Hmm. now i need ask my Philip Agent if can tt Aud into the ac from Msia.

My ac open. I shortlisting basket of UT to start.

Q: How do I pay via Telegraphic Transfer?

A: You can also make payment by Telegraphic Transfer (TT) if your funds are currently deposited with an overseas bank. TT fund transfers are allowed for SGD, USD, HKD, JPY, MYR, AUD, GBP, EUR, CAD & CNY.

Do note that the banks may levy bank charges for each TT fund transfer made, please check with your bank for the respective charges. Phillip Securities does not charge any fees for incoming TT fund transfers.

You will need to provide your bank with our bank account details for Telegraphic Transfer. Please click here for TT details.

Please also indicate your trading account number and account holders' name(s) on your TT payment details to ensure that funds received will be correctly credited into your Trading account.

As TT fund transfer may take up to a week to be successfully transferred, do check that the funds are already credited into your account or speak to your trading representative for enquires on status of transfer.

In the event that PSPL is unable to identify the account for the amount to be credited, PSPL may reject the amount transmitted after reasonable endeavours have been made to trace the source of the deposit.

Any bank charges incurred during the course of event will be borne by the client. If you are topping up account to pick up your outstanding shares, please ensure that we received your funds before/on due + 1 day.

Please note that we will not be held responsible for any loss, charge or damage arising from the rejected fund or delay in crediting the amount into the account.

haha yeah. my servicing guy already send me the instructions.

Weekend homework.

now reading about:
Healthcare health science funds

I have already glance through, not appealing at all  Better I stick with traditional funds (region based). Traditional funds have higher returns for more or less the same volatility as health care.

UOB United Japan Small And Mid Cap Fd SGD Hedged

UOB United Japan Small And Mid Cap Fd SGD

other than return% difference..

whats other pros & cons?

cannot fund suitable Euro Small Cap.. u shortlisted any?

i only got :
BNP Paribas - Parvest Eqty Europe Small Cap Classic C SGD RH
at this point, will start small with SGD. than to be converting to EURO or USD.

where to find the rating?
its not in the Fund Fact Sheet.

What fund are you looking at?

just wondering about the rating...

Msia - Affin Hwang Select Bond Fund.

so, where to get rating.?
United Asian High Yield Bond Fund - Class SGD - which part of POEMS Website can find the rating?

https://api.fundinfo.com/document/18a829031...d7b68b2299a10df

Here you go. For Affin
Info from fundfactshett


For United
Info from
- Product highlights
- Prospectus


To pour cold water on United,

Blue - Original P fund unhedge in USD
Green - United
Red- P fund SGD-H

1 Year results


Of course if you take 3 years, united win. But at volatility of 6.81 is just too high the risk of a bond fund.

i hv never buy BOND before. so really new to me.
as between BOND and FD. i will just choose FD 4%.

got so many types of BOND ... Emerging market bond, US bond, Rojak Bond.

which website u use to do the comparison table?

Buying bond and bond fund different ok. I don't know anything about picking bond but picking bond fund is just like picking unit trust.

1) It must beat a target. In this case the target/benchmark should be FD as what for you out in bond fund when FD can also give you 3-4% right?
2) It must be able to beat it's second benchmark (usually an index on bonds)
3) Volatility must be low (remember bond is so that portfolio is stable and won't swing? unless you are going Hansel way) so even if Feds increase rate or there's another Trump tantrum incident (where reits and bonds get sold off) your bond won't become negative or  worst case scenario is just lose 1% (don't wipe out your entire year gain just for one event)

Use this to screen for normal UT/bond funds.
https://secure.fundsupermart.com/fsm/funds/fund-selector
- Bond funds come under Fixed income while normal UT is equities.
- Input in your criteria
- Click green button "Generate Funds Table"
- Select the fund you want, click "Performance table"
The other way is you must know your fund name.
https://secure.fundsupermart.com/fsm/chart-centre-fund/

Open Ceremony my POEMS with:

PIMCO GIS Inc E SGD H Inc (IE00B9HH6X13)
and
first state infrastructure

Congratulations. You did your homework. How did you know it was Pimco?

I am going to add
Schroder asian growth
United japan small
First state india

Cannot seat on the sideline. Will try to keep invested for 6 months to a year then decide next cause of action.

FSM tools very useful..

i use PIMCO to balance off my other volatile stocks.
but i might add a HIGH YIELD Bond too later. see 1 yr later.. whats performance.

Schroder asian growth - yes
United japan small - yes still choosing between 2.

i am going for  EURO SMALL CAP. weekend homework to shortlist. between 3 funds.

my India i hv with FSM M'sia . not adding this unless i liquidate from FSM M'sia.

FSM tools very useful..

i use PIMCO to balance off my other volatile stocks.
but i might add a HIGH YIELD Bond too later. see 1 yr later.. whats performance.

Schroder asian growth - yes
United japan small - yes still choosing between 2.

i am going for  EURO SMALL CAP. weekend homework to shortlist. between 3 funds.

my India i hv with FSM M'sia . not adding this unless i liquidate from FSM M'sia.

What have you targetted for your HY Bond Fund ??

HY bond funds haven't been doing well. Just look at one year result. 4%+ at 6-7 volatility. Risk reward ratio is not there.

At 6-7 volatility, I can use a balanced fund to achieve higher returns.

Which bond fund are you referring to ? Let me have a look,...

The ones that I am still holding-on to are still giving me the desired divdiend returns,... monthly dividends with no loss in nav,... perhaps what you are showing are Acc funds ? We are going after different targets ?

Tq,... how abt the two below ?

1) Fidelity Euro HY Bond FUnd AMDIST

2) Fidelity Asian HY Bond Fund AMDIST SGD