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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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MGM
post Aug 30 2021, 06:23 PM

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TNG DIGITAL SDN BHD-ECOMM KUALA LUMPUR MY
TNG WALLET E-COMM 2 KUALA LUMPUR MY
TNG WALLET E-COMM KUALA LUMPUR MY
MCC 4784: Toll and Bridge Fees


TNG-EWALLET ECOM 3-EC KUALA LUMPUR MY
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TNG-EWALLET ECOM-EC KUALA LUMPUR MY
MCC 6540: POI (Point of Interaction) Funding Transactions. (Excluding MoneySend)

beLIEve
post Aug 30 2021, 10:49 PM

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SHOPEEPAY MSIA KUALA LUMPUR MYS
MCC 6540: POI (Point of Interaction) Funding Transactions. (Excluding MoneySend)
cybpsych
post Sep 1 2021, 07:25 PM

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MERCHANTRADE-MM PETALING JAYA MY
MCC 4829: Wire Transfer/Money Orders
lowyat101
post Sep 15 2021, 05:38 PM

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Quick question, same merchant, different bank CC used, will the MCC be the same for each bank?

ClarenceT
post Sep 15 2021, 06:29 PM

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QUOTE(lowyat101 @ Sep 15 2021, 05:38 PM)
Quick question, same merchant, different bank CC used, will the MCC be the same for each bank?
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Not "same merchant" but Same card machine / payment channel.
A merchant may have different card machines or payment channels, a MCC is assigned by respective service provider ("Acquirer").
eg Shopeepay, served by at least 2 banks ("Acquirer), Maybank (ShopeePay Top Up) and Public Bank (Shopeepay Msia), you can't select the payment channel.
Your card issuers (different bank CCs) can't choose or modify the MCC, the data is from the "Acquirer".
eg a particular Guardian store (not all Guardian outlets) in my area, it had 2 card machines, from CIMB (MCC - Pharmacy) and Hong Leong Bank (MCC - Groceries). if I swipe any CC at CIMB card machine -> Pharmacy MCC; If I swipe any CC at HLB card machine -> Groceries MCC.

This post has been edited by ClarenceT: Sep 15 2021, 06:35 PM
lowyat101
post Sep 15 2021, 11:59 PM

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QUOTE(ClarenceT @ Sep 15 2021, 06:29 PM)
Not "same merchant" but Same card machine / payment channel.
A merchant may have different card machines or payment channels, a MCC is assigned by respective service provider ("Acquirer").
eg Shopeepay, served by at least 2 banks ("Acquirer), Maybank (ShopeePay Top Up) and Public Bank (Shopeepay Msia), you can't select the payment channel.
Your card issuers (different bank CCs) can't choose or modify the MCC, the data is from the "Acquirer".
eg a particular Guardian store (not all Guardian outlets) in my area, it had 2 card machines, from CIMB (MCC - Pharmacy) and Hong Leong Bank (MCC - Groceries). if I swipe any CC at CIMB card machine -> Pharmacy MCC; If I swipe any CC at HLB card machine -> Groceries MCC.
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Thanks for the explanation. So each bank will receive the same MCC number, but it's up to the bank to decide if it's eligible for a particular campaign ya.


cybpsych
post Sep 27 2021, 01:15 PM

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LALAMOVE KUALA LUMPUR MY
MCC 4215: Courier Services–Air and Ground, Freight Forwarders

This post has been edited by cybpsych: Sep 27 2021, 01:15 PM
yongs90
post Nov 9 2021, 05:14 PM

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Hero Market, Sg Mas Plaza, Batu 5, Jalan Ipoh
MCC 5411 Grocery Stores
Public Bank Quantum Visa Credit Card
Calvin Seak
post Dec 4 2021, 06:42 AM

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Hey guys! Are alcohol outlets the same merchant code as well as grocery stores of 5411?

Such As Hanks from Jaya Grocer (sells wine, whiskey, beer etc etc..)

What about wine stores such as wine merchant and so forth..
cybpsych
post Dec 4 2021, 08:28 AM

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QUOTE(Calvin Seak @ Dec 4 2021, 06:42 AM)
Hey guys! Are alcohol outlets the same merchant code as well as grocery stores of 5411?

Such As Hanks from Jaya Grocer (sells wine, whiskey, beer etc etc..)

What about wine stores such as wine merchant and so forth..
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depends

does JG's Hank's have separate counter/terminal for payment? if yes, probably their MCC is not 5411 (grocery) and likely to be using 5921.

same like Ikea. their main counters are using MCC 5712. ikea restaurant is using MCC 5812. ikea snack counter is using MCC 5499.
_kilakila_
post Jan 10 2022, 06:30 PM

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Anyone know whats the mcc for donki donki? Groceries?
cybpsych
post Jan 10 2022, 06:34 PM

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QUOTE(_kilakila_ @ Jan 10 2022, 06:30 PM)
Anyone know whats the mcc for donki donki? Groceries?
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faster to call bank and find out
cybpsych
post Jan 19 2022, 05:20 PM

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NETFLIX.COM SINGAPORE SG
MCC 4899: Cable, Satellite and Other Pay Television and Radio Services

EGHL-EPAYMSDNBHD KUALA LUMPUR MY
MCC 4900: Electric, Gas, Sanitary and Water Utilities

This post has been edited by cybpsych: Jan 19 2022, 05:22 PM
cybpsych
post Feb 24 2022, 03:03 PM

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EGHL-IWK KUALA LUMPUR MY
MCC 4900: Electric, Gas, Sanitary and Water Utilities
kart
post Feb 27 2022, 09:12 AM

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QUOTE(cybpsych @ Feb 24 2022, 03:03 PM)
EGHL-IWK KUALA LUMPUR MY
MCC 4900: Electric, Gas, Sanitary and Water Utilities
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Is this the MCC for Indah Water bill payment, on https://www.iwk.com.my/account-balance?


Thank you for sharing your finding. This transaction should be eligible for online cashback for PB QM, and PB VS.


I am so used to the convenience of using BigPay Prepaid MasterCard, without having to worry about MCCs.


However, since we no longer get online cashback for reloading BigPay with PB credit cards, I have to directly use PB QM for online transactions, and need to be very careful to ensure that the online transactions (that I want to perform) are not excluded by PB, for online cashback.

This post has been edited by kart: Feb 27 2022, 09:13 AM
cybpsych
post Feb 27 2022, 09:30 AM

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QUOTE(cybpsych @ Feb 21 2022, 08:47 PM)
have you tried to initiate payment?

user posted image
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QUOTE(kart @ Feb 27 2022, 09:12 AM)
Is this the MCC for Indah Water bill payment, on https://www.iwk.com.my/account-balance?

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yes

iwk portal only linked to eGHL payment gateway, hence the description
lowyat101
post Mar 2 2022, 04:59 PM

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Would like to check, are all the iPay88 transactions considered as "online" MCC? Or it's depending on the merchants?

Thanks

ClarenceT
post Mar 2 2022, 05:00 PM

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QUOTE(lowyat101 @ Mar 2 2022, 04:59 PM)
Would like to check, are all the iPay88 transactions considered as "online" MCC? Or it's depending on the merchants?

Thanks
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Online is Mode of Payment, not MCC.

lowyat101
post Mar 2 2022, 05:04 PM

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QUOTE(ClarenceT @ Mar 2 2022, 05:00 PM)
Online is Mode of Payment, not MCC.
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Ok ok, but is iPay88 has its own MCC or it's up to the merchants? From the replies back in 2020 seems that it's depending on the merchants right?

ClarenceT
post Mar 2 2022, 05:09 PM

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QUOTE(lowyat101 @ Mar 2 2022, 05:04 PM)
Ok ok, but is iPay88 has its own MCC or it's up to the merchants? From the replies back in 2020 seems that it's depending on the merchants right?
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Ipay88 is just a service provider helping bank to serve the merchants. The merchant should be assigned the MCCs (can be more than 1 MCC as the merchant may have different kind of businesses), but each transaction will carry 1 MCC only.

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