Was in RHB Bank also. The manager told me they are having a SUKUK fund, 3 years, yearly payout 4.5%. Just FYI.
Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Oct 22 2015, 07:30 PM
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#81
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6,614 posts Joined: Mar 2011 
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Oct 22 2015, 07:42 PM
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#82
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6,614 posts Joined: Mar 2011
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QUOTE(wil-i-am @ Oct 22 2015, 07:39 PM) Mind to share more details? Did not ask too much about it. The payout is not guaranteed but the manager said traditionally the payout sticks. In a way similar to MBB's recent GIA-i. I was only interested in AmBank 4.6% 2 yrs.  |
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Oct 22 2015, 08:13 PM
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#83
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6,614 posts Joined: Mar 2011
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QUOTE(MNet @ Oct 22 2015, 08:07 PM) They may still have that one running. I did put in for that >10 days ago. The latest one is 2 yrs 4.6%. |
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Oct 22 2015, 08:15 PM
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#84
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6,614 posts Joined: Mar 2011
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QUOTE(bbgoat @ Oct 22 2015, 06:42 PM) Today went to AmBank to place for the 2 years 4.6%. Kept the previous 5 years 4.55% as found not worth to terminate it. Also they have for conventional and Islamic for this FD promo. The staff asked me which one, they say ok if just conventional. I consented. Surprisingly AmBank issuing of FD is faster nowadays. Kaotim in about 15 minutes. Used to be like 25 minutes to 40 minutes or so. But they changed so that FD cert no need signature from them. Last time need 2 signatures on the cert.  |
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Oct 22 2015, 10:07 PM
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#85
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(MNet @ Oct 22 2015, 08:41 PM) why cannot find the 4.6pa for 2 yr at ambank website? It has been said not all promo is updated online. You can read back few pages and see lots of discussion on this and some of us have already placed the FD. |
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Oct 23 2015, 09:04 AM
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#86
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6,614 posts Joined: Mar 2011
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QUOTE(gsc @ Oct 22 2015, 11:07 PM) The UOB I went to is at Penang Kelawai road branch...many customers were waiting and the customer service staffs couldnt cope. During that day, the counter staff supervisor was sort of raising her voice, calling the customer service staffs " any one can help? " (It was another customer that needs help.) About 1 min later, one Uob gentleman appereared and said every one was busy. The PB centre upstairs, did you encounter this problem ? You and I may have rub shoulders without knowing it. Implemet the new KPI system is shifting the problem from counter to the customer service. In terms of premier customer service still Citi first, follow by Ocbc...Uob the worst  I do like CB PB centre for its service. Like OCBC PB centre for the leng lui and the decoration. UOB PB centre kind of clamped and old (same as SCB PB centre). But have not been there (UOB PB centre) for quite some months. This post has been edited by bbgoat: Oct 23 2015, 09:09 AM |
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Oct 24 2015, 01:29 PM
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#87
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6,614 posts Joined: Mar 2011
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QUOTE(Bonescythe @ Oct 24 2015, 12:49 PM) New and existing also got. Until december 2015 QUOTE(mohdyusof @ Oct 24 2015, 01:00 PM) existing one cannot. please read tnc carefully. Last year when I join, the PB was supposed to be min 200k. So looks like they have increased it for new customer to 250k.Last year received a pair of rice bowls and chopsticks. This year giving out abacus ? Oh, actually another pair of traditional Chinese clay spoons, not in the photo. 
This post has been edited by bbgoat: Oct 24 2015, 01:44 PM |
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Oct 24 2015, 07:30 PM
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#88
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6,614 posts Joined: Mar 2011
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QUOTE(Bonescythe @ Oct 24 2015, 07:06 PM) Hmm.. looks like i had been mistreated. Penang branch. You are not in Penang ? Which is ur branch ? They did not give you anything ?  This post has been edited by bbgoat: Oct 24 2015, 07:32 PM |
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Oct 24 2015, 07:46 PM
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#89
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6,614 posts Joined: Mar 2011
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QUOTE(Bonescythe @ Oct 24 2015, 07:43 PM) Saya bukan dari penang.. Already know that u are not from Penang. Gave me 2 束香蕉. Understand ?  Penang lang, do not understand. Too deep. Elaborate ?  |
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Oct 24 2015, 08:39 PM
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#90
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6,614 posts Joined: Mar 2011
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QUOTE(Ah SiAnG @ Oct 24 2015, 08:27 PM) the account to be opened is Alliance Hybrid Account issued with Alliance Hybrid AP Platinum Debit Card? I also have Alliance Bank hybrid account. It came with a platinum debit card with cashback of 1.5%. Really good in terms of cash back. agree with you on the cash back part, even some credit cards merely offer 0.2%/0.3% cash back for retail spending. can also enroll for Alliance Personal like Bonescythe with 50k  |
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Oct 24 2015, 08:41 PM
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#91
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6,614 posts Joined: Mar 2011
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QUOTE(Bonescythe @ Oct 24 2015, 07:53 PM) Maybe they look down on me.. wear slippers.. You are like our Captain who wear slipper.  You did not flash them the Rolex watch, all the top end credit cards you carry ? |
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Oct 24 2015, 08:48 PM
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#92
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6,614 posts Joined: Mar 2011
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QUOTE(Ah SiAnG @ Oct 24 2015, 08:42 PM) the only charges is rm12.72 per year right? any other hidden charges? I got the hybrid acct back in 2011. No charges whatsoever (never really notice that, better check my monthly statement to be 100% sure). Except their debit card was lousy. The plastic film peeled off and replacement wanted to charge me RM12 (cannot remember exact figure). I complained and they waived it. and did you opt for the cheque book facility? I did not take up cheque book, in 2011 I think they did not offer that. Anyway I did not require the facility. I think the best part is the platinum debit card with cash back of 1.5%. This post has been edited by bbgoat: Oct 24 2015, 08:54 PM |
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Oct 24 2015, 09:04 PM
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#93
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(Ah SiAnG @ Oct 24 2015, 08:57 PM) yea, would consider to open one as well but it will be good if they would waive the annual fee and issuance fee for me Checked my monthly statement. It showed "Hybrid acct- no check" that means there is a version with "Checkbook acct". besides their cash back their eFD promo rates is the one that attracts me the most |
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Oct 26 2015, 02:36 PM
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#94
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6,614 posts Joined: Mar 2011
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In AmBank to place for the 2 years 4.6%. Crowded ! A lot of Chinese uncles and aunties there.
Talked to the BM. He said lots of people doing the 4.6% FD. Their quota is 1.5 billion RM or end of Nov. So far after launching since last Monday, 500 million RM. Not bad, just within 1 week. Their FD system is much better nowadays. Took about 10 minutes to get the cert after my turn to the counter. This post has been edited by bbgoat: Oct 26 2015, 02:48 PM |
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Oct 28 2015, 09:59 AM
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#95
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Senior Member
6,614 posts Joined: Mar 2011
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Called Bank Rakyat for the gold coin promotion. Unfortunately today is the last day !
 Minimum deposit is RM300k. |
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Oct 30 2015, 10:38 AM
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#96
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(gsc @ Oct 29 2015, 07:44 PM) I only go to the one at Kelawai rd because the one in town is practically impossible to find the car park UOB Kelawai Rd PB centre is upstairs. I went to this one most of the time also. PB centre is old. You found leng lui there ? Have FD maturing there. May have to pull out FD there. 10k top up also does not work. Even ask how much you can top up ? The FD amount already big. Anyway put in AmBank, MBB, MBSB may be better option with higher rates. |
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Oct 30 2015, 12:12 PM
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#97
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6,614 posts Joined: Mar 2011
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QUOTE(familyfirst @ Oct 30 2015, 12:04 PM) CIMB called me back saying they will give me the 4.3% for 12 mths pure FD. Let me go over this afternoon and see really can get it or not. The 4.3% 12 mth is a good rate vs 4.2% in UOB/OCBC. Do let us know and get any leaflet to show us. |
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Oct 30 2015, 05:26 PM
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#98
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cybpsych @ Oct 30 2015, 05:20 PM) bbgoat first placed on 5 Oct. For me, also "akan datang" ! You even remember the date !! You also place for it, right ? |
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Oct 30 2015, 05:30 PM
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#99
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(familyfirst @ Oct 30 2015, 03:50 PM) I got my 4.3% for 12 mths pure FD at CIMB (conventional). How to attach photo here? I took a photo of my cert with my phone but Im accessing this site with my PC. Is this a package for FD and credit card ? AmBank has similar deal if one take the credit card and got higher FD rate, about 2 years ago. Since I dont have an account there, have to open savings with atm card and also end up with 2 credit card without annual fee and an umbrella.  This post has been edited by bbgoat: Oct 30 2015, 05:30 PM |
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Oct 30 2015, 05:33 PM
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#100
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cybpsych @ Oct 30 2015, 05:29 PM) yeah, few days later than yours. Oh yes, you have been asking about the interest, add on to principal, something like that ! am curious about [Ancient-XinG-]'s placement since the dividend is added to principal and possibly guy3288 too Would be interesting to see the difference, if any ! |
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