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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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PoisonSoul
post Aug 26 2023, 11:13 PM

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QUOTE(bowranger @ Aug 25 2023, 11:41 AM)
what is the mcc code for FPX ?
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"FPX". There's no MCC for FPX I believe.

QUOTE(effectz @ Aug 26 2023, 08:40 PM)
If buy clothes at sunshine store does it count as grocery or not? I see different cashier for apparel and household goods. Thanks.
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SHOULD be different la. Maybe you can try and then call up your bank to check your transaction what MCC is it.
cybpsych
post Aug 28 2023, 07:14 AM

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NPE Toll PJS (2) 58200 MY (tested with Kiple Visa Prepaid card)
NPE Toll PDW (West) Pantai Dalam MY
NPE Toll PDN - Kuchai 58200 MY

MCC 4784: Tolls, Road and Bridge Fees

super fast clerance. tap and open boomgate in ~1 sec, similar like a traditional tng card.

i suspect toll readers are now bypassing authorization verification to reduce delay.

potential risk is card may not have insufficient balance (prepaid/debit) or expired/suspended (credit card) hmm.gif

This post has been edited by cybpsych: Sep 4 2023, 07:39 AM
ronnie
post Aug 28 2023, 01:41 PM

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QUOTE(cybpsych @ Aug 28 2023, 07:14 AM)
NPE Toll PJS (2) 58200 MY (tested with Kiple Visa Prepaid card)
MCC 4784: Tolls, Road and Bridge Fees

super fast clerance. tap and open boomgate in ~1 sec, similar like a traditional tng card.

i suspect toll readers are now bypassing authorization verification to reduce delay.

potential risk is card may not have insufficient balance (prepaid/debit) or expired/suspended (credit card) hmm.gif
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if they bypass authorization, then toll operators may have some loss in revenue
cybpsych
post Aug 28 2023, 01:42 PM

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QUOTE(ronnie @ Aug 28 2023, 01:41 PM)
if they bypass authorization, then toll operators may have some loss in revenue
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yes

likely they will compile a blacklist, whereby each failed-to-charge cards checked. this way, we cannot repeatedly use the same card to skip tolls.

This post has been edited by cybpsych: Aug 28 2023, 01:46 PM
ronnie
post Aug 28 2023, 01:42 PM

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QUOTE(bowranger @ Aug 25 2023, 11:41 AM)
what is the mcc code for FPX ?
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FPX is using bank account..where is the credit card option ?
cybpsych
post Aug 28 2023, 01:50 PM

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QUOTE(bowranger @ Aug 25 2023, 11:41 AM)
what is the mcc code for FPX ?
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MCC only applicable to card scheme (visa/mastercard/etc)

FPX itself doesnt contain MCC (irrelevant). However, an FPX merchant is assigned with a different 5 digit code called MSIC = Malaysia Standard Industrial Classification; representing the nature of business of an organization. It is a standard classification for all economic activities in Malaysia.

bowranger
post Aug 29 2023, 11:09 AM

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QUOTE(ronnie @ Aug 28 2023, 01:42 PM)
FPX is using bank account..where is the credit card option ?
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Of course there is.
PoisonSoul
post Aug 29 2023, 12:47 PM

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QUOTE(cybpsych @ Aug 28 2023, 07:14 AM)
NPE Toll PJS (2) 58200 MY (tested with Kiple Visa Prepaid card)
MCC 4784: Tolls, Road and Bridge Fees

super fast clerance. tap and open boomgate in ~1 sec, similar like a traditional tng card.

i suspect toll readers are now bypassing authorization verification to reduce delay.

potential risk is card may not have insufficient balance (prepaid/debit) or expired/suspended (credit card) hmm.gif
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I prefer this. Just like SG’s public transport. Record first, charge later. Yes there’s a potential of card insufficient balance but I as the end user rather have this than the 1-2seconds verification.

At most, blacklist all of their bank cards and only allow them to use TnG until they pay it back. This will require the help of BNM and banks. Tedious but it will smoothen the payment @ tolls.
cybpsych
post Sep 3 2023, 04:59 PM

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QUOTE(sg8989 @ Sep 3 2023, 04:41 PM)
CALTEX GO is under MCC 5542.
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cybpsych
post Sep 4 2023, 10:53 AM

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QUOTE(skty @ Jun 23 2023, 01:21 PM)
Anyone know the MCC for Foneapp?

Thanks in advanced.
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seems to be MCC 5310: Discount Stores
cybpsych
post Nov 6 2023, 09:09 AM

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EMART24 MID VALLEY-MPOS KUALA LUMPUR MY
MCC 5499: Miscellaneous Food Stores
iamkid
post Nov 19 2023, 11:44 AM

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Anyone know the MCC for beepit? hopefully considered as dining

cybpsych
post Nov 19 2023, 11:49 AM

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QUOTE(iamkid @ Nov 19 2023, 11:44 AM)
Anyone know the MCC for beepit? hopefully considered as dining
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unlikely as their business is delivery service, not f&b
iamkid
post Nov 19 2023, 11:53 AM

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QUOTE(cybpsych @ Nov 19 2023, 11:49 AM)
unlikely as their business is delivery service, not f&b
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ohh is it,, thats bad... dine in but order with the qr code and paid on the page sweat.gif
cybpsych
post Nov 19 2023, 12:43 PM

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QUOTE(iamkid @ Nov 19 2023, 11:53 AM)
ohh is it,, thats bad... dine in but order with the qr code and paid on the page  sweat.gif
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try call your bank and ask for MCC to be sure
PoisonSoul
post Nov 24 2023, 10:50 PM

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Did a transaction with FavePay recently (Scan QR). Apparently their MCC now is 5964 - Direct Marketing (Catalog Merchant)
mamamia
post Nov 26 2023, 02:14 PM

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QUOTE(DawnOnYou @ May 19 2023, 09:40 PM)
Anybody knows the MCC code for MiX shop?
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have u try?
cybpsych
post Nov 26 2023, 05:22 PM

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QUOTE(mamamia @ Nov 26 2023, 02:14 PM)
have u try?
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which mix shop?

i encountered "mix" & "mix store" are using MCC 5411 and 5499 (diff outlet, diff mcc)
lovelyuser
post Nov 30 2023, 12:37 PM

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Did a Lazada purchase on app, direct use Affin credit card (didn't go through Lazada e-wallet topup) MMC code 5964
lshir
post Dec 6 2023, 05:52 PM

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anyone did transaction on Klook recently? has their MCC changed to 4722?

This post has been edited by lshir: Dec 6 2023, 09:32 PM

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