The loss i endured in the past two week is more than the cost of switching out into bonds and back in (when equity stabilized)

Public index fund and Public savings fund (moderate) both drop roughly 3% :-\

only RM25 per RM10k. That mere sum should not affect ur investment strategy. Peanuts ler.

The irony is that most of us have our own agents liao. I bet most of ours are the sleeping kind.

Argh.. I only have my bullets locked and loaded after 27th of this month Eyeing on PCSF

This post has been edited by Medufsaid: Aug 17 2007, 10:17 AM

The fund is 10% below original starting position. Kinda unforseen

It looks as though it underperformed cos they start benchmarking even before the fund really started.

My dad's Mutual Gold. I'm investing as joint account with him as first party

Hard to say man. I would say preserve your savings into bond fund, wait for a correction/crash to come in before switching to Equity funds. BUT... She'll not get commission before u switch :-\

Quick question. can i switch RM800 worth of units into money market? I don't have MM account yet. Switching only need to fulfill 1000 units min requirement rite?

That is before we drop from KLCI 1390 level to now. Those who waited were richly rewarded.

Anyone here who's switched their funds to other agents before? I'm thinking of changing agent. Mine can't serve me as well as I'd like to

Try switching to money market. Switching into it costs nothing. But switching back into bonds or equity charges u RM25

It depends on how strong the future correction/recession is. If you invested in late 1996 your funds would have been -3~4% by 1999. Are you comfortable with that?

I rather just dump into any authorized local bond funds :-\
Low service charge when entering. Hopefully can beat EPF's pathetic 4-5% rate can liao.

LOL. Strings attached. Why can't there be genuine good news for once? Other than so and so new funds launching etc.

Erm, which recession you are talking about? Bcos if i remember SG's recession is different from ours. 2001?

Well. They followed the benchmark quite well until the last week or so. I think this is because there was a massive money outflow to outer conservative funds thanks to panic switching.