are quite busy and sometimes 2,3 months din collect premium but come at one time lump sum, also the receipt are sometimes there sometimes not there. asked for auto debit till now no news. that why it is hassle for me, better use prudential coz my fren taking care of it.
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U pay cash to your friend?
roxx
post Sep 12 2013, 09:50 AM

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Would like to ask all sifus here..

May I know which insurance company has the best product training for agents, best seller, or even low premium with high coverage product in takaful?

Or make it simple.. The best takaful company in the eyes of customer.

Any suggestion would be appreciated. Thanks
roxx
post Sep 23 2013, 06:55 PM

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QUOTE(nakedtruth @ Sep 23 2013, 06:27 PM)
I want to ask a person under the investment link insurance below:-

life - 80k
36 C.I - 50k
women protection - 50k

I know 36 C.I share with the life protection payout but is it the same for women protection? If yes Is there any policy the women protection doesn't share with the life protection?
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Not sure about the rest but we do have women protection plan that doesn't share with life protection..

Not sure whether i can post this or not since some of my previous post being deleted.. Talk about insurance talk..? Hmmm..
roxx
post Sep 26 2013, 05:03 PM

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QUOTE(cherroy @ Sep 23 2013, 09:45 PM)
Any insurance talk is welcomed, but not for sales purposes or advert.

If you have a plan that willing to share, it is welcomed.
In fact, forum place is much welcome such post, as it benefits to all reader.

But not for sales purpose, aka no PM me, no contact number/email etc together with the post. Ty.
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Thank You for your clarification.

I might miss the T&C of this thread for not posting any sales etc (If any). smile.gif
roxx
post Oct 18 2013, 10:13 AM

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QUOTE(escargo75 @ Oct 13 2013, 11:20 PM)
Who can guide me to buy MRTA, MLTA, or whatever MXXX for the housing loan?
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Can elaborate more on your question? Do you want to know 'How' to buy or you want to know 'What' are the differences between MRTA and MLTA?
roxx
post Nov 16 2013, 12:39 PM

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QUOTE(tis85 @ Nov 15 2013, 03:03 PM)
would like to get quote from agent here
my next birthday 29, non smoker, teacher
my wife next birthday 25, non smoker, teacher
have 1 years kid

looking for medical card and critical illness, minimum saving
currently i had term insurance from bank with pa so now focus on medical protection
for kid also medical card with min in protection, no education plan pls

anyone can help?
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Mind to share with us what is your monthly budget?
roxx
post Nov 16 2013, 02:18 PM

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QUOTE(Seng_Kiat @ Nov 16 2013, 01:56 PM)
hi,

I am looking for a insurance coverage for my son, 8 months old. I am non smoker, 27 years old and the mom is 26 years old.

Please quote me with a budget of RM150/month. I am looking for a complete quotation instead of in point form. Please pm me. Thank you.
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Hi there,

Preferable conventional or Islamic?
roxx
post Nov 16 2013, 07:35 PM

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QUOTE(razerasus @ Nov 16 2013, 06:14 PM)
want to find good insurans agent around setapak, 26 this year, non smoker, malay, class 1 profesion..looking for death, 36 critical illness, early critical payout and minimal saving only..if there is islamic insurans (never heard?) also good..pm me ur proposal, monthly RM150..
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Basically HLA do have 1 traditional plan for the above with guaranteed return of monthly premium for life insurance only (not for CI). Means if after 20 years and you want to cancel the plan, HLA shall return all the premium paid to you.

Another plan would be Investment Link Plan. But the return is Not Guaranteed.

HLA traditional plan = Lower coverage but with guaranteed return of life insurance premium to policy owner.

HLA ILP: High coverage but non guaranteed return.

I have prepared a proposal for you. Do PM me your email so that i can send proposal + summary for your perusal. thumbup.gif
roxx
post Nov 21 2013, 06:15 PM

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QUOTE(xin @ Nov 21 2013, 12:39 PM)
does AIA have Female Insurance ? How does the quotation works ? Any guidelines ?
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I guess most of the insurance do have insurance for female protection.

As for Hong Leong Assurance, the benefits for female insurance as below:

Life Insurance coverage

Female Cancer coverage (for most known female cancer)

Maternity allowance & birth complication coverage (mother and baby)

CI waiver coverage

Basically you may find others insurance with such (+/-) coverage in their plan.

P/S: All sifus correct me if i'm wrong ya.
roxx
post Nov 21 2013, 06:24 PM

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QUOTE(pgkt @ Nov 20 2013, 04:12 PM)
Any sifu here can help me out as recently planning to get insurance for my daughter and already get the quotation and illustration by prudential agent, but i am blind as totally don't have any knowledge, anyone? PM thanks.
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Summoning sifu roystevenung for Prudential issue. Sorry mod.. sweat.gif
roxx
post Nov 21 2013, 08:17 PM

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QUOTE(roystevenung @ Nov 21 2013, 07:02 PM)
Suddenly lemah lutut, ppl call sifu  tongue.gif

I had PM him, thanks boss
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A sifu will never claim himself as a sifu.. notworthy.gif

Oh sorry.. Thought you missed out that post.. thumbup.gif
roxx
post Nov 29 2013, 09:16 PM

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QUOTE(Pisanggoreng @ Nov 29 2013, 08:07 PM)
Hi my friends,

How do I know whether my agent offered me a good deal for life with mlta insurance? I'm not sure whether the premium I'm paying is too high or too low (good deal) for the sum I insured...
Well this is my first time and I don't have any benchmark...
Can I post the insurance details with premium paid here?
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Should be no problem i guess. This thread purposely for discussion. Or else mod will delete if not appropriate. thumbup.gif
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