QUOTE(Kaka23 @ Nov 18 2015, 08:51 AM)
Unless u confess Fundsupermart.com v12, Najibnomics to lift KLCI?
Fundsupermart.com v12, Najibnomics to lift KLCI?
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Nov 18 2015, 10:08 AM
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Senior Member
10,001 posts Joined: May 2013 |
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Nov 18 2015, 10:11 AM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(sugarcookies @ Nov 18 2015, 10:02 AM) I read somewhere that if we want to enjoy the new member benefits of 1% SC but haven't decided on what fund to invest into we can put our money into money market first then slowly transfer to equity fund later on. Just want to know what is this money market? Is it RHB Money Market Fund? Any other money market fund except this? MMF is also known as cash market fund. Is RHB Cash Management Fund 2 another money market fund? If not what is this? Sorry for the newbie questions. FSM only recognizes one cash fund for parking purpose which is RHB Cash Management Fund 2. Of course there're other MMF or CF by other fund houses. |
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Nov 18 2015, 10:56 AM
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Senior Member
5,143 posts Joined: Jan 2015 |
QUOTE(sugarcookies @ Nov 18 2015, 10:02 AM) I read somewhere that if we want to enjoy the new member benefits of 1% SC but haven't decided on what fund to invest into we can put our money into money market first then slowly transfer to equity fund later on. "I read somewhere that if we want to enjoy the new member benefits of 1% SC" ....... here is the link.... http://www.fundsupermart.com.my/main/faq/0...t-Benefits-5904 "put our money into money market first then slowly transfer to equity fund later on" just a note...there is an expiry time frame... |
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Nov 18 2015, 12:06 PM
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Junior Member
105 posts Joined: Nov 2014 |
QUOTE(David83 @ Nov 18 2015, 10:11 AM) MMF is also known as cash market fund. Noted with thanks!FSM only recognizes one cash fund for parking purpose which is RHB Cash Management Fund 2. Of course there're other MMF or CF by other fund houses. QUOTE(T231H @ Nov 18 2015, 10:56 AM) "I read somewhere that if we want to enjoy the new member benefits of 1% SC" Thanks for link. I actually read it from this thread sometimes back. here is the link.... http://www.fundsupermart.com.my/main/faq/0...t-Benefits-5904 "put our money into money market first then slowly transfer to equity fund later on" just a note...there is an expiry time frame... Expiry time frame? How do I determine the time framework? To put money into CFM has zero SC but when transfer money from CFM to Equity Fund will incur normal 2% SC right? How do I enjoy the 1% SC here? This is where the expiry time frame comes in place? |
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Nov 18 2015, 12:07 PM
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All Stars
48,513 posts Joined: Sep 2014 From: REality |
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Nov 18 2015, 12:15 PM
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Senior Member
2,081 posts Joined: Mar 2012 |
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Nov 18 2015, 12:36 PM
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Senior Member
5,143 posts Joined: Jan 2015 |
QUOTE(sugarcookies @ Nov 18 2015, 12:06 PM) ...... on that link...there are FAQs about a/c benefits...Expiry time frame? How do I determine the time framework? To put money into CFM has zero SC but when transfer money from CFM to Equity Fund will incur normal 2% SC right? How do I enjoy the 1% SC here? This is where the expiry time frame comes in place? ex... Q: HOW DO I CHECK THE EXPIRY DATE OF MY ENTITLEMENTS? and others. |
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Nov 18 2015, 01:13 PM
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Junior Member
105 posts Joined: Nov 2014 |
QUOTE(T231H @ Nov 18 2015, 12:36 PM) on that link...there are FAQs about a/c benefits... Yes I aware of this expiration. But if this also apply to when I transfer from CMF to equity fund why do I need to transfer to CMF at the first place? I don't see the point here...I thought that I can transfer after the 1 month period but still enjoy 1% SC as long as I am using the CMF to buy.ex... Q: HOW DO I CHECK THE EXPIRY DATE OF MY ENTITLEMENTS? and others. |
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Nov 18 2015, 01:33 PM
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Senior Member
16,872 posts Joined: Jun 2011 |
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Nov 18 2015, 02:01 PM
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Senior Member
5,143 posts Joined: Jan 2015 |
QUOTE(sugarcookies @ Nov 18 2015, 01:13 PM) Yes I aware of this expiration. But if this also apply to when I transfer from CMF to equity fund why do I need to transfer to CMF at the first place? I don't see the point here...I thought that I can transfer after the 1 month period but still enjoy 1% SC as long as I am using the CMF to buy. then your thought about that is wrong....btw,...yes,...why do you need to transfer into CMF in the first place? unless you want to consider the RSP which with CMF is easier? This post has been edited by T231H: Nov 18 2015, 02:04 PM |
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Nov 18 2015, 02:13 PM
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Junior Member
105 posts Joined: Nov 2014 |
QUOTE(T231H @ Nov 18 2015, 02:01 PM) then your thought about that is wrong.... No I don't need it then. That's the reason I am asking about it here. Thanks for your clarification. btw,...yes,...why do you need to transfer into CMF in the first place? unless you want to consider the RSP which with CMF is easier? Checking for more insights from sifus here before hitting the buy button. |
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Nov 18 2015, 02:47 PM
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Senior Member
1,007 posts Joined: Oct 2006 From: island up north |
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Nov 18 2015, 02:53 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Nov 18 2015, 02:59 PM
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Senior Member
5,143 posts Joined: Jan 2015 |
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Nov 18 2015, 03:48 PM
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Senior Member
2,081 posts Joined: Mar 2012 |
QUOTE(Pink Spider @ Nov 18 2015, 01:33 PM) That's basically my portfolio with the exception of u having EI Small Cap while I have Affin Hwang Select Opportunity Haha.Well, just for reminder... I started lurking here way before I started investing through FSM. Started with AmDynamite through bank, and later on started buying in equity funds through FSM. And I started by replicating your portfolio because you were kinda the only few investing through FSM. Kucing is a bond investor, one of the taikor here had most of its fund in PM which I can't replicate and a few others. |
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Nov 18 2015, 03:54 PM
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Senior Member
2,081 posts Joined: Mar 2012 |
QUOTE(kimyee73 @ Nov 18 2015, 02:47 PM) Unfortunately I only have Ponzi 1, Titanic & EI SC up to 22/8/14 and Ponzi 2 up to 6/7/12. Let me know if you still want them, PM me your email address. It's okay bro. Thanks for the initiative and effort though.I guess have to rely on XIRR figure this year. And can only start calculating my ROI figure from 2016 onwards as I will record the closing value of 2015 value. But since my XIRR figure now is at a double-digit, guess my performance this year is not too shabby beating EPF. |
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Nov 18 2015, 06:48 PM
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Junior Member
133 posts Joined: May 2011 |
QUOTE(T231H @ Nov 17 2015, 04:22 AM) for me, what I will consider is 20% in GTF and 80% in CMF wanna try dilute the CMF to? 30% in Asia X Jpn 15% in Global 15% in M'sia 20% in Bond (these would be supplemented (or bit balanced) by your existing PRE IPO which is a Global fund with current unknown country/region of allocations with FSM highest risk rating of 10) or try read this? Star Ratings For The Various Markets http://www.fundsupermart.com.my/main/resea...tarRatings.svdo Where to Invest Your Money for the Remaining of 2015? http://www.fundsupermart.com.my/main/resea...g-of-2015--6346 1st posting, invested RM 200K in UTs,,,,,, according to this..there are much better regions to start with. Star Ratings For The Various Markets http://www.fundsupermart.com.my/main/resea...tarRatings.svdo btw,..i am no sifu.....Many real SIFUS are still sleeping and will only clock in here after 7am me?...just a kay poh chi that happens to switch on the PC after discharging some fluids from the body so "Caveat emptor" lor. |
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Nov 18 2015, 11:19 PM
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Senior Member
8,259 posts Joined: Sep 2009 |
QUOTE(TakoC @ Nov 18 2015, 03:54 PM) It's okay bro. Thanks for the initiative and effort though. I guess have to rely on XIRR figure this year. And can only start calculating my ROI figure from 2016 onwards as I will record the closing value of 2015 value. But since my XIRR figure now is at a double-digit, guess my performance this year is not too shabby beating EPF. |
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Nov 19 2015, 06:30 AM
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#1799
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10,001 posts Joined: May 2013 |
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Nov 19 2015, 07:35 AM
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All Stars
10,859 posts Joined: Jan 2003 From: Sarawak |
does interest rate hike at US affect those who holding bond fund? but i think ppl park more money at US...
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