Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts
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 Feb 28 2016, 03:17 PM
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia  
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QUOTE(Human Nature @ Feb 28 2016, 03:16 PM) usually 2x to 3x of monthly income You'd wish a bank that would give you a 450k limit right? Can swipe the value of a house already  |
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Feb 28 2016, 03:21 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(romeo57 @ Feb 28 2016, 03:04 PM) Guys, depends on your income and commitment.Is the credit limit based on our monthly salary or got a default amount (such as Citibank's Platiunum is 450k)? |
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Feb 28 2016, 03:33 PM
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Junior Member
373 posts Joined: Sep 2011
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QUOTE(Human Nature @ Feb 28 2016, 03:16 PM) usually 2x to 3x of monthly income QUOTE(victorywp @ Feb 28 2016, 03:21 PM) depends on your income and commitment. Thanks!  QUOTE(chiahau @ Feb 28 2016, 03:17 PM) You'd wish a bank that would give you a 450k limit right? Hahaha. It seems too good to be real. Can swipe the value of a house already  |
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Feb 28 2016, 03:41 PM
Show posts by this member only | IPv6 | Post
#2344
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(chiahau @ Feb 28 2016, 03:17 PM) You'd wish a bank that would give you a 450k limit right? 450k limit? I gonna lock that card in safety deposit box Can swipe the value of a house already  |
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Feb 28 2016, 04:53 PM
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Senior Member
2,085 posts Joined: Aug 2013 
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QUOTE(chiahau @ Feb 28 2016, 03:17 PM) You'd wish a bank that would give you a 450k limit right? if there's a bank that gives this credit limit, tell me. I wanna apply too! Can swipe the value of a house already  |
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Feb 28 2016, 06:48 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(mycolumn @ Feb 28 2016, 04:53 PM) if there's a bank that gives this credit limit, tell me. I wanna apply too! once you take such cc, you won't be able to sign up any other cc under other banks nor all types of loan under other banks. why want to put all your eggs in one basket? |
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Feb 28 2016, 10:13 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(hankeymeal @ Feb 25 2016, 07:28 PM) Does LHDN accept credit card/AMEX? u will get 2x points with AMEX |
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Feb 28 2016, 10:25 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(blstz @ Feb 17 2016, 09:04 AM) hello, im planning to pay for my wedding dinner with my maybank amex card to get 5x points. i called CS to asked whether it is possible to pay over my credit limit. he said if i pump the card with cash then i can swipe the cash amount + my original limit. actually mine a bit different cos i still have outstanding balance and i ask for temporary increase limit but if i recalled correctly in one large amount it failed few times, ask the person to split into 2 or 3 smaller amounts and it went througheg. credit limit RM20k Pump in cash RM10k Can swipe max RM30k can anyone confirm whether this is possible or anyone done it before successfully? i feel like i read somewhere before that Amex dont allow "over-paying"? pls correct me if i am wrong. last thing i want is to end up having all my cash "stuck" in my credit card because i cant swipe over my credit limit. thanks!  This post has been edited by DarReNz: Feb 28 2016, 10:32 PM |
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Feb 29 2016, 01:21 PM
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(victorywp @ Feb 28 2016, 06:48 PM) once you take such cc, you won't be able to sign up any other cc under other banks nor all types of loan under other banks. why want to put all your eggs in one basket? prior to 2014, all my card's CL was about 500K......after that cut cut cut.....dropped to 300K.....to secure my house loan now back to 400K level  |
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Feb 29 2016, 01:28 PM
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Senior Member
6,373 posts Joined: May 2007
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why maybank CS always busy and ask to call back later?
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Feb 29 2016, 02:25 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(psiloveu @ Feb 29 2016, 01:21 PM) prior to 2014, all my card's CL was about 500K...... you mean all your cards combined limit = 500k, right?after that cut cut cut.....dropped to 300K.....to secure my house loan now back to 400K level not one card = 500k right? that's the difference... |
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Feb 29 2016, 02:28 PM
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Senior Member
795 posts Joined: Apr 2009
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QUOTE(victorywp @ Feb 29 2016, 02:25 PM) you mean all your cards combined limit = 500k, right? yes...combined ...... not one card = 500k right? that's the difference... that time, banker said too high cl of all card will affect loan application  |
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Feb 29 2016, 03:55 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(fkinmeng @ Feb 29 2016, 01:28 PM) why maybank CS always busy and ask to call back later? My experience with Maybank's CS never been a problem, from the time I call till put the phone down, maximum time never go beyond 5 minutes.But Public bank minimum time is 10 minutes of waiting to get a problem solved while HLB are among the best, 20 minutes to round the garden. |
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Feb 29 2016, 03:56 PM
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Senior Member
6,373 posts Joined: May 2007
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QUOTE(supersound @ Feb 29 2016, 03:55 PM) My experience with Maybank's CS never been a problem, from the time I call till put the phone down, maximum time never go beyond 5 minutes. i called and after waiting, they asked me to call back and cut off the line. But Public bank minimum time is 10 minutes of waiting to get a problem solved while HLB are among the best, 20 minutes to round the garden. |
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Feb 29 2016, 03:58 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(fkinmeng @ Feb 29 2016, 03:56 PM) i called and after waiting, they asked me to call back and cut off the line. Maybe is because I'm a PW member, that's why service are different. |
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Feb 29 2016, 04:01 PM
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Senior Member
6,373 posts Joined: May 2007
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QUOTE(supersound @ Feb 29 2016, 03:58 PM) Maybe is because I'm a PW member, that's why service are different. i see.actually i just want check my application status, but after selecting all options, i reached a dead end. stupid system. |
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Feb 29 2016, 04:08 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(fkinmeng @ Feb 29 2016, 04:01 PM) i see. You can always check M2U online, faster and easier.actually i just want check my application status, but after selecting all options, i reached a dead end. stupid system. |
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Feb 29 2016, 04:16 PM
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Senior Member
596 posts Joined: Jan 2009 From: -SG/JB Assassins Brotherhood Hideout-
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My plat hard has appeared on the system on last Tuesday (23.2.2016).
How long does it takes for the cards to arrived at the branch for collection? |
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Mar 1 2016, 07:25 AM
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Senior Member
1,270 posts Joined: Aug 2005
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My AMEX card behind 3 digit code for internet banking is wrong.
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Mar 1 2016, 07:29 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(outsider @ Mar 1 2016, 07:25 AM) My AMEX card behind 3 digit code for internet banking is wrong. for amex, use the front 4 digit instead. |
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