I topup today and opened a new account for PIEBF

Going to topup more these few days. Have been saving my bullets for time like this

You are correct that we hardly can predict. Switch day by day will cause you lose unnecessary switching fee, unless you are mutual gold.

PIEBF, another hybrid. I think I still have a small amount in PEBF. It is good to take this when the market is volatile also but we are not totally immuned since PIEBF will hold some equities also.

I just topped up to my PFES. That's all.

Rather than Savings / FD, I used to park my investment funds in PEBF (yes i know it has some equities, no problem with it), and since PEBF is closed, I have to choose alternative which my agent told me PIEBF is a good one

PIEBF is good as it also ha some equities

I think PIEBF should be quite similar to PEBF except that it is more restricted to Shahriah approved market.

yes it's similar except that it's for Islamic purposes

If it has the similar good performance as PEBF, I might consider this as well. PSBF is good but it stays more on the conservative bond category.

I thought I would see all red today, but seems not

Anyway, today's PRSF is at 0.6780 which is the same price as 17/04/2007

Ironically, I switch all my units for PRSF (0.6780) to PEBF and today I topup at this price

dzi921, what you posted there, most of them are BOND and MONEY MARKET fund which are not heavily affected by the stock market.

You should see the upper portion tomorrow. Most of them are EQUITY and BALANCED FUND which have higher weightage in stock market.

This post has been edited by David83: Aug 6 2007, 08:38 PM

I used to have PSBF, but it moves to slow. So I decided to go for PEBF which has some equity to boost it

I'm in the hesitation to switch over or redeem all my units in PSBF. As agreed with you, they move slowly. Their benchmark is 3-month FD.

Where can I find info on Public Mutual funds like:
1) Year End
2) Highest Record
3) Lowest Record
4) Which year have bonus/dividend

Can't seem to find these in their official site

Public index fund and Public savings fund (moderate) both drop roughly 3% :-\

Well expected drop! I hope tomorrow will be a different story. I did nothing to my portfolio, still bullish. Hope the best out of PEF.

for public mutual,switch from low load bond/cash fund to equitidy fund is nav+6.5% service charge.so some how mx510 advice is acceptable,say if you a pm investor,dont want invest in pm's bond(personaly,i dont like their bond performance),you can actualy withdraw the money,when time is right,you invest back,than you can save the RM25 switch equitidy to bond charge.

mx510,if you plan to take seling unit trust as long term career,i sugest you study depth on it.don't only count on what your manager teach.

also please note that,other than public mutual,there are some unit trust company don't count service charge when you switch from low load bond to equitidy fund.

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Added on August 7, 2007, 12:49 ama lot forumer here plan to increase their top up money in the recent two weeks ,what i want to say is this strategy have some risk,we actualy dont know 'how low is low',if the price keep drop for a long period and you keep on double or xple you investment top up,you will ended up like those who stug in share water.

for those conservative investor,can consider top up as your usual amount.

This post has been edited by athlon 11: Aug 7 2007, 12:51 AM

True

For me, I topup bit by bit to test water, and when I feel it is moving upward then will make a bigger topup

You are correct to test the water but bigger top up would not be a wise move. Probably you increase your average cost per unit. Probably the market would not be up for so long.
It is very difficult to TIME the market, need some luck most of the time.

That is why they say trading has to do a bit with gambling

You guys should make a discipline to set a target range to top up as well...I will only top up when the price fell 8-10% more than my latest entry NAV. Anything less I don't bother.

Take PCSF for ex, I did my research and didnt enter when it first launched. Now, I think it's getting more and more attractive. But I still set my entry price to be 0.215. If it doesnt go below that, forget it.