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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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wil-i-am
post Nov 18 2015, 10:10 PM

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QUOTE(yygo @ Nov 18 2015, 10:08 PM)
this one was placed last month? starting nov already over.
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Start fr 1/11 to 31/12/2015
wil-i-am
post Nov 18 2015, 10:16 PM

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QUOTE(yygo @ Nov 18 2015, 10:13 PM)
i mean the below one, it was started in oct but heard they ended it in end oct.

i.1 to 9 mths @ 4.10%
ii.10 to 12 mths @ 4.30%
iii.13 to 15 mths @ 4.70%
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Can't remember so many promotions n dates
wil-i-am
post Nov 19 2015, 05:59 AM

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QUOTE(Eujing @ Nov 18 2015, 11:15 PM)
I been placement to public bank 4 month promotion last time.... I wonder can add money to current fixed deposit. ....I am newbie 😅😅😅
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If u refer to new placement, yes
wil-i-am
post Nov 19 2015, 09:45 AM

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QUOTE(Eujing @ Nov 19 2015, 09:41 AM)
Not new placement....last time I place for the promotion fixed deposit......now I want to add in amount to this fixed deposit.....izzit can add in like this? ?
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Nope
wil-i-am
post Nov 19 2015, 04:53 PM

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QUOTE(bbgoat @ Nov 19 2015, 04:46 PM)
yygo is right. The HL 15 mth 4.26% started in Oct 1. I placed on Oct 1st and received gift from HL.  biggrin.gif But it was ended by Oct 31st.  biggrin.gif
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They have extended the offer from 1st Nov to 31st Dec
wil-i-am
post Nov 19 2015, 04:57 PM

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QUOTE(bbgoat @ Nov 19 2015, 04:55 PM)
OK. The other offer they have is 12 mth 4.2%, right ?  biggrin.gif
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Yes, tat 1 was offer by Islamic Bank
wil-i-am
post Nov 20 2015, 10:31 PM

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QUOTE(cklimm @ Nov 20 2015, 04:14 PM)
Mach by Hong Leong FD:
3 months 3.95%pa,
1 month 3.40%pa.

minimum rm10k.
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Wat is the min sum to open a Mach a/c?
wil-i-am
post Nov 20 2015, 10:52 PM

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QUOTE(Kaka23 @ Nov 20 2015, 10:40 PM)
The OCBC FD 4.5% can get any hadiah? Ie luggage?
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Luggage is for 2 yrs @ 4.60%
Sad to say promo is over coz luggage is on 1st come 1st serve basis
wil-i-am
post Nov 20 2015, 11:02 PM

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QUOTE(Kaka23 @ Nov 20 2015, 10:56 PM)
cry.gif  but previously how much $$ minimum need to deposit in order to get the luggage?
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RM100k
wil-i-am
post Nov 21 2015, 11:19 AM

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QUOTE(bbgoat @ Nov 21 2015, 08:47 AM)
It is AmBank 6 mths 4.25%, min 100k for the luggage. The luggage is gone after 3rd day of promo. I am waiting for the luggage.  biggrin.gif

AmBank also has the 2 yrs 4.6% promo. Both promo until end of Nov. Star newspaper still has the advert running but showed bag fully redeemed.  biggrin.gif
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Ooops...
Sorry for the mixed up n confusion
wil-i-am
post Nov 21 2015, 11:28 AM

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Went to Maybank ytday
Perform placement of 2 mths FD @ 3.90% for my in-laws
Bz body check with BM on next mth promo
He advised they will intro new package from 1st Dec onwards

wil-i-am
post Nov 21 2015, 02:07 PM

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QUOTE(starry @ Nov 21 2015, 01:40 PM)
Hi all,
If I transfer fund online from Bank A to Bank B, then a few days later transfer the fund online back to Bank A, is that considered as fresh fund in Bank A?
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I wud say Yes nod.gif
wil-i-am
post Nov 21 2015, 05:05 PM

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QUOTE(Vincent9696 @ Nov 21 2015, 03:17 PM)
Any insider news?? Is that also related to GIa - FD?
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I have no idea
wil-i-am
post Nov 22 2015, 07:50 AM

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QUOTE(Ramjade @ Nov 22 2015, 01:43 AM)
Online IBFT. I think yours is over the counter. If online IBFT only RM0.53 la. But it's free until 31St Dec. Online IBG will still be charged RM0.11
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Online IBFT is free whereas online IBG is subject to min/negligible charges
wil-i-am
post Nov 22 2015, 09:08 AM

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QUOTE(kmarc @ Nov 22 2015, 08:37 AM)
I have FD in Ambank that matured last week and planning to put into promotional FD tomorrow. Can I confirm whether Ambank will allow me to use it as fresh fund if I dump in some more money?

Say 30k FD (Ambank) matured and I dump in another 30k for Ambank promotion FD. Can consider "fresh"?  hmm.gif
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Afaik no as I try b4
No harm ask them again
wil-i-am
post Nov 22 2015, 12:30 PM

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QUOTE(??!! @ Nov 22 2015, 11:09 AM)
I tried this with some banks & it works. ( Be nice about it and let your charm work on the cashier smile.gif )
Withdraw your FD as 'cash'.
Then place FD as fresh funds.
If the cashier enter the fund for new FD as 'transfer from FD withdrawal', then it's not "fresh"
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I try yo method with some banks
Sad to said they dun allow sad.gif
Perhaps my fund size is too small for them sweat.gif
wil-i-am
post Nov 22 2015, 01:20 PM

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QUOTE(Vincent9696 @ Nov 22 2015, 01:16 PM)
Not selling public mutual , it is more suitable high nett worth customer...
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OT
Wat is the s/c u offer for investment in equity funds?
wil-i-am
post Nov 23 2015, 11:49 PM

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QUOTE(nbi @ Nov 23 2015, 10:13 AM)
affin bank year end deposit bonanza 2015

1 month 4.05% pa
2 month 4.10% pa
15 months 4.60% pa
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RM200 mil quota is a small sum which is ez to achieve
wil-i-am
post Nov 23 2015, 11:53 PM

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QUOTE(Bonescythe @ Nov 23 2015, 08:48 PM)
So who will follow well behind affin and counter with a 4.7 4.8 ?

I am guessing uob.
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Just enjoy the fruits 1st n react later
wil-i-am
post Nov 24 2015, 09:27 AM

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QUOTE(familyfirst @ Nov 24 2015, 09:26 AM)
Affin PIDM covered correct?  Hmmm ... shall consider but malas drive too far.
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Yes

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