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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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cybpsych
post Mar 2 2022, 05:09 PM

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QUOTE(lowyat101 @ Mar 2 2022, 05:04 PM)
Ok ok, but is iPay88 has its own MCC or it's up to the merchants? From the replies back in 2020 seems that it's depending on the merchants right?
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ipay88 is payment gateway, they dont have MCC

mcc is assigned to each merchant, by the acquiring bank
lowyat101
post Mar 2 2022, 05:12 PM

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QUOTE(ClarenceT @ Mar 2 2022, 05:09 PM)
Ipay88 is just a service provider helping bank to serve the merchants. The merchant should be assigned the MCCs (can be more than 1 MCC as the merchant may have different kind of businesses), but each transaction will carry 1 MCC only.
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ok thanks

cybpsych
post Mar 4 2022, 08:54 PM

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1PAY TOP UP-ECOMM 1 LEBUH BANDAMY
MCC 5311: Department Stores

SHOPBACK CASHBACK SDN. BHKUALA LUMPUR MY
MCC 5311: Department Stores


can try these merchants with this card....

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PikachuPikachu
post Mar 9 2022, 06:08 PM

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Harvey norman setia city mall
MCC 5719
cybpsych
post Mar 10 2022, 12:41 PM

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LHDN - EC CYBERJAYA MY
MCC 9311: Tax Payments
kart
post Apr 24 2022, 09:59 PM

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maskedchan

MCC 5411 - Grocery Stores

- Jaya Grocer - Mitsui Shopping Park Lalaport Bukit Bintang.

- Near Hang Tuah LRT station.

- Address: LG1-15D, 2, Jalan Hang Tuah Lot LG1-15d, Lower Ground One, Mitsui Shopping Park Lalaport Bukit Bintang, Pudu, 55100 Kuala Lumpur, Federal Territory of Kuala Lumpur.

- Reload physical Touch 'n Go Card. The usual reload surcharge of RM 0.50 is applicable and is deducted from the payment amount, prior to reloading the Touch 'n Go Card, similar to any other Jaya Grocer outlets.

- Shown as "JAYA GROCER-LALAPORT KUALA LUMPUR MY" in credit card statement.

- Hong Leong Credit Card Terminal, which can accept Amex ExpressPay (contactless transactions).

- Paid using Maybank 2 Card American Express Credit Card, and eligible for 5% weekend cashback.
cybpsych
post May 3 2022, 09:13 PM

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DISNEY PLUS HOTSTAR SINGAPORE SG
MCC 5815: Digital Goods—Audiovisual Media Including Books, Movies, and Music

AMWAY-PJ/HQ PETALING JAYA MY
MCC 5999: Miscellaneous and Specialty Retail Shops

GRABEXPRESS-EC PETALING JAYA MY
MCC 4215: Courier Services - Air and Ground, Freight Forwarders

This post has been edited by cybpsych: May 3 2022, 09:24 PM
kart
post May 15 2022, 01:37 PM

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MCC 5977 - Cosmetic Stores

The Face Shop - Sunway Velocity Mall

- Address: Lot 1-37, Sunway Velocity Mall, Lingkaran SV, Sunway Velocity, 55100 Kuala Lumpur.

- https://www.thefaceshop.com.my

- Skincare and cosmetics shop.

- Shown as "THE FACE SHOP-SWYVELOCITYKUALA LUMPUR MY" in credit card statement.

- No minimum spending amount is required.

- Paid using Maybank 2 Card American Express Credit Card, and eligible for 5% weekend cashback.
cybpsych
post May 23 2022, 05:28 PM

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LEGOLAND MALAYSIA NUSAJAYA MY
MCC 7996: Amusement Parks, Carnivals, Circuses, Carnivals, Fortune Tellers
hsiengloong
post May 25 2022, 01:29 PM

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Hi guys, Not sure if its been discussed before but would like to clarify..

My credit card only allow cash back for merchant with MCC 5411, 5422 & 5451. I see under category 5411 there is 99 speed mart, Giant and etc..

Is it safe to assume that all 99 outlets, Giant and etc also falls under this MCC code?

And also for MCC 5541 (Service Stations (with/without ancillary services), if I were to purchase items from the station store i.e. Kedai Mesra or Shell Select, would the cash back be applicable too?

Thanks much!
cybpsych
post May 25 2022, 03:40 PM

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QUOTE(hsiengloong @ May 25 2022, 01:29 PM)
Hi guys, Not sure if its been discussed before but would like to clarify..

My credit card only allow cash back for merchant with MCC 5411, 5422 & 5451. I see under category 5411 there is 99 speed mart, Giant and etc..

Is it safe to assume that all 99 outlets, Giant and etc also falls under this MCC code?

And also for MCC 5541 (Service Stations (with/without ancillary services), if I were to purchase items from the station store i.e. Kedai Mesra or Shell Select, would the cash back be applicable too?

Thanks much!
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1) yes, generally giant, 99sm, kkmart are all using MCC5411 (grocery). be careful of Aeon Supermarket, sometimes they mixed up using terminals from their GMS section and your payment would be identified as Departmental category (MCC 5311) instead

2) generally yes for MCC 5541 service station. anything you purchase inside, are using MCC 5541. however, some caveats too. some stations doesnt use MCC 5541 too. some may be using different MCC.

all in all, you gotta do some trial and errors to find out your preferred locations are using which MCC.
hsiengloong
post May 31 2022, 01:25 PM

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Thanks much for your reply and advise.. As such, is it safe to assume that all mini mart grocers, 99, KK and etc are using MCC5411?

Cheers
Hsieng loong

QUOTE(cybpsych @ May 25 2022, 04:40 PM)
1) yes, generally giant, 99sm, kkmart are all using MCC5411 (grocery). be careful of Aeon Supermarket, sometimes they mixed up using terminals from their GMS section and your payment would be identified as Departmental category (MCC 5311) instead

2) generally yes for MCC 5541 service station. anything you purchase inside, are using MCC 5541. however, some caveats too. some stations doesnt use MCC 5541 too. some may be using different MCC.

all in all, you gotta do some trial and errors to find out your preferred locations are using which MCC.
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cybpsych
post May 31 2022, 01:50 PM

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QUOTE(hsiengloong @ May 31 2022, 01:25 PM)
Thanks much for your reply and advise.. As such, is it safe to assume that all mini mart grocers, 99, KK and etc are using MCC5411?

Cheers
Hsieng loong
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99sm, kkmart -- safely to say, yes

others, no guarantee.

mart/grocers may seems like Grocery, but their banks may consider them as "misc stores".
contestchris
post Jun 3 2022, 09:10 PM

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Guys, if buy from Guardian/Watson's online store, do you qualify for "Pharmacy" MCC category?

Do online store transactions even have MCC? If yes, is it usually same as physical store MCC?

Thanks!
yongs90
post Jun 4 2022, 11:49 AM

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Using Hong Leong Essential CC
1. THE BREW HOUSE-SS15 SUBANG JAYA MYS
- MCC: 5812 - OTHER RESTAURANTS

2. JPN UTC KUALA LUMPUR KUALA LUMPUR MYS
- MCC: 9399 - OTHER GOVT. SERVICES

3. THE NATIONAL CANCER SO KUALA LUMPUR MYS
- MCC: 8398 - CHARITY ORGANISATION - NON PROFIT

Touch n Go app > Reload ewallet
4. TNG EWALLET E-COMM KUALA LUMPUR MYS
- MCC: 6540 - ACCOUNT FUNDING

Hotlink app
5. MAXIS PAY - HOTLINK Kuala Lumpur MYS
- MCC: 4814 - TELEPHONE COMM
jiaxun
post Jun 20 2022, 01:11 AM

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MAX FRANCHISE CORPORAT GELUGOR MYS

Merchant Name: Max Cafe 美食冰室

Address: 2-G-11 & 12, Bangunan Lip Sin, Lebuh Pekaka 1, Sungai Dua, 11700 Gelugor, Pulau Pinang

MCC 5812 - Eating Places and Restaurant
AlvinDj
post Jun 24 2022, 07:44 PM

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Anyone knows what's the latest MCC for T&G Wallet or eWallet now?
cybpsych
post Jun 24 2022, 08:04 PM

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QUOTE(AlvinDj @ Jun 24 2022, 07:44 PM)
Anyone knows what's the latest MCC for T&G Wallet or eWallet now?
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did you read 2 posts above?
contestchris
post Jun 26 2022, 05:17 PM

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Guys, does TNB auto-billing fall under utilities spend (MCC 4900)?

Posting in credit card statement as follows:

TNB-(RPS) xxxxxxxxxxxx KUALA LUMPUR MY

I'm trying to reconcile my cashback for the month but the amount is off, which matches the TNB bill amount.
cybpsych
post Jun 27 2022, 09:06 PM

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QUOTE(contestchris @ Jun 26 2022, 05:17 PM)
Guys, does TNB auto-billing fall under utilities spend (MCC 4900)?

Posting in credit card statement as follows:

TNB-(RPS) xxxxxxxxxxxx KUALA LUMPUR MY

I'm trying to reconcile my cashback for the month but the amount is off, which matches the TNB bill amount.
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QUOTE(contestchris @ Jun 27 2022, 08:14 PM)
Just an update for the benefit of everyone. TNB auto billing is classified as MCC 5968 (which is NOT considered Utilities spend for the RHB Shell Visa card).

"With regards to your concern, please be informed your merchant category code for TNB is 5968."

Posting in credit card statement as follows:

TNB-(RPS) xxxxxxxxxxxx KUALA LUMPUR MY

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reshare here

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