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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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kakalaku
post Aug 29 2024, 02:26 PM

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are CC payments via Pos Malaysia counters considered utilities or govt bodies?
cybpsych
post Aug 29 2024, 02:31 PM

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QUOTE(kakalaku @ Aug 29 2024, 02:26 PM)
are CC payments via Pos Malaysia counters considered utilities or govt bodies?
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pos malaysia counter using mcc 9402

caesarx
post Aug 29 2024, 03:22 PM

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SUSHI MENTAI USJ is using MCC 5912, no wonder cannot get dining cash back for UOB ONE CARD.
cybpsych
post Aug 29 2024, 03:28 PM

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QUOTE(caesarx @ Aug 29 2024, 03:22 PM)
SUSHI MENTAI USJ is using MCC 5912, no wonder cannot get dining cash back for UOB ONE CARD.
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walao, so much diff assignment doh.gif

if you want, complaint to the shop, ask them to call their bank for the wrong mcc asssigned laugh.gif


so far i've eat few locations, mostly

5812 Eating Places and Restaurants
5814 Fast Food Restaurants


caesarx
post Aug 29 2024, 03:51 PM

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QUOTE(cybpsych @ Aug 29 2024, 03:28 PM)
walao, so much diff assignment  doh.gif

if you want, complaint to the shop, ask them to call their bank for the wrong mcc asssigned laugh.gif
so far i've eat few locations, mostly

5812 Eating Places and Restaurants
5814 Fast Food Restaurants
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After knew already then no need to use the card at the non eligible restaurant ma. biggrin.gif
Other than this no issue for other eating places that I frequent eat at.
cybpsych
post Aug 29 2024, 03:53 PM

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QUOTE(caesarx @ Aug 29 2024, 03:51 PM)
After knew already then no need to use the card at the non eligible restaurant ma. biggrin.gif
Other than this no issue for other eating places that I frequent eat at.
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restaurant vs pharmacies leh biggrin.gif

if look the other way, can target medical/pharmacies cashback by eating at this USJ Sushi Mentai laugh.gif
MGM
post Aug 30 2024, 06:03 PM

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QUOTE(cybpsych @ Aug 29 2024, 02:31 PM)
pos malaysia counter using mcc 9402
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So PBB would consider it as govt-related. Which other creditcard would be good for this?
ClarenceT
post Aug 30 2024, 07:27 PM

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QUOTE(MGM @ Aug 30 2024, 06:03 PM)
So PBB would consider it as govt-related. Which other creditcard would be good for this?
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https://www.muamalat.com.my/card/personal/c...isa-platinum-i/

voonmingloo
post Sep 1 2024, 10:18 AM

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QUOTE(cybpsych @ Aug 29 2024, 03:53 PM)
restaurant vs pharmacies leh biggrin.gif

if look the other way, can target medical/pharmacies cashback by eating at this USJ Sushi Mentai  laugh.gif
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The way or hint i look at, if really this mcc, is after makan at this Outlet, need buy medicine later......at real pharmacy.
cybpsych
post Sep 3 2024, 12:43 PM

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QUOTE(pokemon @ Sep 3 2024, 12:33 PM)
Hi guys, may I know what is the MCC code for purchase of vouchers eg., KFC and other vouchers in bonuslink app with credit cards?  Thank you.
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what is the merchant name shown in cc statement?
pokemon
post Sep 3 2024, 12:50 PM

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QUOTE(cybpsych @ Sep 3 2024, 12:43 PM)
what is the merchant name shown in cc statement?
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Have not bought the vouchers but curious to know if anyone here knows the mcc code.
cybpsych
post Sep 3 2024, 02:11 PM

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QUOTE(pokemon @ Sep 3 2024, 12:50 PM)
Have not bought the vouchers but curious to know if anyone here knows the mcc code.
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should be MCC 7399: Business Services
pokemon
post Sep 3 2024, 04:29 PM

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QUOTE(cybpsych @ Sep 3 2024, 02:11 PM)
should be MCC 7399: Business Services
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Thanks for the information sharing.
kimi0148
post Sep 4 2024, 12:40 PM

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QUOTE(lshir @ Dec 6 2023, 09:34 PM)
Sorry typo, I meant MCC 4722 - Travel agencies and tour operators. Klook used to be MCC 5734 - Computer software stores.
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QUOTE(cybpsych @ Dec 6 2023, 10:14 PM)
so far I encountered above
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If i understand correctly, if buy klook packages via app, Klook falls under MCC 4722 - Travel agencies and tour operators and not online? So use PB VS wont get CB?
cybpsych
post Sep 4 2024, 01:59 PM

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QUOTE(kimi0148 @ Sep 4 2024, 12:40 PM)
If i understand correctly, if buy klook packages via app, Klook falls under MCC 4722 - Travel agencies and tour operators and not online? So use PB VS wont get CB?
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mcc and txn mode is not mutually exclusive
skty
post Sep 24 2024, 10:25 PM

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some bank card tnc state "cash advances" and "cash withdrawals"

anyone got experience what is those MCC code?

I asked PBB they say "cash advances" is MCC 6011.

Quasi cash is quite clear at MCC 6050 and 6051 (even the MCC description also got state quasi cash already)
cybpsych
post Sep 25 2024, 07:40 AM

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QUOTE(skty @ Sep 24 2024, 10:25 PM)
some bank card tnc state "cash advances" and "cash withdrawals"

anyone got experience what is those MCC code?

I asked PBB they say "cash advances" is MCC 6011.

Quasi cash is quite clear at MCC 6050 and 6051 (even the MCC description also got state quasi cash already)
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usually just 2 mcc associated to "cash advance/withdrawals"

6010 Financial Institutions - Manual (face-to-face) Cash Disbursements
6011 Financial Institutions - Automated Cash Disbursements <-- aka ATM

moonmoon1985
post Oct 24 2024, 07:34 PM

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QUOTE(cybpsych @ Jun 30 2023, 09:10 AM)
SPAYLATER REPAYMENT-EC
MCC 5964: Direct Marketing – Catalog Merchant
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Is this still the case?
cybpsych
post Oct 24 2024, 08:00 PM

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QUOTE(moonmoon1985 @ Oct 24 2024, 07:34 PM)
Is this still the case?
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to know the latest mcc assignment, you can try yourself then call bank after TXN is posted.
cybpsych
post Oct 30 2024, 10:38 AM

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AMWAY (MALAYSIA) SDN B PETALING JAYAMY
MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants

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