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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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wil-i-am
post Dec 1 2015, 12:23 PM

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QUOTE(cklimm @ Dec 1 2015, 12:07 PM)
dude, they extended it  brows.gif
*
Great rclxms.gif
wil-i-am
post Dec 1 2015, 12:24 PM

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QUOTE(Yippie123 @ Dec 1 2015, 12:19 PM)
Another 1bil left...
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How u know the sum?
wil-i-am
post Dec 1 2015, 09:13 PM

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QUOTE(sandkoh @ Dec 1 2015, 02:53 PM)
for me, affin 15 mth 4.6% and ocbc 12 mth 4.5% still the best.
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Did u place any FD with both Affin n Ocbc?
wil-i-am
post Dec 1 2015, 10:20 PM

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QUOTE(sandkoh @ Dec 1 2015, 10:12 PM)
ya hoo! thumbup.gif

you went to affin today? hmm.gif
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Yup
wil-i-am
post Dec 1 2015, 10:23 PM

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QUOTE(sandkoh @ Dec 1 2015, 10:22 PM)
dapat hadiah?
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I did ask but nope
wil-i-am
post Dec 2 2015, 09:53 PM

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QUOTE(cklimm @ Dec 2 2015, 04:23 PM)
well, starbucks latte RM10, HSBC latte RM0,
if you go there every banking day for 1 cup,
you are about to have RM2700 worth of caffeine every year  brows.gif
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Btw, caffeine is gud for yo heart
wil-i-am
post Dec 3 2015, 01:32 PM

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QUOTE(captain_asia @ Dec 3 2015, 01:17 PM)
Hi everyone, i put some money into BSN 12-month FD last year and it is gonna due few days from now and i am thinking to transfer it to another bank because after reading some of the posts i have found the interest rate i am having now is comparatively lower than the other banks. Can anyone here tell me currently which bank offering higher interest rate for FD? If i wan to transfer the money to from my current FD account to another bank what will  i have to do? Do i have to withdraw all the money from BSN and ask the bank staff to transfer the money to my saving account and go to the bank i want to put money into FD back again? Do you guys recommend 24-month FD? Is the interest rate gonna be lot higher than 12-month? Other than putting the money into FD what other investment options do i have? I dont want those high risk investment though. I am sorry if i asked any silly question. I am just a student and have no clue about anything about investment but just wish to get some return from my saving other than just putting it into saving account. Thanks.
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Read page 1
wil-i-am
post Dec 3 2015, 05:20 PM

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QUOTE(sl3ge @ Dec 3 2015, 05:13 PM)
Does any website show the historical record of MBB GIA monthly profit % ?
(because i go counter ask the staff say yes, it profit give out constantly 4p.a%, but is it really true rclxub.gif )
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So far none
wil-i-am
post Dec 3 2015, 05:22 PM

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QUOTE(sl3ge @ Dec 3 2015, 05:22 PM)
wil-i-am, nice to meet u here..
u also put in FD? rclxms.gif
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Yup nod.gif
wil-i-am
post Dec 3 2015, 05:23 PM

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QUOTE(throwaway123123 @ Dec 3 2015, 05:22 PM)
Noob question, if I want to purchase banker's cheque to put it as FD in another bank..what details to put in the cheque (i.e. recipient etc)?
I know this is a really stupid question..haha
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Pay to your own name (as per I/C)
wil-i-am
post Dec 3 2015, 09:20 PM

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QUOTE(BoomChaCha @ Dec 3 2015, 06:25 PM)
Cool..  thumbup.gif
I just came back from Am Bank

A bad news..
According to Am Bank, these 2 FD promo are no more available...  sad.gif
AM Bank does not have any new FD promo now..
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Their website didn't mention promo close

wil-i-am
post Dec 3 2015, 10:07 PM

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QUOTE(BoomChaCha @ Dec 3 2015, 10:02 PM)
They shld remove the promo or endorse a Close banner so tat it won't misled Ppl
wil-i-am
post Dec 4 2015, 11:03 AM

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QUOTE(Alexis~ @ Dec 4 2015, 11:00 AM)
Yo thanks for the info.
How 'bout the withdrawal matter?
Can proceed without bank book?
.__. was early to work place so I can have it settled but forgot to bring the blardy bank book.  sweat.gif
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Yes as Bank will perform direct credit into yo CASA
wil-i-am
post Dec 4 2015, 06:55 PM

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QUOTE(BoomChaCha @ Dec 4 2015, 05:23 PM)
The main issue is will Bank Negara follow US Federal Reserve to
raise Malaysia OPR or not..?? hmm.gif

So? Better to place FD in short term first?
Like 3 months?.. hmm.gif
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I wud opined BNM will maintain rate up to Q2/2016
wil-i-am
post Dec 4 2015, 09:48 PM

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QUOTE(sandkoh @ Dec 4 2015, 08:11 PM)
i think bnm will raise opr on jan 2016 meeting.
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Lets c who is correct
wil-i-am
post Dec 5 2015, 08:16 AM

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QUOTE(TANjb @ Dec 4 2015, 10:01 PM)
rclxms.gif Thank you, will call them up on Monday to confirm b4 collecting my matured FD from AmBank ( since there is no promotion at AmBank ).
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Check with AmBank on promo, if any b4 u exit
wil-i-am
post Dec 5 2015, 12:32 PM

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QUOTE(bbgoat @ Dec 5 2015, 08:57 AM)
My bet is on OPR increase in Jan after US raise its rate this mth.  biggrin.gif
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If OPR increase, our GDP for next year will b struggling cry.gif
wil-i-am
post Dec 5 2015, 12:35 PM

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QUOTE(adolph @ Dec 5 2015, 10:24 AM)
1 to 2 year ago but not mature yet, bro.

do you know.
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U will get 50% of 'deem interest' if u withdraw b4 maturity
wil-i-am
post Dec 5 2015, 12:39 PM

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Just back from weekend banking at Maybank
They offer 2 promos:-
1.
a. 1 mth @ 3.60%
b. Min RM25k
c. Fresh funds
d. Valid till 31/12/2015

2.
a. Tier interest
b. 1st - 2 mths @ 3.40%
3rd - 4 mths @ 3.60%
5th mth @ 5.00%
6th mth @ 6.00%
c. Effective rate is 4.17%
d. Min RM10k fresh funds
e. Valid till 31/12/2015
wil-i-am
post Dec 5 2015, 07:24 PM

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QUOTE(Ogata @ Dec 5 2015, 04:20 PM)
May i know if take 1month fix deposit 10k to 20k now go which bank better? Affin bank?
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U may consider Maybank which offer 3.60%

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