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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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coolguy_0925
post Feb 1 2024, 09:28 PM

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QUOTE(Human Nature @ Feb 1 2024, 09:24 PM)
Purchased a cake at a La Boheme Aeon and notice the slip states GMS instead of SMKT.
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I noticed that and then the next day paid at the counter next to it the slip showed SMKT instead

I suspect they just simply swap or replace any machine with departmental section cashier

This post has been edited by coolguy_0925: Feb 1 2024, 09:28 PM
Human Nature
post Feb 1 2024, 09:33 PM

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QUOTE(coolguy_0925 @ Feb 1 2024, 09:28 PM)
I noticed that and then the next day paid at the counter next to it the slip showed SMKT instead

I suspect they just simply swap or replace any machine with departmental section cashier
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Must be Aeon Bandaraya too.

If departmental machine then still ok, got CB for PBBi MC. If GMS General Merchandise Store, then no CB already.

This post has been edited by Human Nature: Feb 1 2024, 09:34 PM
coolguy_0925
post Feb 1 2024, 09:45 PM

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QUOTE(Human Nature @ Feb 1 2024, 09:33 PM)
Must be Aeon Bandaraya too.

If departmental machine then still ok, got CB for PBBi MC. If GMS General Merchandise Store, then no CB already.
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Most probably Bandaraya
cybpsych
post Feb 5 2024, 07:41 AM

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QUOTE(cybpsych @ Feb 24 2022, 03:03 PM)
EGHL-IWK KUALA LUMPUR MY
MCC 4900: Electric, Gas, Sanitary and Water Utilities
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same eghl gateway but different name

INDAH WAT KUALA LUMPUR MY
MCC 4900: Electric, Gas, Sanitary and Water Utilities
https://customerportal.iwk.com.my/


PTG SEL-EC (NEW) SHAH ALAM MY
MCC 9399: Government Services
https://ehasil.selangor.gov.my/


PTGWPKL-EC KUALA LUMPUR MY
MCC 9399: Government Services
https://www.ptgwp.gov.my/etanah-awam/EBayar...TanahForm.xhtml


DEW BANDARAYA K.LUMPUR KUALA LUMPUR MY
MCC 9399: Government Services
DBKLbayar https://dbayar.dbkl.gov.my/

This post has been edited by cybpsych: Feb 5 2024, 07:45 AM
cybpsych
post Feb 8 2024, 08:14 AM

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MYEG SB PJ PETALING JAYAMY
MCC 9399: Government Services

contestchris
post Feb 8 2024, 12:07 PM

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Beware that some Petronas pump terminals are seemingly configured as MCC 5541.

PSS-MRR2 ARAH KEPONG KUALA LUMPUR MY

I did not receive the cashback for my HLB Wise Credit Card.
cybpsych
post Feb 8 2024, 01:35 PM

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QUOTE(contestchris @ Feb 8 2024, 12:07 PM)
Beware that some Petronas pump terminals are seemingly configured as MCC 5541.

PSS-MRR2 ARAH KEPONG KUALA LUMPUR MY

I did not receive the cashback for my HLB Wise Credit Card.
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if got time, also try to escalate to PDB that their AFD/petrol kiosk is non-compliant to card scheme rule.

while waiting for change, try other kiosks too. if ALL kiosks are wrongly tagged to 5541, the whole station has no AFD/MCC 5542 transaction, which is very odd and quite visible to their acquirer bank.

perhaps only 1 specific kiosk was wrongly configured/assigned during migration.
contestchris
post Feb 9 2024, 09:52 AM

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QUOTE(cybpsych @ Feb 8 2024, 01:35 PM)
if got time, also try to escalate to PDB that their AFD/petrol kiosk is non-compliant to card scheme rule.

while waiting for change, try other kiosks too. if ALL kiosks are wrongly tagged to 5541, the whole station has no AFD/MCC 5542 transaction, which is very odd and quite visible to their acquirer bank.

perhaps only 1 specific kiosk was wrongly configured/assigned during migration.
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HLB has got back with their findings. According to them, this particular Petronas station is not registered with MCC code 5542. They told me if I want cashback from my credit card, I shouldn't pump there in the future.

So it seems like all terminals there would be impacted.
cybpsych
post Feb 9 2024, 11:01 AM

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QUOTE(contestchris @ Feb 9 2024, 09:52 AM)
HLB has got back with their findings. According to them, this particular Petronas station is not registered with MCC code 5542. They told me if I want cashback from my credit card, I shouldn't pump there in the future.

So it seems like all terminals there would be impacted.
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up to you lor.
ClarenceT
post Feb 9 2024, 11:46 AM

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QUOTE(contestchris @ Feb 9 2024, 09:52 AM)
HLB has got back with their findings. According to them, this particular Petronas station is not registered with MCC code 5542. They told me if I want cashback from my credit card, I shouldn't pump there in the future.

So it seems like all terminals there would be impacted.
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Nothing wrong if the station wants to use MCC5541 (Service Station).
Only HLB Wise doesn't include MCC5541. No impact to other CC with petrol CB.

5541: Service stations (with or without ancillary services)
5542: Automated fuel dispensers.

This post has been edited by ClarenceT: Feb 9 2024, 11:46 AM
skty
post Feb 10 2024, 01:33 AM

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QUOTE(contestchris @ Feb 9 2024, 09:52 AM)
HLB has got back with their findings. According to them, this particular Petronas station is not registered with MCC code 5542. They told me if I want cashback from my credit card, I shouldn't pump there in the future.

So it seems like all terminals there would be impacted.
*
mind to share what is the MCC?
contestchris
post Feb 10 2024, 01:34 AM

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QUOTE(skty @ Feb 10 2024, 01:33 AM)
mind to share what is the MCC?
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MCC5541
kakalaku
post Feb 13 2024, 10:31 AM

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Is anyone aware if the following are considered grocery category?

- Don Don Donki
- Isetan supermarket (Suria KLCC level concourse)
- AEON supermarket (Mid Valley Level LG)
cybpsych
post Feb 13 2024, 08:30 PM

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QUOTE(kakalaku @ Feb 13 2024, 10:31 AM)
Is anyone aware if the following are considered grocery category?

- Don Don Donki
- Isetan supermarket (Suria KLCC level concourse)
- AEON supermarket (Mid Valley Level LG)
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not sure about don don donki, but i've tried JONETZ BY DON DON DONKI (MCC 5311: Department Stores)

aeon supermarket mv, yes. but better swipe inside payment lanes. check cc receipt too, if it show SMK or SMKT, then it's supermarket/grocery.

if outside promo area, cant guarantee. they may swap/borrow terminals with aeon gms/departmental.

isetan supermarket, forgotten how/where i paid it. but in cc statement, it was listed as ISETAN KLCC-FM KUALA LUMPUR MY (MCC 5411: Grocery Stores And Supermarkets)
wym6977
post Feb 25 2024, 12:43 PM

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Just to share, booking via Agoda is MCC 4722 Travel agency... I always stupidly think it is hotel mcc...
cybpsych
post Mar 4 2024, 08:42 AM

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LONGBOW SOLUTION PUCHONG MY (tng card reload self-service kiosk @ tng hub, bangsar south)
MCC 7523: Parking Lots, Parking Meters And Garages


useful cards for this MCC:

CIMB PETRONAS Visa Platinum-i
CIMB PETRONAS Visa Infinite-i
UOB EVOL

This post has been edited by cybpsych: Mar 4 2024, 11:50 AM
putra23
post Mar 14 2024, 04:15 PM

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Anyone knows the MCC?
Not sure if considered as Dining for UOB.
cybpsych
post Mar 14 2024, 07:17 PM

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QUOTE(putra23 @ Mar 14 2024, 04:15 PM)
MIXUE
Anyone knows the MCC?
Not sure if considered as Dining for UOB.
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tried once before

it was using MCC 5812: Eating Places And Restaurants
kart
post Mar 17 2024, 06:19 PM

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MCC 5812 - Eating Places and Restaurant:

Nyonya Colors - 1 Utama Shopping Centre

- A café selling Malaysian and Nyonya dishes.

- Address: FK106, First Floor, Old Wing, 1 Utama Shopping Centre, Bandar Utama, 47800 Petaling Jaya, Selangor.

- https://nyonyacolorsmain.oddle.me/en_MY/

- Shown as 'NYONYA COLORS-1 UTAMA PETALING JAYA MY', in credit card statement.

- RHB Credit Card Terminal.

- No minimum spending amount is required.

- Paid using Maybank 2 Card American Express Credit Card, via Amex Contactless (Amex ExpressPay), and eligible for 5% weekend cashback.
matt1998
post Mar 20 2024, 11:37 AM

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How do you all check the MCC code for your transactions o.o

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