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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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wil-i-am
post Dec 5 2015, 07:27 PM

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QUOTE(yygo @ Dec 5 2015, 05:50 PM)
not too sure.will get interest is just how much. please ask bank rakyat.
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If more than 3 mths, u will get 50% of [assume RM10k * 4% * 33/48 mths]
wil-i-am
post Dec 5 2015, 07:39 PM

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QUOTE(yygo @ Dec 5 2015, 07:35 PM)
why 33/48 months in your calculation??? hmm.gif

tun said into 3 months, not sure if >3 months. if <3 months, no interest.

dun think he made a gain switching 12 month 3.7% to 15 month 4.33%. losing 3 month interest is not worth it. he should be able to do some calculation. brows.gif
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M refer to pre-mature withdrawal of FD at BR
As long as hold FD > 3 mths, u will get 50% of 'deem int'
wil-i-am
post Dec 6 2015, 04:13 PM

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QUOTE(starry @ Dec 6 2015, 02:08 PM)
Can't uplift online but you can get 1 month and 5 days 4% full rate interest.
I uplifted mine 5 days after I opened the account . Got the 4% interest for 5 days.
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Great to know can earn Dividend on daily basis
Btw, wat makes u open n close a/c within short period?
wil-i-am
post Dec 6 2015, 08:21 PM

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QUOTE(starry @ Dec 6 2015, 07:57 PM)
Closed it when I found out it's not covered by PIDM but when I discovered can earn daily dividend I opened another GIA account with a smaller amount at another Maybank branch  tongue.gif
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U r so funny tongue.gif
Anyway, u have make the right choice rclxms.gif
wil-i-am
post Dec 6 2015, 09:21 PM

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QUOTE(yygo @ Dec 6 2015, 08:39 PM)
did not know the gia-i even pay daily interest on early termination. rclxms.gif
looking forward to the 6% payout on 11th month. icon_idea.gif

no more talk of maybank effective 5.5%? tongue.gif
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I have been awaiting 5.50% since tis Tue
Btw, my neck start to grow longer as day pass by tongue.gif
wil-i-am
post Dec 7 2015, 03:05 PM

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QUOTE(poi2005 @ Dec 7 2015, 02:19 PM)
Apologise if this question has been asked before.

Do you guys transfer out ur FD money to another bank and back to the original bank to consider as fresh funds?

My PBB FD is going to mature soon, thinking to get the year end promo, however fresh funds only, so means I have to transfer the money out to other bank then back to PBB again to qualify the year end promo.

Is there any other better way to qualify as 'fresh funds'?

Thank you.
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Better check as different Banks having their own definition of 'fresh funds'
wil-i-am
post Dec 7 2015, 05:24 PM

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QUOTE(solarwing @ Dec 7 2015, 04:34 PM)
Maybank GIA-i Campaign fully occupied today.
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U mean they have stop receiving monies today?
wil-i-am
post Dec 7 2015, 05:25 PM

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QUOTE(yygo @ Dec 7 2015, 05:18 PM)
but affin 4.6% not shown there. hmm.gif
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Did u place any FD with them?
wil-i-am
post Dec 7 2015, 05:34 PM

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QUOTE(yygo @ Dec 7 2015, 05:29 PM)
reason for asking? hmm.gif
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Just to find out whether u r a member of NATO, joking tongue.gif
wil-i-am
post Dec 7 2015, 05:45 PM

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QUOTE(yygo @ Dec 7 2015, 05:37 PM)
NATO? brows.gif meaning? hmm.gif
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No action talk only smile.gif
wil-i-am
post Dec 7 2015, 07:26 PM

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QUOTE(solarwing @ Dec 7 2015, 05:55 PM)
Yes the fund capping reached as being rejected today.
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Luckily I managed to top up some last week icon_idea.gif
wil-i-am
post Dec 7 2015, 07:44 PM

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QUOTE(yygo @ Dec 7 2015, 06:40 PM)
sound more like you. SSTO. brows.gif

i do have affin 4.6% fd. do you, or just ssto? brows.gif
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Of coz as m a Lover of Affin
Btw, wat is ssto? hmm.gif
wil-i-am
post Dec 7 2015, 09:13 PM

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Ah SiAnG, tis thread almost reach 2,500 post counts
Since u have done a gud job to start v10 on 5/10/2015, I wud like to propose tat u start v11
I need a seconder, anyone?

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