QUOTE(dasecret @ Jan 30 2018, 11:58 PM)
U know why you are being seen as annoying by so many in LYN even when you tirelessly answer every question? Because you impose your views on others and think only your view is the right one.
I use FSM SG and therefore I’ll respond to questions that I know answers of, in terms of using FSM SG
As far as I’m concerned, your way of researching on FSM SG and buying on other more inferior platform is akin to going into a fast food restaurant to see what others are eating and what seems to taste nice, then walk out to the road side stall to buy it, then walk back into the fast food restaurant to eat and use their utensils, maybe chili sauce too, and then laugh at everyone who buy the food in the fast food restaurant for being stupid to pay more than what you did. This is not an acceptable behavior offline, but becos e-commerce works a bit differently, there’s no effective way to get rid of free loaders like you. But since I believe in sustainable supply chain, I’ll still pay for the food in fast food restaurant, until such time I feel that what they offer is not what I want anymore.
I am very blant and straight to the point person. No point hiding behind fancy words. Personal experience have taught me it's better to know what we will be paying upfront than later on after buying something.
I don't impose my view. I merely warn them. Up to them if they want to read/ignore. It's their money. Not mine. Actually I don't need to do it but rather than them knowing later on and regret it, it's better for them to know upfront first before deciding to sign up.
Wow that severe huh? I prefer the anology of air Asia vs MAS/other premium airline. For so long consumers are forced to fly MAS/premium airline because there's no choice. Air Asia came, offer a new choice and as they say the rest is history.
Another analogy is banks vs transferwise. If giving people choices, people aren't restricted to banks only.
The thing is if both dollardex and POEMS can offer platform free fees why must FSM continue to charge platform fees when considering dollardex a smaller player than both POEMS and FSM can do without platform fees?
With both POEMS and Dollardex offering platform free fees, hopefully FSM SG can also offer platform free fees (level playing field).
I learnt these from the white people. Open 2 brokerage account. One free/cheap commission brokerage, one expensive commission brokerage with all the bells and whistle, utilise the expensive brokerage for research and buy from the cheap/free brokerage.
It's better we take the 0.4% and donate it to charity than give it to FSM SG. Those charity body need the 0.4% more than FSM SG.
QUOTE(Bullorbear @ Jan 31 2018, 01:39 AM)
Wow.. totally agreed with you. So long the fees are reasonable and justifiable, certain fees are worthwhile to pay for. Sometimes saving the minor fees is not justifiable for the effort that you spent, not to mention that the fees are already lowered and cheaper than the normal options.
Well there are always free loaders, used up all the free services that are available, and not willing to pay the 0.1% for the operator to maintain its platform (though it requires manpower to develop / maintain the service).
Not at 0.4%p.a. 0.4%p.a is bloody high
If you feel 0.4%p.a is justified, then go ahead and pay them. I don't have that much money to give away freely. And if I were to choose to give away 0.4% p.a, I would choose to give it charity instead. Those good people deserve it more.
This post has been edited by Ramjade: Jan 31 2018, 07:15 AM 
Oct 6 2017, 11:49 AM
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), only has some through MAPS
FSM SG is the worst platform to buy UT. 
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