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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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cybpsych
post Sep 14 2015, 01:55 PM

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for m2card amex, should just combine all into "MCC 5812 / 5813 / 5814 - Dining"

inside each individual outlet, add the respective MCC if info available.

reason is Maybank has no easy way to extract the MCC upon calling in. Most staffs wouldnt know how. sometimes put us on hold for some time, or they call back.


for HLB Wise, their system can immediately tell you the MCC associated to the particular transaction.
cybpsych
post Sep 14 2015, 05:10 PM

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MCC 5411 Grocery (verified by HLB Wise)

Billion Supermarket - Semenyih
Cold Storage - Suria KLCC
Sam's Groceria - Nu Sentral. Dont think it exist in Sunway Pyramid.
Tesco - IOI City Mall, Kajang, Tesco Online (MPOS)
Jaya Grocer - Bangi Gateway
Giant - The Mines, Kajang (formerly Bintang @ Sungai Chua), Seri Kembangan, Kajang Town (Plaza Metro)
Econsave - Kajang
Mydin - Semenyih


MCC 4812 Mobile (verified by HLB Wise)

U Mobile - Self Care and Mobile App (not eligible for Wise due to telco name not printed)


MCC 4814 Mobile (verified by HLB Wise)

Digi Online Store - Prepaid Reload
YTL 4G - Self Care

cybpsych
post Sep 14 2015, 05:12 PM

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typo

MCC 5311 - Departmental Store
cybpsych
post Sep 14 2015, 10:09 PM

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QUOTE(wjleong15 @ Sep 14 2015, 09:50 PM)
You mean Sunway Carnival Mall?
It's in Penang.
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it was written as Sunway Pyramid. now already removed.
cybpsych
post Sep 15 2015, 09:44 AM

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QUOTE(maskedchan @ Sep 15 2015, 09:41 AM)
re-added as sunway carnival mall  icon_rolleyes.gif
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thumbup.gif
cybpsych
post Sep 18 2015, 02:46 PM

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QUOTE(ronnie @ Sep 18 2015, 02:22 PM)
Hope you can keep up the good work. Make it GREAT !!!
Maybe we should get this pinned
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good to get it pinned, but current pinned topics are already too long, impacting user experience to the forum.

scroll to the top, 1/3 of the screen is the lyn banner, the rest all pinned topics. gotta scroll to 2nd page baru can see the relevant topics.

was thinking to propose the pinned topics to be in a separate section, can collapsible like Kopitiam's. perhaps wKkaY can do something about it? smile.gif
cybpsych
post Sep 18 2015, 04:38 PM

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QUOTE(wKkaY @ Sep 18 2015, 04:34 PM)
I've removed 2-3 stale pinned topics. You can also "star" the forum so that it shows up in your starred forum list on the home page.
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noted.

i bookmarked directly to the credit card subforum for faster access smile.gif
cybpsych
post Sep 19 2015, 09:38 PM

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MCC 4814 Mobile (verified by HLB Wise)

YTL 4G - Auto-Billing
cybpsych
post Sep 19 2015, 09:40 PM

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maskedchan, can you confirm if TNB is under MCC 4814, not MCC 4900?

TNB via OCBC Online
TNB via UOB PayOnline
cybpsych
post Sep 21 2015, 10:32 AM

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QUOTE(maskedchan @ Sep 21 2015, 09:42 AM)
The list are from previous individual cc thread and they group both into one..
so for the moment, i put that under 4814..
if you have latest MCC, i can move it to 4900
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from HLB Wise Post 2, TNB via UOBpayonline is tagged as UTILITIES, which is MCC 4900.


p/s: payment via TNB Kiosk also tagged as UTILITIES (MCC 4900) by HLB Wise card.

This post has been edited by cybpsych: Sep 21 2015, 10:35 AM
cybpsych
post Sep 22 2015, 07:09 AM

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QUOTE(oro89 @ Sep 22 2015, 01:52 AM)
is it paying bills (phone,eletricity etc) in some of the grocery store that offers bill payments options, will result to the mcc code for groceries too? or is it different code already?
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gotta try baru tahu.

not many, if not all, grocery stores doesnt allow bill payment, especially using credit cards.

one exception so far is Sam's Groceria, that we were made aware recently that accept bill payment using credit cards, and Sam's is under MCC 5411, Grocery category.

the transaction relationship is like this (simplified, general idea):

1) Grocery store links to a specific payment gateway service, e.g. popular one is ePay
2) Grocery store initiate payment to ePay.
3) ePay pays to bill payees (e.g. TM or TNB or etc).
4) Grocery store charge you for the payment.
5) You pay the Grocery store as usual, using credit cards.
6) Credit card banks recognizes the Grocery store under MCC 5411 category (if MCC is properly & correctly registered sweat.gif )


what grocery stores in your mind? share share the location(s), so that other adventurous forumers can try biggrin.gif


p/s: Even Petronas service stations allow bill payment cuz they are using ePay too. Other could try swiping their cards to pay bills, possibly under Petrol category with MCC 5541.

This post has been edited by cybpsych: Sep 22 2015, 07:23 AM
cybpsych
post Sep 28 2015, 01:17 PM

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QUOTE(oro89 @ Sep 28 2015, 12:58 PM)
i found that we can top up our touch and go prepaid in giant supermarket, does that mean it is under grocery category?
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some Giant have TNG reload service.

question is: does it accept credit card?

if yes, which Giant did you encounter?
cybpsych
post Sep 29 2015, 07:11 AM

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QUOTE(oro89 @ Sep 29 2015, 12:17 AM)
i saw this post

http://www.lowyat.net/2015/76066/you-can-n...oss-the-nation/

is 7e in groceries category?
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first, as yourself the fundamental question: Does 7E accept Credit Cards?
cybpsych
post Oct 5 2015, 09:09 PM

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QUOTE(ronnie @ Aug 24 2015, 03:05 PM)
Isetan is under DEPT STORE
Isetan Eat Paradise (1 Utama) under DEPT STORE
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QUOTE(SilverCloud @ Oct 5 2015, 06:00 PM)
Isetan KLCC fall under department store
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from HLB Wise topic.
cybpsych
post Oct 7 2015, 07:08 AM

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MCC 5411 Grocery (verified by HLB Wise)

Cold Storage - Sunway Putra Mall, KL
cybpsych
post Oct 16 2015, 02:35 PM

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MCC 5812 - Eating Places and Restaurant (verified by HLB Mach

Oiso Korean Traditional Cuisine & Cafe - Bangsar South
cybpsych
post Oct 20 2015, 06:20 PM

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QUOTE(maskedchan @ Oct 20 2015, 06:15 PM)
I thought certain bank list the MCC in the statement?
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which bank?

so far have not seen in statements from hlb, MBB, cimb.
cybpsych
post Nov 9 2015, 05:57 PM

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MCC 5812 - Eating Places and Restaurant (verified by MBB Amex)

Starbucks @ Genting

Will monitor the cashback later this month to confirm since MBB CS is quite blur giving me answers.

**update: confirmed eligible for dining cashback**

This post has been edited by cybpsych: Dec 28 2015, 07:14 AM
cybpsych
post Nov 12 2015, 08:45 AM

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QUOTE(victorywp @ Nov 12 2015, 12:49 AM)
wow, nowadays ptptn also accept payment via cc... it's like paying loan with loan.
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they're hunger to get their money back, basically shifting the loan from one institution to another.

ptptn got their money, borrower still hutang the bank..

donno which is worse: hutang ptptn or hutang bank rclxub.gif

This post has been edited by cybpsych: Nov 12 2015, 08:49 AM
cybpsych
post Nov 16 2015, 02:51 PM

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QUOTE(crazybug2010 @ Nov 16 2015, 02:47 PM)
Nadeje at One Utama - MCC 5812
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iinm, there's a minimum rm30 or rm50 to swipe credit card? hmm.gif sweat.gif

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