guys, how much ur sa quote u for windscreen insurance?
being quoted rm240 for rm1.5k windscreen, is this too much?

Self-insure is a method of managing risk by setting aside a pool of money to be used if an unexpected loss occurs. Theoretically, one can self-insure against any type of loss. However, in practice, most people choose to buy insurance against potentially large, infrequent losses.

Windscreen coverage can be inclusive of tinting.
If you have tinted your windscreen with reputable brands, then RM1.5k seems reasonable.

Let me contribute an accountant's view here...

Coverage RM1,500
The insurance premium RM240

RM1,500/RM240 = 6.25 times

In your driving experience, how many times have u had experienced windscreen damage?

I've been driving for 14 years, never had windscreen broken yet (touch wood).
If I had been buying this windscreen coverage, I'd have paid RM240 x 14 years = RM3,360, for nothing. Free money for insurance company.

"Self insure" la, bro
http://www.investopedia.com/terms/s/self-insure.asp

i claimed for 3x in 5yrs driving with my myvi . frequently travel in highway with 150km per day .

u need windscreen insurance if u alwaz travel in federal highway , NKVE , SKVE , ELITE and PLUS highway 

I also always drive on highways, but never behind lorries and trucks. Always
(1) overtake secepat mungkin, or
(2) keep a safe distance


I fear this more than batu from lorries...

Windscreen coverage can be inclusive of tinting.
If you have tinted your windscreen with reputable brands, then RM1.5k seems reasonable.

how to claim separately ?

sadly the quote is without tint
exactly, how to claim windscreen and tinted separately since its installed by different shop? 

Hi,
Would like to ask our 6th generation Honda City for year 2014, 2015, 2016 still using TAKADA airbag?  If not, what brand Honda use for 6th new Honda city? 

Recently have lots issue on TAKADA airbag which is big customer for Honda. Just today KL have 1 people get kill due to airbag problem.

http://finance.yahoo.com/news/malaysian-wo...-050730737.html

Thanks

Let me contribute an accountant's view here...

Coverage RM1,500
The insurance premium RM240

RM1,500/RM240 = 6.25 times

In your driving experience, how many times have u had experienced windscreen damage?

I've been driving for 14 years, never had windscreen broken yet (touch wood).
If I had been buying this windscreen coverage, I'd have paid RM240 x 14 years = RM3,360, for nothing. Free money for insurance company.

"Self insure" la, bro
http://www.investopedia.com/terms/s/self-insure.asp

Honda Malaysia do not want to disclose it as it will affects their sales so no one knows.

Some car makers in the US still selling new cars with defective takata airbags
http://www.therakyatpost.com/world/2016/06...takata-airbags/

Toyota Motor Corp, Fiat Chrysler Automobiles NV, Volkswagen AG and Mitsubishi Motors Corp are still selling new vehicles with defective airbags that will eventually need to be recalled, according to a report by a US lawmaker overseeing the agency handling the largest-ever auto safety recall.

Automakers confirmed they are continuing to sell some vehicles with ammonium-nitrate inflators without a chemical drying agent, and cited engineering and supply challenges to explain why they are still relying on the faulty airbags.
The vehicles are legal to sell but must be recalled by 2018.

Toyota, one of two automakers that did not provide specific models to Senate investigators, expects to produce approximately 175,000 vehicles with the defective Takata inflators by July 2017, the report said.

http://www.therakyatpost.com/world/2016/06...takata-airbags/

what  about flood insurance?
"self insure"

Avoid flood-prone areas

Avoid flood-prone areas

thats doesnt mean takata can produce defective airbags and compromise the driver safety.... ur statement doesnt make sense at all....

It is a very sad. Imagine your immediate family member killed for no reason.
People in USA sued Honda and Tataka until their pants drop, but such incidents remain pretty low profile in Malaysia despite taking away 3 lives.
My '06 Honda City has 2 air bags. They replaced my passenger side air bag, but driver side air bag is still out of stock. What i can do in the meanwhile is just to minimize the usage of that car.

sadly the quote is without tint
exactly, how to claim windscreen and tinted separately since its installed by different shop? 

It is a very sad. Imagine your immediate family member killed for no reason.
People in USA sued Honda and Tataka until their pants drop, but such incidents remain pretty low profile in Malaysia despite taking away 3 lives.
My '06 Honda City has 2 air bags. They replaced my passenger side air bag, but driver side air bag is still out of stock. What i can do in the meanwhile is just to minimize the usage of that car.

if u do not use the seatbelt then the airbag will not function. 

I think Honda admit the defected Takata airbags and do recall, while some other automaker did not want to admit and provide what brand of airbas they use, and still continue selling