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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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contestchris
post Apr 11 2021, 09:57 PM

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How to check MCC?

Is this stated anywhere on the receipt of the transaction?

This post has been edited by contestchris: Apr 11 2021, 10:00 PM
contestchris
post Apr 18 2021, 12:58 AM

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Any idea MCC for condo management fees falls under utility?
contestchris
post Jun 3 2022, 09:10 PM

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Guys, if buy from Guardian/Watson's online store, do you qualify for "Pharmacy" MCC category?

Do online store transactions even have MCC? If yes, is it usually same as physical store MCC?

Thanks!
contestchris
post Jun 26 2022, 05:17 PM

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Guys, does TNB auto-billing fall under utilities spend (MCC 4900)?

Posting in credit card statement as follows:

TNB-(RPS) xxxxxxxxxxxx KUALA LUMPUR MY

I'm trying to reconcile my cashback for the month but the amount is off, which matches the TNB bill amount.
contestchris
post Jun 29 2022, 09:37 AM

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Reply from RHB via secure mail for Guardian Malaysia online (including Guardian app) store transaction:

Please be informed that MCC under 5912 - Drug Stores and Pharmacies. But the below transaction was fall under online spend = ecommerce.

Details on statement:

DDMM GUARDIAN-E COMM 5912 RMXX.XX

This post has been edited by contestchris: Jun 29 2022, 09:40 AM
contestchris
post Jun 29 2022, 09:43 PM

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From RHB Secure Mail for Great Eastern payment via eConnect:

"With regard to your concern, kindly be informed that the Merchant Category Code (MCC) for Great Eastern is 6300 under Insurance category. We wish to inform that the transaction fall under Online Spend."

Note that this is a MANUAL payment on eConnect. If you "save" your card details for auto-billing, it most likely will not be considered as online transaction.


contestchris
post Aug 10 2022, 03:28 AM

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Anyone know what is the MCC for online grocery shopping platforms, such as Happyfresh, Lotuss Online and Aeon Online?

Also, what is the MCC for Watsons Online and Guardian Online?
contestchris
post Aug 22 2022, 09:26 AM

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"PHD-Pizza Hut 2 -EC Petal" (or similar, with the "EC" at the back there) for online Pizza Hut order is classified as MCC 5812
contestchris
post Apr 26 2023, 11:24 PM

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Anybody knows what is Condomaster MCC?
contestchris
post Apr 27 2023, 08:51 PM

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I've checked with RHB, and the MCC for Condomaster transactions (posted under COMET CATCHER SDN BHD) is as follows:

MCC 6513: Real Estate Agents and Managers - Rentals; Property Management

This post has been edited by contestchris: Apr 27 2023, 08:51 PM
contestchris
post Aug 3 2023, 09:59 PM

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QUOTE(hown @ Aug 2 2023, 11:44 AM)
petrol. i tried with cimb card
*
I thought petrol is only for Petronas cardterus transactions?
contestchris
post Aug 17 2023, 09:23 AM

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TNG-EWALLET ECOM 3-EC KUALA LUMPUR MY
TNG-EWALLET E-COMM 3 KUALA LUMPUR MY
TNG-EWALLET ECOM 2-EC KUALA LUMPUR MY
TNG-EWALLET ECOM-EC KUALA LUMPUR MY

What's the difference between all these?
contestchris
post Jan 13 2024, 11:36 AM

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Anyone knows the MCC for transactions on Etiqa website?

E.g. EGTB-ECHANNEL-EC

Edit: Called RHB. The MCC is 6300

This post has been edited by contestchris: Jan 13 2024, 11:40 AM
contestchris
post Feb 8 2024, 12:07 PM

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Beware that some Petronas pump terminals are seemingly configured as MCC 5541.

PSS-MRR2 ARAH KEPONG KUALA LUMPUR MY

I did not receive the cashback for my HLB Wise Credit Card.
contestchris
post Feb 9 2024, 09:52 AM

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QUOTE(cybpsych @ Feb 8 2024, 01:35 PM)
if got time, also try to escalate to PDB that their AFD/petrol kiosk is non-compliant to card scheme rule.

while waiting for change, try other kiosks too. if ALL kiosks are wrongly tagged to 5541, the whole station has no AFD/MCC 5542 transaction, which is very odd and quite visible to their acquirer bank.

perhaps only 1 specific kiosk was wrongly configured/assigned during migration.
*
HLB has got back with their findings. According to them, this particular Petronas station is not registered with MCC code 5542. They told me if I want cashback from my credit card, I shouldn't pump there in the future.

So it seems like all terminals there would be impacted.
contestchris
post Feb 10 2024, 01:34 AM

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QUOTE(skty @ Feb 10 2024, 01:33 AM)
mind to share what is the MCC?
*
MCC5541
contestchris
post Apr 22 2024, 05:42 PM

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Any idea what's the MCC for FlyWire payments?

 

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