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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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chiahau
post Aug 27 2015, 07:53 AM

Fatthau StalKer
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From: Malaysia


QUOTE(vin_ann @ Aug 27 2015, 06:52 AM)
Cancellation of Zing card by calling to Bank or Tng ?
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Call bank.

QUOTE(plurbuddyskuppy @ Aug 27 2015, 07:19 AM)
hye. help me.
how to do a payment for ezycash in Maybank2u?
do i need to do a normal method like pay the credit card?
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Same as CC payment.
chiahau
post Aug 27 2015, 08:27 AM

Fatthau StalKer
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From: Malaysia


QUOTE(plurbuddyskuppy @ Aug 27 2015, 08:02 AM)
i.e. my balance card is 300.
ezycash monthly = 1000.

so i just click pay amount = 1300?

icon_question.gif  icon_question.gif
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The Ezy cash should be linked to your credit card.

So the amount outstanding should be your usage + ezy cash.
chiahau
post Aug 28 2015, 06:35 PM

Fatthau StalKer
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QUOTE(HMMaster @ Aug 28 2015, 06:29 PM)
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

^ Anyone tried the promo above? Is assessment for DBKL and Maxis Fibre eligible?
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It's only for the American Express cards, not the Maybank Amex one.

If I am not mistaken. laugh.gif
chiahau
post Sep 8 2015, 10:57 PM

Fatthau StalKer
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QUOTE(laymank @ Sep 8 2015, 02:08 PM)
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

1 For 1 IMAX Movie Tickets

Great news for movie buffs! Head over to TGV Cinemas to catch the latest IMAX movies, as we are now offering 1 for 1 IMAX tickets with Maybank Visa Credit Card. This promotion is valid on weekends, from July until September 2015.

From 25 July until 29 September 2015, pay with your Maybank Visa payWave Credit Card and you will get a Complimentary Regular Popcorn set. How awesome is that?

Terms & Conditions

1 for 1 IMAX:
Valid on every weekend of July, August & September 2015
Valid for IMAX Hall at TGV Cinemas 1 Utama Shopping Center, Sunway Pyramid, Gurney Plaza (Penang) and Tebrau City (JB).
Only applicable for Premium & Standard seats, not valid for 3D, Twin, Beanie, Luxe and INDULGE.
Not Valid for any on-going promotions and offers. E.g Value Deals: Early birds, Senior Citizen and Student discount, and TGV Cinemas MovieClub members privileges.
Payment must be made with Maybank Visa Credit Card.
Limited to 1,500 Complimentary Tickets and One Complimentary Ticket per Cardmember per day, while stocks last.
Also applicable for midnight show E.g 12:30 am.
Valid only for walk-in ticket purchase in TGV Cinemas.
Not valid for Online and Mobile Ticketing.
Not applicable for advance ticketing purchase.
Not valid for redemption with MovieMoney.
Complimentary Regular Popcorn Set
Valid from 24 July - 27 September 2015
Valid for IMAX location at TGV Cinemas 1 Utama Shopping Center, Sunway Pyramid, Gurney Plaza (Penang) and Tebrau City (JB).
Limited to first 1,500 Cardmembers on first-come-first-served basis, while stocks last.
Payment must be made using Maybank Visa PayWave Credit Card.
Not valid with other on-going promotion.
*
I asked whether must be Visa or not.

The guy at the counter said, "Apa maybank pun boleh la boss."

laugh.gif

TGV 1 Utama btw.

QUOTE(fruitie @ Sep 8 2015, 09:57 PM)
Yes, all my cards the silver coating all fading. doh.gif
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Quality wise, I think AmBank True card is one of the thickest card I ever held in my hands before laugh.gif

Even the Amex reserve's quality ain't that good. My friend's card looks like it went into the washing machine 10 times already.
chiahau
post Sep 9 2015, 07:59 AM

Fatthau StalKer
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QUOTE(iena_jr @ Sep 9 2015, 02:59 AM)
Hi guys. I would like to ask. Let say balance statement date is 26 Aug and I've made all the statement balance payment. Any transaction made after that considered as next billing?
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If your statement balance is out, anything else is next month already.


chiahau
post Sep 10 2015, 02:17 PM

Fatthau StalKer
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QUOTE(maskedchan @ Sep 10 2015, 12:19 PM)
platinum card still have 20% discount, no?
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Starwood hotel for below only :-

Applicable only to Maybank Visa Infinite, Manchester United Visa Infinite, Ikhwan Visa Infinite and World MasterCard Cardmembers.

Shang-Ri La for below only :-

https://www.maybank2u.com.my/WebBank/M2C-pr...ShangrilaKL.pdf

American Express Platinum / Amex Reserve must be used and only 1 card can be used for the reservation.
chiahau
post Sep 18 2015, 10:28 AM

Fatthau StalKer
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QUOTE(shortleg88 @ Sep 18 2015, 10:21 AM)
OFF TOPIC : Is the food nice?
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Off Topic : Nobu Nicer tongue.gif

If you have an Infinite, plenty of good option for dining as 50% for starwood hotel dining are available blush.gif

chiahau
post Sep 25 2015, 10:46 PM

Fatthau StalKer
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QUOTE(David83 @ Sep 25 2015, 07:46 PM)
What kind of problem you faced?
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The usual

1. Sold out excuse.
2. Only shit sitting available.

laugh.gif
chiahau
post Sep 27 2015, 08:19 PM

Fatthau StalKer
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QUOTE(fruitie @ Sep 27 2015, 07:04 PM)
Yes, useful and my colleague mentioned TGV 1U is pretty troublesome, RM 10 tickets only for those first few rows. doh.gif
Nope, ugly like hell. Hate it because it's gold colour.
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Boss, not 1st few rows.

It's just next to the premium seats.

Approximately 3-4 rows from the top.

And this only applies to 1U

You go Sunway and etc, you can pick anywhere.

QUOTE(cappuccino vs latte @ Sep 27 2015, 07:40 PM)
No such rule at KLCC. I always got seating at the last row as no body will seat behind me & kick my seat. whistling.gif
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Because klcc tgv is so cramped, nobody will bother to go if you limit the sitting availability tongue.gif
chiahau
post Oct 1 2015, 12:51 PM

Fatthau StalKer
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QUOTE(vin_ann @ Oct 1 2015, 11:23 AM)
can i use Maybank Visa PayWave Debit card ???
All Visa Paywave & Maybank.
the first 15,000 & 1,000 are for the whole 3 months period???
*
T&C bawah say Maybank Visa Credit Card wor????
chiahau
post Oct 5 2015, 05:20 PM

Fatthau StalKer
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QUOTE(victorywp @ Oct 5 2015, 03:40 PM)
yahoo! i got 5% for this transaction although the receipt written "tai thong mooncake" instead of "tai thong restaurant".

superb saving with this purchase! 15% discount upfront + buy 4 free 1 + 5% mbb2amex + 5x tp mbb2amex
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laugh.gif

I got 30% upfront + buy 4 free 1.
chiahau
post Oct 10 2015, 10:25 PM

Fatthau StalKer
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QUOTE(reoz @ Oct 10 2015, 03:40 PM)
Just want to ask, easy payment will charge me interest or not?

Because the shop says easy payment 0% interest over 12months.

I dont know about easy payment thinggy.

Please advice me. Thank you
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If they charge you %, go ahead and take the proof and lodge a dispute with visa / master.

You'll get your $$ back and 0% installment still applies laugh.gif
chiahau
post Nov 16 2015, 03:07 PM

Fatthau StalKer
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QUOTE(triOz88 @ Nov 16 2015, 03:06 PM)
Hi, i already have ikhwan mastercard.. if i apply for this m2c card, possible to approve or reject?

just want to collect TP only since ikhwan only 1TP = RM1..
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Apply saje.

If approve, good for you.

If not, get Ikhwan Amex.

RM 1 X 5TP as well.

Just no 5% weekend dining only laugh.gif
chiahau
post Nov 19 2015, 10:04 AM

Fatthau StalKer
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QUOTE(victorywp @ Nov 19 2015, 09:30 AM)
which mamak accepts cc? maybe can create a list later.  nod.gif  laugh.gif
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Pelita at Mont Kiara also accepts CC, I think. laugh.gif
chiahau
post Nov 19 2015, 10:13 AM

Fatthau StalKer
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QUOTE(kockroach @ Nov 19 2015, 09:30 AM)
Eh, I thought Harvey Normal got charges, because I want to buy something buy installment also. Will go check it out. Thanks!
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No surcharges are allowed even for installment or CC usage.

If they do charge, go ahead and lodge a complaint with BNM / VISA / Master and etc.

But I don't think Harvey will charge.

Because of GST, you charge surcharge, you'll end up with a massive headache later tongue.gif
chiahau
post Nov 19 2015, 10:53 AM

Fatthau StalKer
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QUOTE(lengzhai @ Nov 19 2015, 10:34 AM)
Some telecommunication shop will have this surcharge, the reason being is the bank charge them, so they bring this to the consumer... so i believe this can be complain-able?
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I did make an extensive research on this topic last time.

And the reply I received from global governing body ( Visa / Master ) is the same.

There should NOT be any surcharges.

It's also stated in the terminal rental agreement.

Customers are not to be charged with the surcharge.

So go ahead and be anal. Complaint non-stop until they refund you.

I received a refund before due to this surcharge by a camera shop.
chiahau
post Nov 19 2015, 11:11 AM

Fatthau StalKer
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QUOTE(lengzhai @ Nov 19 2015, 11:06 AM)
Great to hear that and Good work you have done! rclxms.gif

This means I have paid some surcharges already to them. Well I think can't be refunded due to long time ago, ie more than 9 months and more.

If you ever faced this problem, what should you do? By the way is the research available for reading/maybe in this subforum? notworthy.gif
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The staff thinks it's not necessary to have such thread so I am not too sure where's the research went to already laugh.gif

Depends on how they manipulate.

If they manipulate the surcharge and include it into the tax invoice, it's pretty hard to argue in that sense.

But most people won't do that as that will artificially inflate their profit and increase their GST payable to Customs.

If the tax invoice issued and the amount charged is different, scan a copy of those receipts and lodge a dispute with your issuer before raising it to BNM / Visa / Master if no action is taken.

2 weeks or so before you can get an answer.

This post has been edited by chiahau: Nov 19 2015, 11:11 AM
chiahau
post Nov 19 2015, 02:44 PM

Fatthau StalKer
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QUOTE(kockroach @ Nov 19 2015, 01:48 PM)
So don't even need to argue with the vendor, just let them charges the surcharge provided it is "tax invoice issued and the amount charged is different" then we can complain the BNM / Visa / Master and get the refund?

Is it easy to liaise with them? BNM first or Visa/Master first?
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My experience with BNM was okay. They got back to me within 5 working days.

Maybank took roughly 2 weeks to investigate and I saw a CR entry to my account for the excessive charges some time later.

Maybe if you make more noise, they'll get back to you faster? laugh.gif
chiahau
post Nov 19 2015, 02:51 PM

Fatthau StalKer
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QUOTE(kockroach @ Nov 19 2015, 02:49 PM)
So usually complain to who first, maybank first or bnm first or visa/master first?
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Issuer 1st. Governing bodies later.

This is to show you tried to go through the proper channel.
chiahau
post Nov 20 2015, 07:50 AM

Fatthau StalKer
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QUOTE(kart @ Nov 20 2015, 04:25 AM)
chiahau
Last time, you reported that Visa and MasterCard do not impose minimum transaction amount. In other words, by right, we are allowed to swipe our Visa and MasterCard credit cards, to pay for any amounts, including RM 1 as well.

The thing is that some merchants will refuse to accept credit card payments, if the transaction amount does not exceed a certain amount (says RM 30, RM 50, or so on). Who is the one that originally imposes this silly rule? Is it the merchant, acquirer bank, or Visa / MasterCard?

I could be wrong, but I do not think that American Express also does not impose minimum transaction amount.
Between these three parties:
- merchant
- acquirer bank
- American Express, Visa and MasterCard (the credit card network)

There is at least one party who does not tell the truth, and continues to mislead customers like us. Nevertheless, it will impede the vision of Bank Negara, to promote more cashless transactions.
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I've paid with my credit card for 1 Euro before in Germany tongue.gif

So I believe, it's a matter of policy.

Those silly rules are implemented by merchant themselves to protect themselves from having to pay for the fees for CC usage.

Visa / Master's pretty transparent. You can email them and they'll reply you almost immediately with an in depth reply. Same can't be said about our local banks however..

QUOTE(wjleong15 @ Nov 20 2015, 07:43 AM)
The bank will charge the shop every transaction % + fixed fee, that's why merchant doesn't allow low amount transaction as they sure lose money. cool2.gif
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According to terminal rental agreement, that has nothing to do with us.

Those fees are to be paid by the merchant, not the end user.

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